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Growth rates for the national contributions to the aggregated balance sheet of euro area monetary financial institutions*

Growth rates for the national contributions to the aggregated balance sheet of euro area monetary financial institutions*

The ECB computes annual growth rates as the differences in outstanding amounts adjusted for all non-transaction related issues, i.e. revaluations, reclassifications, and exchange rate adjustments.

The ECB’s computation might lead to results that differ from the growth rates published by NCBs. In the case of loans, the annual growth rates shown for country A refer to loans granted by MFIs resident in country A to all euro area residents; the growth rates do not provide information about the loans granted to the citizens of country A. Moreover, the published growth rates exclude securitised loans that have been removed from the balance sheet and thus they might differ substantially from the growth rate of lending received by the counterparty sector. Further information as well as growth rates corrected for securitised loans can be found on the websites of the NCBs. Analogously, in the case of deposits, the annual growth rates given for country B refer to deposits held by all euro area residents with MFIs resident in country B; the growth rates do not provide information about the deposits held by the citizens of country B.

Last update 2018-10-05 12:17:40
Euro area BE DE EE IE GR ES FR IT CY LV LT LU MT NL AT PT SI SK FI
1. Assets                                        
1.1. Loans 3.1229 6.6501 3.589 5.401 -4.4014 1.7556 1.1963 6.043 -0.1506 -3.6398 1.666 12.2447 3.2908 8.8431 -0.5551 4.2341 2.4552 5.5588 9.0418 1.5783
1.1.1. Monetary Financial Institutions (MFIs) 3.9882 2.1591 3.6231 21.5171 -8.7755 136.3641 13.3899 4.9661 -1.5696 2.7433 8.774 52.3354 2.1574 16.0548 8.6426 3.3282 18.5895 4.8375 -8.5594 -2.6187
1.1.2. General government -4.3481 1.5249 -7.3281 3.8074 -14.5264 -4.9425 -9.4766 -1.0631 -3.0883 -9.881 . -41.9516 -17.2803 -1.9228 -2.9141 -1.6453 -10.9167 15.5497 -7.0256 6.1526
1.1.3. Non-MFIs excluding general government 3.3431 9.5422 4.8493 1.7603 0.1213 -1.778 -1.0614 7.8656 0.9063 -5.5923 -0.3509 7.8045 5.7668 5.9706 -3.3058 5.1013 0.5993 4.9703 9.9719 4.0395
1.1.3.1. Non-financial corporations 3.1347 14.3825 6.9497 -3.652 -0.8707 -1.0206 -0.426 6.2583 -3.6464 1.0435 -5.541 7.3827 7.8528 5.2811 -0.9889 5.6167 -0.35 1.4457 6.441 7.2218
1.1.3.2. Households and non-profit institutions serving households 3.1578 8.8416 3.7653 6.5886 -0.2785 -2.2095 0.4668 6.8241 1.0813 0.0016 0.6709 7.5813 7.5612 7.0281 -1.7364 3.5544 0.8757 6.753 11.4448 2.3918
1.1.3.2.1. Credit for consumption 7.1896 7.745 5.5753 7.2159 0.8383 -1.2879 14.8092 8.2401 8.487 1.6996 5.5128 8.2916 14.5135 5.7737 -3.8359 0.1115 11.4188 11.7348 7.6756 5.207
