<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBBK7_Q_OEAC45M</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-04-04T18:31:05</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_BSBBK7">
    <bbk:Series FREQ="Q" BBK_ID="BBBK7.Q.OEAC45M" DECIMALS="3" UNIT="Euro" UNIT_MULT="9" BBK_TITLE="Kredite an inländische Unternehmen und wirtschaftlich selbständige Privatpersonen nach Wirtschaftsbereichen / nachrichtlich: Kredite an das Handwerk / Mittelfristige Kredite / Alle Bankengruppen / Niedersachsen">
      <bbk:Obs TIME_PERIOD="2024-10" OBS_VALUE="3.404" BBK_DIFF="4.7" BBK_DIFF_Y="-2.3"/>
      <bbk:Obs TIME_PERIOD="2024-07" OBS_VALUE="3.25" BBK_DIFF="-3.3" BBK_DIFF_Y="-0.8"/>
      <bbk:Obs TIME_PERIOD="2024-04" OBS_VALUE="3.361" BBK_DIFF="0.6" BBK_DIFF_Y="2.1"/>
      <bbk:Obs TIME_PERIOD="2024-01" OBS_VALUE="3.342" BBK_DIFF="-4.1" BBK_DIFF_Y="-5.8"/>
      <bbk:Obs TIME_PERIOD="2023-10" OBS_VALUE="3.484" BBK_DIFF="6.4" BBK_DIFF_Y="-1.6"/>
      <bbk:Obs TIME_PERIOD="2023-07" OBS_VALUE="3.275" BBK_DIFF="-0.5" BBK_DIFF_Y="-6.2"/>
      <bbk:Obs TIME_PERIOD="2023-04" OBS_VALUE="3.292" BBK_DIFF="-7.2" BBK_DIFF_Y="968.8"/>
      <bbk:Obs TIME_PERIOD="2023-01" OBS_VALUE="3.546" BBK_DIFF="0.2" BBK_DIFF_Y="1051.3"/>
      <bbk:Obs TIME_PERIOD="2022-10" OBS_VALUE="3.539" BBK_DIFF="1.4" BBK_DIFF_Y="1083.6"/>
      <bbk:Obs TIME_PERIOD="2022-07" OBS_VALUE="3.49" BBK_DIFF="1033.1" BBK_DIFF_Y="973.8"/>
      <bbk:Obs TIME_PERIOD="2022-04" OBS_VALUE="0.308" BBK_DIFF="0.0" BBK_DIFF_Y="-8.3"/>
      <bbk:Obs TIME_PERIOD="2022-01" OBS_VALUE="0.308" BBK_DIFF="3.0" BBK_DIFF_Y="-35.8"/>
      <bbk:Obs TIME_PERIOD="2021-10" OBS_VALUE="0.299" BBK_DIFF="-8.0" BBK_DIFF_Y="-38.2"/>
      <bbk:Obs TIME_PERIOD="2021-07" OBS_VALUE="0.325" BBK_DIFF="-3.3" BBK_DIFF_Y="-32.7"/>
      <bbk:Obs TIME_PERIOD="2021-04" OBS_VALUE="0.336" BBK_DIFF="-30.0" BBK_DIFF_Y="-17.6"/>
      <bbk:Obs TIME_PERIOD="2021-01" OBS_VALUE="0.48" BBK_DIFF="-0.8" BBK_DIFF_Y="22.1"/>
      <bbk:Obs TIME_PERIOD="2020-10" OBS_VALUE="0.484" BBK_DIFF="0.2" BBK_DIFF_Y="19.8"/>
      <bbk:Obs TIME_PERIOD="2020-07" OBS_VALUE="0.483" BBK_DIFF="18.4" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="2020-04" OBS_VALUE="0.408" BBK_DIFF="3.8" BBK_DIFF_Y="-13.7"/>
      <bbk:Obs TIME_PERIOD="2020-01" OBS_VALUE="0.393" BBK_DIFF="-2.7" BBK_DIFF_Y="-15.5"/>
      <bbk:Obs TIME_PERIOD="2019-10" OBS_VALUE="0.404" BBK_DIFF="-16.4" BBK_DIFF_Y="-17.2"/>
      <bbk:Obs TIME_PERIOD="2019-07" OBS_VALUE="0.483" BBK_DIFF="2.1" BBK_DIFF_Y="5.9"/>
      <bbk:Obs TIME_PERIOD="2019-04" OBS_VALUE="0.473" BBK_DIFF="1.7" BBK_DIFF_Y="12.1"/>
      <bbk:Obs TIME_PERIOD="2019-01" OBS_VALUE="0.465" BBK_DIFF="-4.7" BBK_DIFF_Y="12.6"/>
      <bbk:Obs TIME_PERIOD="2018-10" OBS_VALUE="0.488" BBK_DIFF="7.0" BBK_DIFF_Y="17.6"/>
      <bbk:Obs TIME_PERIOD="2018-07" OBS_VALUE="0.456" BBK_DIFF="8.1" BBK_DIFF_Y="14.6"/>
      <bbk:Obs TIME_PERIOD="2018-04" OBS_VALUE="0.422" BBK_DIFF="2.2" BBK_DIFF_Y="9.3"/>
