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Growth rates for the national contributions to the aggregated balance sheet of euro area monetary financial institutions*

Growth rates for the national contributions to the aggregated balance sheet of euro area monetary financial institutions*

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The ECB computes annual growth rates as the differences in outstanding amounts adjusted for all non-transaction related issues, i.e. revaluations, reclassifications, and exchange rate adjustments.

The ECB’s computation might lead to results that differ from the growth rates published by NCBs. In the case of loans, the annual growth rates shown for country A refer to loans granted by MFIs resident in country A to all euro area residents; the growth rates do not provide information about the loans granted to the citizens of country A. Moreover, the published growth rates exclude securitised loans that have been removed from the balance sheet and thus they might differ substantially from the growth rate of lending received by the counterparty sector. Further information as well as growth rates corrected for securitised loans can be found on the websites of the NCBs. Analogously, in the case of deposits, the annual growth rates given for country B refer to deposits held by all euro area residents with MFIs resident in country B; the growth rates do not provide information about the deposits held by the citizens of country B.

Last update 2019-03-28 04:00:45
Euro area BE DE EE IE GR ES FR IT CY LV LT LU MT NL AT PT SI SK FI
1. Assets                                        
1.1. Loans 2.9414 3.0086 2.3885 4.7209 5.2763 -2.2518 0.339 7.5517 -1.1814 -8.3773 1.6979 11.2428 5.6626 6.4774 -4.0874 4.4918 1.9264 3.8516 7.8738 6.3458
1.1.1. Monetary Financial Institutions (MFIs) 3.4942 -5.1428 -0.6293 -0.96 9.677 30.8555 9.2453 8.412 -0.6522 -6.921 -1.4561 35.3308 6.44 11.0561 -9.9822 2.2441 14.086 8.2333 -12.5974 8.3279
1.1.2. General government -2.4253 0.6956 -4.6652 14.3635 -6.17 -69.1785 -11.4169 1.5489 -0.0445 . . -10.7798 -4.2124 -0.0702 -0.6689 -3.6462 -8.8152 -10.6315 3.4824 13.9856
1.1.3. Non-MFIs excluding general government 3.1064 7.7477 5.2253 5.9732 1.5195 -1.577 -1.1645 7.3804 -1.5661 -8.2877 3.4017 6.2595 4.4087 4.5129 -2.3164 6.1386 0.6529 4.0353 8.8957 4.1611
1.1.3.1. Non-financial corporations 2.5886 9.4572 7.6236 4.5621 3.4299 0.1473 -1.9768 6.2753 -6.395 0.237 2.8946 2.7513 3.0891 -0.1133 -2.3529 9.0669 -0.5655 1.8316 8.0687 6.2817
1.1.3.2. Households and non-profit institutions serving households 3.1951 6.6533 3.9879 6.4033 2.8193 -2.645 0.5768 5.9082 0.4123 -0.9095 1.1995 8.2186 6.9378 8.3661 0.462 3.9113 1.4666 6.9718 10.158 2.3675
1.1.3.2.1. Credit for consumption 6.0447 6.6224 4.7415 5.7735 4.3129 -2.1187 12.7752 5.2692 8.7825 -0.8004 6.9147 7.7162 12.6976 9.1793 -3.0784 0.2625 9.3512 12.8273 4.5896 4.2029
