In spring, the percentage of firms that negotiated a new credit because of the coronavirus crisis was twice as high as the percentage of firms that negotiated a new credit for other reasons. Throughout the year, the share of negotiations initiated because of the crisis halved, though. Large enterprises were more likely than small enterprises to negotiate a new credit for a reason not related to the current crisis. However, there was an overall high incidence of negotiations initiated because of the crisis across all firm sizes. Over the course of the year, the share of firms that needed a new credit and received it in the requested amount and at the desired conditions grew, while the share of unsuccessful credit negotiations decreased.