February 13, 2012, 02:13 CET
FSI (Financial Soundness Indicators)
Underlying data 2009 - 2011
Direct access to the methodological notes for each indicator is available via the respective link in the first column.
Core set of indicators
Data as at end of year and end of quarter respectively. S120 and S141: annual average.
| Underlying series (in Mio. Euro) | 2009 | 2009 Q1 | 2009 Q2 | 2009 Q3 | 2009 Q4 | 2010 Q1 | 2010 Q2 | 2010 Q3 | 2010 Q4 | 2011 Q1 | 2011 Q2 | ||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deposit takers | |||||||||||||||
| I001 | Regulatory capital to risk-weighted assets | ||||||||||||||
| S010 | Regulatory capital | Data are compiled for supervisory purposes only. | |||||||||||||
| S020 | Risk-weighted assets | Data are compiled for supervisory purposes only. | |||||||||||||
| I002 | Regulatory Tier 1 capital to risk-weighted assets | ||||||||||||||
| S030 | Regulatory Tier 1 capital | Data are compiled for supervisory purposes only. | |||||||||||||
| S040 | Risk-weighted assets | Data are compiled for supervisory purposes only. | |||||||||||||
| I003 | Nonperforming loans net of provisions to capital | ||||||||||||||
| S050 | Nonperforming loans net of provisions | Data are compiled for supervisory purposes only. | |||||||||||||
| S061 | Capital | Data are compiled for supervisory purposes only. | |||||||||||||
| I004 | Nonperforming loans to total gross loans | ||||||||||||||
| S070 | Nonperforming loans | Data are compiled for supervisory purposes only. | |||||||||||||
| S080 | Total gross loans | Data are compiled for supervisory purposes only. | |||||||||||||
| I005 | Sectoral distribution of loans | ||||||||||||||
| S090 | Sectoral distribution of loans | Tab.1 | Tab.1 | Tab.1 | Tab.1 | Tab.1 | Tab.1 | Tab.1 | Tab.1 | Tab.1 | Tab.1 | Tab.1 | |||
| S100 | Total gross loans | 5.603.950 | 5.604.306 | 5.416.785 | 5.365.261 | 5.389.461 | 5.582.696 | 5.384.063 | 5.400.311 | 5.284.491 | 5.265.981 | ||||
| I006 | Return on assets | ||||||||||||||
| S111 | Net income | 17.078 | |||||||||||||
| S120 | Total assets | 8.021.799 | |||||||||||||
| I007 | Return on equity | ||||||||||||||
| S131 | Net income | 17.078 | |||||||||||||
| S141 | Capital | 340.145 | |||||||||||||
| I008 | Interest margin to gross income | ||||||||||||||
| S150 | Interest margin | 91.504 | |||||||||||||
| S160 | Gross income | 126.264 | |||||||||||||
| I009 | Noninterest expenses to gross income | ||||||||||||||
| S170 | Noninterest expenses | 82.195 | |||||||||||||
| S180 | Gross income | 126.264 | |||||||||||||
| I010 | Liquid assets to total assets (liquid asset ratio) | ||||||||||||||
| S192 | Liquid assets | Data are compiled for supervisory purposes only. | |||||||||||||
| S200 | Total assets | Data are compiled for supervisory purposes only. | |||||||||||||
| I011 | Liquid assets to short-term liabilities | ||||||||||||||
| S212 | Liquid assets | Data are compiled for supervisory purposes only. | |||||||||||||
| S220 | Short-term liabilities | Data are compiled for supervisory purposes only. | |||||||||||||
| I012 | Net open position in foreign exchange to capital | ||||||||||||||
| S230 | Net open position in foreign exchange | Data are compiled for supervisory purposes only. | |||||||||||||
| S242 | Capital | Data are compiled for supervisory purposes only. | |||||||||||||
Encouraged set of indicators
Data as at end of year and end of quarter respectively. S540: annual average.