1.1.3.2.2. Lending for house purchase 3.501 6.7063 4.7215 7.0137 2.8486 -2.9146 -0.9668 6.364 1.8237 -0.6384 1.6136 8.8447 7.4617 9.3272 0.4077 4.7694 0.5528 4.7407 11.148 1.9166
1.1.3.2.3. Other lending -1.2115 6.3596 0.0653 -5.56 -6.4544 -2.2754 -1.1613 1.6171 -8.0159 -1.6128 -9.589 4.434 4.0746 -0.2245 5.8726 3.1632 -2.0136 6.3593 17.2251 3.2761
1.1.3.3. Financial corporations except MFIs and Insurance corporations and pension funds (ICPFs) 3.9059 6.9522 2.7204 8.3846 -9.3352 -7.4136 -15.3681 18.2916 9.4972 -62.4339 12.7703 17.1041 3.3048 5.5306 -10.3366 1.3757 0.3505 -2.6372 -11.9763 16.2318
1.1.3.4. Insurance corporations and pension funds 10.5877 11.4471 19.1467 . 20.1199 . -21.4146 20.3186 -10.1208 . . . 16.5542 . -8.2125 -2.3217 . . . .
1.2. Debt securities held 1.3635 -2.3192 -2.3129 -22.2373 -6.7874 30.9764 -6.5216 4.5198 12.8664 100.0973 -15.0723 -7.876 8.596 12.1851 -10.2411 4.2982 9.1425 0.2611 -3.837 -11.0892
1.2.1. Monetary Financial Institutions (MFIs) -1.0828 -10.5746 2.713 . -8.3321 52.8336 -3.3852 -8.9508 2.1598 17.684 . . 14.264 -0.5152 -6.7061 23.3529 115.5663 -8.2961 4.1807 -9.9847
1.2.1.1. Up to 1 year -5.9537 25.7165 19.965 . -13.8337 . -24.0449 -9.7625 . . . . 18.7929 . -58.4739 . . . . 52.0277
1.2.1.2. Over 1 year and up to 2 years -26.5334 -93.0414 -5.5673 . 70.8674 . -53.7104 -28.9995 . . . . 36.2939 . . -13.5418 . . . .
1.2.1.3. Over 2 years 3.0162 13.8253 2.7251 . 9.7471 52.8531 2.9453 0.0104 1.8525 20.7105 . . 3.9104 1.4395 -2.4798 17.8893 119.5934 8.999 4.6685 -10.1251
1.2.2. General government 1.9877 -7.9421 -9.5383 -20.3724 4.8645 28.2494 -6.7582 7.6038 16.2817 107.6002 -16.5495 -9.3671 2.7713 19.8891 -15.1549 -5.3102 12.4697 2.2796 -4.4712 -10.6398
1.2.3. Non-MFIs excluding general governement 2.5773 3.2034 -0.2364 . -16.7256 43.495 -6.3936 14.6567 8.173 103.3245 34.4804 . 5.0638 -14.054 -8.1024 0.0663 2.4233 -4.8495 -6.9456 -16.1528
1.3. Money market fund shares/units -25.0784 . . . 89.1593 . . -20.9808 . . . . -72.2777 . -89.4051 . . . . .
1.4. Equity and non-MMF investment fund shares/units -0.373 -5.1228 -0.1404 4.6441 4.8052 5.3725 -8.1954 2.2569 -0.3613 38.3863 0.4847 -2.2626 -15.913 8.7129 -1.9623 1.3042 -4.9602 -4.4205 19.8375 4.0712
1.4.1. Monetary Financial Institutions (MFIs) -0.1211 -4.7726 19.3076 . -0.0153 17.0219 -4.9301 -2.8812 0.0201 . . . -35.9888 0.0193 -1.7152 8.2826 1.0564 . . 29.7848
1.4.2. Non-MFIs excluding general government -0.4965 -5.2941 -2.775 5.8836 17.5512 4.5596 -9.3473 7.8952 -0.7175 36.3972 9.5111 -4.0146 -8.6687 13.4156 -2.0832 -0.8706 -6.1422 -5.8923 21.4614 4.031
1.5. External assets 2.6075 -6.3494 -0.8564 -32.9773 -0.3945 -22.3582 6.6571 9.2578 -0.4999 1.5043 -43.4604 -14.697 1.9217 -23.7708 -5.0195 0.932 -11.0428 -0.9325 8.3005 44.9418