1.1.3.2.2. Lending for house purchase 3.2241 9.5979 4.4216 6.9427 -0.205 -2.9762 -1.4215 6.9324 1.872 -0.392 0.5818 8.4559 7.7261 7.7499 -1.632 4.4498 -0.3549 4.2227 11.7645 2.0398
1.1.3.2.3. Other lending -0.767 1.7255 -0.467 -2.0715 -7.9113 -0.3974 -0.3778 2.8792 -5.0459 0.0368 -3.9461 1.9312 5.3022 1.9358 -2.5218 2.8349 -2.3226 9.3249 21.8356 1.8712
1.1.3.3. Financial corporations except MFIs and Insurance corporations and pension funds (ICPFs) 5.2961 3.8954 2.8626 2.3684 4.8258 -4.8518 -23.0254 21.9472 18.6638 -47.0067 22.2278 11.5507 -2.5291 4.6124 -12.2428 7.7867 5.4223 22.2736 24.3736 -3.5887
1.1.3.4. Insurance corporations and pension funds 4.5246 -12.0473 17.4869 . 10.0152 . -32.7745 14.5918 -19.9411 . . . 67.5131 . -14.0492 . . . . .
1.2. Debt securities held -2.6401 -11.2831 -5.9962 1.51 0.3357 -34.3621 -3.6268 -4.1753 7.7836 81.4585 -44.5192 4.476 -4.1587 0.2307 -3.2165 -7.9533 4.2692 -6.3983 -2.0338 -12.2727
1.2.1. Monetary Financial Institutions (MFIs) -3.3082 11.8651 -2.1146 . -3.4199 189.7622 -23.5702 -3.6723 -0.8168 100.4259 . . 0.1405 2.4581 -18.2396 -5.0928 -37.6661 2.4882 13.3141 -4.9262
1.2.1.1. Up to 1 year -1.4212 -51.3356 -16.1568 . -1.5245 . 20.812 -0.2982 . . . . 3.5331 . -39.627 -83.7933 . . . -43.6934
1.2.1.2. Over 1 year and up to 2 years -1.5701 . -53.6418 . -32.2047 . -78.0716 7.7568 . . . . -37.0194 . . -74.3261 . . . .
1.2.1.3. Over 2 years -3.7073 -11.8475 -1.1912 . -8.031 189.0367 -24.1722 -10.8551 -0.8223 100.008 . . 0.883 6.5615 -13.3751 1.6564 -38.4641 7.9427 15.1663 -0.2566
1.2.2. General government -4.5931 -17.7958 -12.1188 14.347 4.9503 5.3387 -3.353 -14.6989 6.6093 81.3963 -27.3173 4.9353 -13.1565 1.1484 -7.2511 -8.8991 3.1622 -8.8491 -4.5693 -23.6645
1.2.3. Non-MFIs excluding general governement 0.164 -8.937 -2.8015 . 2.5939 -77.2907 -2.3293 1.916 14.9694 71.3365 -30.3852 . 0.2809 -7.7032 0.7395 -10.8998 8.4366 6.1762 21.835 -1.7635
1.3. Money market fund shares/units -9.4455 . . . -31.1039 . . -10.9474 . . . . -4.0887 . 99.733 . . . . .
1.4. Equity and non-MMF investment fund shares/units -0.2661 -4.6256 0.1919 65.3409 -10.4432 9.563 -4.5313 2.2362 -1.8836 23.7 1.2924 13.4805 -15.2373 9.3746 -4.7195 1.6528 -1.4601 18.2126 15.4857 2.4922
1.4.1. Monetary Financial Institutions (MFIs) 2.0891 1.5181 12.216 . 4.274 7.0839 6.1697 -0.0209 1.8307 . . . -44.6982 23.5265 -2.031 9.7893 27.6403 . . 9.7856
1.4.2. Non-MFIs excluding general government -1.4481 -7.6051 -1.3983 62.5 -40.9381 9.8502 -7.6511 4.6246 -5.2122 24.2236 3.1173 13.0999 -5.4756 3.2585 -6.1104 -0.8039 -4.4299 18.0778 16.8241 2.3833
1.5. External assets 2.7022 -5.5379 0.6775 -20.2233 3.9653 -37.3798 4.7475 9.4225 17.0085 -11.6372 -59.9731 -44.8142 -2.6725 -14.3055 -5.0413 1.7349 0.8446 -0.7228 -15.318 15.3935