| Underlying series (in Mio. Euro) | 2009 | 2009 Q1 | 2009 Q2 | 2009 Q3 | 2009 Q4 | 2010 Q1 | 2010 Q2 | 2010 Q3 | 2010 Q4 | 2011 Q1 | 2011 Q2 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Deposit takers | |||||||||||||
| I013 | Capital to assets ratio | ||||||||||||
| S251 | Capital | 337.553 | 350.271 | 350.639 | 355.761 | 348.604 | 344.906 | 347.041 | 359.886 | 369.549 | 368.938 | ||
| S260 | Total assets | 7.728.861 | 7.672.397 | 7.483.171 | 7.400.877 | 7.420.539 | 7.815.580 | 7.584.252 | 8.372.741 | 8.024.267 | 7.955.451 | ||
| I014 | Large exposures to capital | ||||||||||||
| S270 | Large exposures | Data are compiled for supervisory purposes only. | |||||||||||
| S282 | Capital | Data are compiled for supervisory purposes only. | |||||||||||
| I015 | Geographical distribution of loans to total loans | ||||||||||||
| S290 | Geographical distribution of loans | Tab.2 | Tab.2 | Tab.2 | Tab.2 | Tab.2 | Tab.2 | Tab.2 | Tab.2 | Tab.2 | Tab.2 | ||
| S300 | Total gross loans | 5.603.950 | 5.604.306 | 5.416.785 | 5.365.261 | 5.389.461 | 5.582.696 | 5.384.063 | 5.400.311 | 6.579.017 | 6.578.229 | ||
| I016 | Gross asset position in financial derivatives to capital | ||||||||||||
| S310 | Gross asset position in financial derivatives | 1.016.978 | 894.602 | 1.265.862 | |||||||||
| S321 | Capital | 108.259 | 112.960 | 127.025 | 128.432 | 116.051 | |||||||
| I017 | Gross liability position in financial derivatives to capital | ||||||||||||
| S330 | Gross liability position in financial derivatives | 1.003.442 | 898.552 | 1.280.046 | |||||||||
| S341 | Capital | 108.259 | 112.960 | 127.025 | 128.432 | 116.051 | |||||||
| I018 | Trading and foreign exchange gains and losses to gross income | ||||||||||||
| S350 | Trading and foreign exchange gains (losses) | 34.267 | |||||||||||
| S360 | Gross income | 126.264 | |||||||||||
| I019 | Personnel expenses to noninterest expenses | ||||||||||||
| S370 | Personnel expenses | 44.931 | |||||||||||
| S380 | Noninterest expenses | 82.195 | |||||||||||
| I020 | Spread between reference lending and deposit rates | ||||||||||||
| I021 | Spread between highest and lowest interbank rates | ||||||||||||
| I022 | Customer deposits to total (noninterbank) loans | ||||||||||||
| S390 | Customer deposits | 2.520.148 | 2.577.999 | 2.484.265 | 2.505.350 | 2.496.857 | 2.562.332 | 2.435.163 | 2.487.664 | 2.452.083 | 2.469.498 | ||
| S400 | Total gross loans | 3.336.681 | 3.412.544 | 3.312.760 | 3.276.358 | 3.300.795 | 3.436.447 | 3.305.223 | 3.380.071 | 3.327.676 | 3.315.463 | ||
| I023 | Foreign-currency-denominated loans to total loans | ||||||||||||
| S410 | Foreign-currency-denominated loans | 681.628 | 653.556 | 612.042 | 617.860 | 635.529 | 676.777 | 622.904 | 621.950 | 573.185 | 576.687 | ||
| S420 | Total gross loans | 5.603.950 | 5.604.306 | 5.416.785 | 5.365.261 | 5.389.461 | 5.582.696 | 5.384.063 | 5.400.311 | 5.284.491 | 5.265.981 | ||
| I024 | Foreign-currency-denominated liabilities to total liabilities | ||||||||||||
| S430 | Foreign-currency-denominated liabilities | 745.919 | 706.777 | 668.228 | 634.323 | 662.100 | 736.719 | 699.656 | 696.097 | 650.543 | 642.260 | ||
| S440 | Total liabilities | 7.391.308 | 7.322.126 | 7.132.723 | 7.045.116 | 7.071.935 | 7.470.674 | 7.237.211 | 8.012.855 | 7.654.718 | 7.586.513 | ||