1.6. Non-financial assets (including fixed assets) 4.2479 -1.5377 1.1107 . 15.9481 4.7175 -2.6782 5.7472 7.855 13.5211 -13.2726 144.1641 10.8487 13.0002 -3.3608 7.1774 9.3668 3.3861 -0.5356 13.8868
1.7. Remaining assets and Cash of which euro 2.1354 -1.5279 6.3226 . -6.2169 2.5272 0.5109 1.6795 3.334 8.6787 -30.798 -8.2095 -11.7526 13.3648 -5.2915 -5.3588 -8.3764 -6.401 7.9849 45.246
1.8. Total Assets/Liabilities 2.4681 0.1835 1.6895 7.7959 0.0055 -0.7281 -0.834 6.5495 1.6097 -0.5592 -7.9855 8.5488 3.6899 -6.6693 -4.9724 3.3169 1.7607 2.4367 6.4243 10.7088
2. Liabilities                                        
2.1. Currency in circulation                                        
2.2. Deposit liabilities 3.6857 0.991 2.6792 8.902 0.4378 -1.6005 -0.4006 7.6844 4.4244 8.0699 1.8059 10.106 0.9477 1.9902 -0.1476 4.461 2.9894 5.2027 7.9154 7.0738
2.2.1. Monetary Financial Institutions (MFIs) 3.5096 -12.4167 0.823 -6.4261 1.5782 -42.7411 -7.6238 8.4576 5.8105 -11.7347 -34.7517 -16.754 3.3936 -31.164 -0.0946 1.8978 -0.001 -4.3152 29.6762 17.117
2.2.2. Central government 6.3473 0.2288 14.3533 -31.6328 -7.8204 24.2333 7.9367 -3.4348 -1.9061 . -28.4893 11.8258 25.8359 41.9058 20.2968 -7.1796 3.4168 16.4641 88.4643 8.0095
2.2.3. Non-MFIs excluding central government 3.7517 4.2071 3.2996 12.3179 0.2589 6.8386 1.9062 7.1686 3.9054 0.8054 8.2403 12.6561 -0.6348 6.966 -0.2424 5.722 3.7416 6.1896 5.4926 3.2276
2.2.3.1. Overnight deposits 7.1557 7.2692 6.7089 10.6854 9.1756 8.0246 10.3341 10.5758 4.4829 16.6673 7.8629 13.4165 3.2346 7.7963 -1.4814 10.2611 15.3271 11.2285 9.4819 2.8764
2.2.3.2. Deposits with agreed maturity -3.1908 -3.4561 -1.3289 6.051 -24.5832 5.4293 -12.6369 2.6097 -8.4203 -10.9128 17.0913 9.5338 -15.234 4.019 -0.5506 -1.6745 -3.9939 -6.1235 -4.7659 -12.6383
2.2.3.2.1. Up to 1 year -3.3795 3.5961 1.9354 -0.6334 -5.7358 3.4311 -9.8885 -3.1188 -22.3225 -10.4384 6.2848 13.4774 -10.5786 4.809 -19.6623 1.9121 11.1832 -3.8654 -8.9771 -20.2058
2.2.3.2.2. Over 1 year and up to 2 years -12.4216 -3.2845 0.3413 27.0321 -23.6611 23.0743 -19.3141 0.6114 -24.6065 -21.0258 50.1992 -4.8328 -58.1578 -0.4147 -32.3081 -10.7687 -23.7399 -8.0024 6.9721 -35.5058
2.2.3.2.3. Over 2 years -1.8676 -6.0224 -2.6262 17.7008 -49.8681 27.0327 -11.9961 4.2225 -0.9785 -3.5584 21.0045 17.3233 -10.8476 3.3447 4.6533 -4.8988 -19.4058 -7.1765 -0.7649 1.6661
2.2.3.3. Deposits redeemable at notice 2.0554 3.424 -0.4747 61.2901 1.4866 -8.1673 73.5909 4.6195 0.9856 6.0817 -0.0365 . -8.3282 22.7332 1.3571 3.9086 24.4113 14.6944 10.5551 1.4022
2.2.3.3.1. Up to 3 months 2.3001 3.4639 0.3544 61.2901 2.0099 -8.1673 . 4.6192 0.956 1.785 -0.0184 . -14.1162 . 1.4329 3.9937 24.4113 14.6765 13.1038 1.1377
2.2.3.3.2. Over 3 months -7.0902 -3.213 -11.1735 . . . 76.3519 . 2.7197 33.0275 . . 11.4233 14.2849 -3.2855 . . . 3.6663 .