1.6. Non-financial assets (including fixed assets) -1.3658 -0.9788 0.3684 . 3.5512 3.7362 -12.0047 4.3162 -0.9262 13.9749 -2.0745 55.013 9.407 11.5309 -8.9835 5.3442 -5.7839 5.046 2.2788 10.4641
1.7. Remaining assets and Cash of which euro -8.9242 -59.3241 -7.4398 -19.1725 -3.9219 -5.2056 0.883 -5.7445 -7.1715 -2.5487 -4.5987 -16.0204 -27.5798 68.3521 -17.1344 -20.3596 -9.6987 -33.188 -0.7085 1.7197
1.8. Total Assets/Liabilities 0.9596 -6.4131 1.006 3.9727 0.1429 -6.3059 0.1303 3.7958 0.9527 0.4236 -14.1137 5.353 -0.9883 -0.3203 -3.2566 0.9425 1.5343 2.0406 4.5787 2.2095
2. Liabilities                                        
2.1. Currency in circulation                                        
2.2. Deposit liabilities 2.5643 2.477 1.8809 8.9588 -0.8616 -8.58 -0.6113 5.5754 5.0028 6.4932 4.9357 11.8802 0.864 -1.8704 -3.0157 3.0687 2.4069 5.191 5.6413 1.1595
2.2.1. Monetary Financial Institutions (MFIs) 1.3035 -1.7585 -1.398 6.0124 -6.6446 -59.1988 -3.386 5.6168 5.6064 -17.679 51.3554 31.1527 -3.2552 -21.1842 -3.3562 -2.7858 0.6822 -2.5808 -9.6367 6.024
2.2.2. Central government -2.4435 -15.7297 43.6554 -19.3288 -9.5496 71.8295 0.1785 35.6616 -39.3132 . -8.3288 -0.846 -17.3359 22.9501 25.2094 10.6439 7.1242 -5.8656 21.182 -3.3824
2.2.3. Non-MFIs excluding central government 3.2097 3.4682 2.9432 11.2369 2.3121 8.3381 0.2794 5.4197 6.2828 -0.2262 3.1698 10.9786 3.3784 1.5194 -3.0496 5.3795 2.7567 6.6469 6.3025 -0.4095
2.2.3.1. Overnight deposits 7.3286 8.2361 6.7464 13.8217 10.302 7.1325 9.5366 8.9948 7.5973 14.854 2.503 14.2842 6.4667 5.7332 -5.2491 14.0937 12.839 12.9691 10.313 0.8844
2.2.3.2. Deposits with agreed maturity -4.3942 -7.7229 -2.1363 11.2516 -14.0846 11.077 -15.144 1.763 -4.9105 -10.3266 8.6907 -0.379 -9.4872 -7.0736 -6.8465 -7.642 -3.6385 -5.8259 -2.9952 -12.0749
2.2.3.2.1. Up to 1 year -4.6777 5.4982 -2.9066 7.5141 -11.4631 8.1996 -16.3245 8.8295 -23.7855 -12.309 6.2716 7.4193 -2.7256 -7.3093 -7.1993 -4.6665 -0.639 -3.7743 -3.9149 -18.0077
2.2.3.2.2. Over 1 year and up to 2 years -15.441 -4.2373 -5.0469 20.4902 -13.2055 78.3782 -26.9478 12.4959 -33.9092 17.2028 28.099 -21.1508 -35.2241 -12.0428 -26.3749 -24.4245 -4.6034 -7.2809 -8.4023 -43.0389
2.2.3.2.3. Over 2 years -2.6732 -11.8403 -1.5753 23.1862 -17.9049 23.8283 -9.6582 -0.6109 8.7849 -11.3311 2.1848 9.1455 -15.5028 -4.9261 -6.1188 -6.3288 -7.7705 -7.1082 0.447 5.9544
2.2.3.3. Deposits redeemable at notice 1.5653 2.3532 -0.8389 -15.9169 -0.4844 -7.9616 16.1713 3.6697 1.1848 3.2714 2.3948 . 16.1344 19.008 0.9978 8.3747 20.9167 -8.8745 9.6814 1.7522
2.2.3.3.1. Up to 3 months 1.887 2.3264 0.2735 -15.9169 -0.5538 -7.9616 . 3.6694 1.3846 0.3926 2.4205 . 14.323 . 1.0511 7.6256 20.9167 -8.2256 11.6074 1.3807
2.2.3.3.2. Over 3 months -9.8168 7.0562 -14.0664 . . . 16.7322 . -9.9923 22.6974 . . 21.4316 13.5944 -2.3053 . . . 4.5985 .