| I025 | Net open position in equities to capital | ||||||||||||
| S450 | Net open position in equities | Data are compiled for supervisory purposes only. | |||||||||||
| S462 | Capital | Data are compiled for supervisory purposes only. | |||||||||||
| Other Financial Corporations | |||||||||||||
| I026 | Assets to total financial system assets | ||||||||||||
| S470 | Assets | 2.754.095 | 2.835.073 | 2.902.809 | 2.940.185 | ||||||||
| S480 | Total financial system assets | 17.090.668 | 17.267.288 | 17.456.875 | 17.631.045 | ||||||||
| I027 | Assets to GDP | ||||||||||||
| S490 | Assets | 2.754.095 | 2.835.073 | 2.902.809 | 2.940.185 | ||||||||
| S500 | GDP | 2.318.000 | 2.358.400 | 2.464.000 | 2.496.000 | ||||||||
| Nonfinancial corporations sector | |||||||||||||
| I028 | Total debt to equity | ||||||||||||
| S510 | Total debt | 2.389.160 | 2.293.847 | 2.290.489 | 2.284.693 | ||||||||
| S520 | Equity | 1.503.278 | 1.638.020 | 1.734.063 | 1.774.680 | ||||||||
| I029 | Return on equity | ||||||||||||
| S530 | Earnings before interest and tax (EBIT) | 397.180 | |||||||||||
| S540 | Equity | 1.711.705 | |||||||||||
| I030 | Earnings to interest and principal expenses (Debt service coverage) | ||||||||||||
| S550 | Earnings before interest and tax (EBIT) | 397.180 | |||||||||||
| S560 | Debt service payments | 58.310 | |||||||||||
| I031 | Net foreign exchange exposure to equity | ||||||||||||
| S570 | Net foreign exchange exposure | This underlying series is not compiled. | |||||||||||
| S580 | Equity | This underlying series is not compiled. | |||||||||||
| I032 | Number of applications for protection from creditors | ||||||||||||
| Households | |||||||||||||
| I033 | Household debt to GDP | ||||||||||||
| S590 | Household debt | 1.524.818 | 1.529.666 | 1.533.993 | 1.532.048 | ||||||||
| S600 | GDP | 2.318.000 | 2.358.400 | 2.464.000 | 2.496.000 | ||||||||
| I034 | Household debt service and principal payments to income | ||||||||||||
| S610 | Household debt service and principal payments | 13.470 | 12.790 | 12.570 | 12.910 | ||||||||
| S620 | Household income | 417.730 | 417.710 | 414.930 | 424.540 | ||||||||
| Market liquidity | |||||||||||||
| I035 | Average bid-ask spread in the securities market | ||||||||||||
| I036 | Average daily turnover ratio in the securities market | ||||||||||||
| Real estate markets | |||||||||||||
| I037 | Residential real estate prices | ||||||||||||
| I038 | Commercial real estate prices | ||||||||||||
| I039 | Residential real estate loans to total loans | ||||||||||||
| S630 | Residential real estate loans | 901.498 | 899.626 | 900.169 | 905.003 | 901.967 | 901.754 | 905.781 | 907.779 | 906.804 | 909.347 | ||
| S640 | Total loans | 5.603.950 | 5.604.306 | 5.416.785 | 5.365.261 | 5.389.461 | 5.582.696 | 5.384.063 | 5.400.311 | 5.284.491 | 5.265.981 | ||
| I040 | Commercial real estate loans to total loans | ||||||||||||
| S650 | Commercial real estate loans | 312.033 | 313.511 | 311.791 | 313.282 | 313.303 | 308.331 | 309.483 | 307.684 | 305.383 | 315.005 | ||
| S660 | Total loans | 5.603.950 | 5.604.306 | 5.416.785 | 5.365.261 | 5.389.461 | 5.582.696 | 5.384.063 | 5.400.311 | 5.284.491 | 5.265.981 | ||