2.2.3.4. Repurchase agreements 21.2298 . -48.3315 . -16.2242 23.1293 -36.3891 41.0254 32.2254 . . . . 7.4074 -32.9735 . . . . .
2.3. Money market fund shares/units -1.6792 98.9287 11.2494 . -5.029 -27.0958 15.9928 -3.2787 -41.9937 . . . 6.5938 . -9.1785 . -16.9863 . . -91.9641
2.4. Debt securities issued 2.1722 4.0743 4.5764 . -6.6024 7.6644 0.3339 1.9554 -8.3686 -23.4333 -0.1861 . 4.4067 -14.5057 3.7335 6.4768 -5.3056 . -1.2886 9.0154
2.4.1. Up to 1 year -5.6692 -9.7556 12.6044 . -31.9496 . -21.2695 -11.2952 . . . . 27.2831 . 13.6044 . . . . 60.7676
2.4.2. Over 1 year and up to 2 years -19.6904 2.8229 -36.0122 . -11.5052 . -27.0864 5.1441 -48.063 . . . -60.5038 . -31.8624 -10.4464 . . . 35.4814
2.4.3. Over 2 years 3.5111 10.1754 5.166 . -1.5476 7.6644 4.2 5.0027 -7.7775 -20.5134 -1.4166 . 10.1143 -15.8337 3.9973 6.1445 -5.3056 . 3.2011 2.4918
2.5. Capital and reserves 1.5602 -0.0755 2.9031 38.147 1.9661 5.7142 1.519 3.4168 -1.1988 4.1971 -13.719 -20.3813 -7.5884 3.7981 -3.2456 2.9315 1.5696 5.4892 6.5158 6.8619
2.6. External liabilities -0.5358 -8.0004 -11.6816 -27.2415 0.6607 1.4587 -4.9663 11.9408 1.6921 -33.8913 -36.4266 -4.3034 8.7077 -24.9326 -22.3627 -5.8769 -5.3803 -12.7775 -6.1084 22.2414
2.7. Remaining liabilities 0.9816 0.6936 5.6149 26.8148 3.7157 -15.0888 -7.5371 3.9528 -8.3371 71.3462 108.5341 159.9642 -1.7526 43.086 -7.0163 -4.5609 -0.3297 -17.2499 2.585 43.9597
2.8. Total Assets/Liabilities 2.4681 0.1835 1.6895 7.7959 0.0055 -0.7281 -0.834 6.5495 1.6097 -0.5592 -7.9855 8.5488 3.6899 -6.6693 -4.9724 3.3169 1.7607 2.4367 6.4243 10.7088
(annual growth rates at end of period)

Legend
·    Data unknown, not to be published or not meaningful
Some values may be estimated or preliminary.
Detailed information on the observation status can be found in the time series view.


* Euro area data cover the EU Member States that had adopted the euro at the time to which the statistics relate. Greek data are included in euro area aggregates as of January 2001, Slovenian data as of January 2007, Cypriot and Maltese data as of January 2008, Slovakian data as of January 2009, Estonian data as of January 2011, Latvian data as of January 2014 and Lithuanian data are included as January 2015. Before January 2003 data for loans to other euro area residents were collected in March; June; September and December each year. Monthly data on outstanding amounts prior to January 2003 and monthly growth rates prior to January 2004 are derived from quarterly data. Household data include non-profit institutions serving households. Money market fund shares/units data relate to euro area residents. Amounts issued by non-euro area residents are included in external assets. Amounts held by non-euro area residents are included in external liabilities.

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