2.2.3.4. Repurchase agreements 15.5803 . -64.6698 . -34.589 -1.3605 -12.3574 19.517 30.7942 . . . -44.2615 -50.0 -0.8009 . -36.3636 . . .
2.3. Money market fund shares/units -4.0997 39.7312 -16.0235 . 2.3267 -7.8341 -18.5481 -5.1791 -23.8609 . . . -5.0555 . 12.3508 . -45.6081 . . -15.3
2.4. Debt securities issued -1.4815 -10.1541 -0.5972 . -6.5444 150.878 1.5266 0.9954 -13.8757 -19.5937 0.2191 . 6.9745 -7.6681 -0.7349 2.1833 -2.646 . 5.7076 7.4657
2.4.1. Up to 1 year 0.0629 -37.6733 -3.194 . -13.6022 . -0.4736 1.0614 -86.8303 . . . 17.9504 . 114.4051 . . . . 30.4284
2.4.2. Over 1 year and up to 2 years -15.7294 -15.186 -31.7547 . -24.8685 . -17.1013 19.0745 -53.9134 . . . -16.782 . -26.3428 -46.7729 . . -33.9596 -74.5434
2.4.3. Over 2 years -1.2164 3.9826 0.1446 . -3.7445 150.878 2.7314 0.4659 -11.8852 -25.4388 2.6448 . 8.4832 -8.4053 -2.7149 2.5514 -2.6263 . 8.8842 5.4027
2.5. Capital and reserves 1.0767 5.1669 1.3408 12.4275 -2.7793 -0.2156 3.2287 3.53 -2.2957 5.4797 6.1019 14.6237 -11.6886 5.1512 -1.0471 -0.907 4.1337 17.7985 8.0218 5.6534
2.6. External liabilities 4.3452 -3.0246 5.6586 -17.144 0.8055 -12.0715 14.7136 11.4851 -1.8397 -23.708 -48.2541 -33.1837 -2.6825 -7.6742 -0.9855 4.6939 -2.7199 -18.9265 -13.411 0.3479
2.7. Remaining liabilities -9.3582 -61.0786 -6.9559 -7.0911 10.436 -14.9027 -4.9137 -6.5639 -7.0359 21.8568 -19.3423 1.0867 16.3988 102.2141 -16.8648 -18.1538 -11.5742 -27.1737 -17.7759 1.425
2.8. Total Assets/Liabilities 0.9596 -6.4131 1.006 3.9727 0.1429 -6.3059 0.1303 3.7958 0.9527 0.4236 -14.1137 5.353 -0.9883 -0.3203 -3.2566 0.9425 1.5343 2.0406 4.5787 2.2095
(annual growth rates at end of period)

Legend
·    Data unknown, not to be published or not meaningful
Some values may be estimated or preliminary.
Detailed information on the observation status can be found in the time series view.


* Euro area data cover the EU Member States that had adopted the euro at the time to which the statistics relate. Greek data are included in euro area aggregates as of January 2001, Slovenian data as of January 2007, Cypriot and Maltese data as of January 2008, Slovakian data as of January 2009, Estonian data as of January 2011, Latvian data as of January 2014 and Lithuanian data are included as January 2015. Before January 2003 data for loans to other euro area residents were collected in March; June; September and December each year. Monthly data on outstanding amounts prior to January 2003 and monthly growth rates prior to January 2004 are derived from quarterly data. Household data include non-profit institutions serving households. Money market fund shares/units data relate to euro area residents. Amounts issued by non-euro area residents are included in external assets. Amounts held by non-euro area residents are included in external liabilities.

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