      <bbk:Obs TIME_PERIOD="2018-01" OBS_VALUE="0.413" BBK_DIFF="-0.5" BBK_DIFF_Y="7.3"/>
      <bbk:Obs TIME_PERIOD="2017-10" OBS_VALUE="0.415" BBK_DIFF="4.3" BBK_DIFF_Y="5.3"/>
      <bbk:Obs TIME_PERIOD="2017-07" OBS_VALUE="0.398" BBK_DIFF="3.1" BBK_DIFF_Y="1.8"/>
      <bbk:Obs TIME_PERIOD="2017-04" OBS_VALUE="0.386" BBK_DIFF="0.3" BBK_DIFF_Y="-1.5"/>
      <bbk:Obs TIME_PERIOD="2017-01" OBS_VALUE="0.385" BBK_DIFF="-2.3" BBK_DIFF_Y="-9.4"/>
      <bbk:Obs TIME_PERIOD="2016-10" OBS_VALUE="0.394" BBK_DIFF="0.8" BBK_DIFF_Y="5.3"/>
      <bbk:Obs TIME_PERIOD="2016-07" OBS_VALUE="0.391" BBK_DIFF="-0.3" BBK_DIFF_Y="4.0"/>
      <bbk:Obs TIME_PERIOD="2016-04" OBS_VALUE="0.392" BBK_DIFF="-7.8" BBK_DIFF_Y="6.2"/>
      <bbk:Obs TIME_PERIOD="2016-01" OBS_VALUE="0.425" BBK_DIFF="13.6" BBK_DIFF_Y="19.4"/>
      <bbk:Obs TIME_PERIOD="2015-10" OBS_VALUE="0.374" BBK_DIFF="-0.5" BBK_DIFF_Y="2.2"/>
      <bbk:Obs TIME_PERIOD="2015-07" OBS_VALUE="0.376" BBK_DIFF="1.9" BBK_DIFF_Y="-6.0"/>
      <bbk:Obs TIME_PERIOD="2015-04" OBS_VALUE="0.369" BBK_DIFF="3.7" BBK_DIFF_Y="-5.4"/>
      <bbk:Obs TIME_PERIOD="2015-01" OBS_VALUE="0.356" BBK_DIFF="-2.7" BBK_DIFF_Y="-4.6"/>
      <bbk:Obs TIME_PERIOD="2014-10" OBS_VALUE="0.366" BBK_DIFF="-8.5" BBK_DIFF_Y="-14.3"/>
      <bbk:Obs TIME_PERIOD="2014-07" OBS_VALUE="0.4" BBK_DIFF="2.6" BBK_DIFF_Y="-3.4"/>
      <bbk:Obs TIME_PERIOD="2014-04" OBS_VALUE="0.39" BBK_DIFF="4.6" BBK_DIFF_Y="1.3"/>
      <bbk:Obs TIME_PERIOD="2014-01" OBS_VALUE="0.373" BBK_DIFF="-12.6" BBK_DIFF_Y="5.4"/>
      <bbk:Obs TIME_PERIOD="2013-10" OBS_VALUE="0.427" BBK_DIFF="3.1" BBK_DIFF_Y="24.1"/>
      <bbk:Obs TIME_PERIOD="2013-07" OBS_VALUE="0.414" BBK_DIFF="7.5" BBK_DIFF_Y="11.6"/>
      <bbk:Obs TIME_PERIOD="2013-04" OBS_VALUE="0.385" BBK_DIFF="8.8" BBK_DIFF_Y="8.1"/>
      <bbk:Obs TIME_PERIOD="2013-01" OBS_VALUE="0.354" BBK_DIFF="2.9" BBK_DIFF_Y="8.3"/>
      <bbk:Obs TIME_PERIOD="2012-10" OBS_VALUE="0.344" BBK_DIFF="-7.3" BBK_DIFF_Y="7.2"/>
      <bbk:Obs TIME_PERIOD="2012-07" OBS_VALUE="0.371" BBK_DIFF="4.2" BBK_DIFF_Y="15.6"/>
      <bbk:Obs TIME_PERIOD="2012-04" OBS_VALUE="0.356" BBK_DIFF="8.9" BBK_DIFF_Y="11.2"/>
      <bbk:Obs TIME_PERIOD="2012-01" OBS_VALUE="0.327" BBK_DIFF="1.9" BBK_DIFF_Y="1.9"/>
      <bbk:Obs TIME_PERIOD="2011-10" OBS_VALUE="0.321" BBK_DIFF="0.0" BBK_DIFF_Y="-2.7"/>
      <bbk:Obs TIME_PERIOD="2011-07" OBS_VALUE="0.321" BBK_DIFF="0.3" BBK_DIFF_Y="-1.2"/>
      <bbk:Obs TIME_PERIOD="2011-04" OBS_VALUE="0.32" BBK_DIFF="-0.3" BBK_DIFF_Y="-1.2"/>
      <bbk:Obs TIME_PERIOD="2011-01" OBS_VALUE="0.321" BBK_DIFF="-2.7" BBK_DIFF_Y="-1.2"/>
      <bbk:Obs TIME_PERIOD="2010-10" OBS_VALUE="0.33" BBK_DIFF="1.5" BBK_DIFF_Y="3.1"/>
      <bbk:Obs TIME_PERIOD="2010-07" OBS_VALUE="0.325" BBK_DIFF="0.3" BBK_DIFF_Y="-3.0"/>
      <bbk:Obs TIME_PERIOD="2010-04" OBS_VALUE="0.324" BBK_DIFF="-0.3" BBK_DIFF_Y="2.2"/>
      <bbk:Obs TIME_PERIOD="2010-01" OBS_VALUE="0.325" BBK_DIFF="1.6" BBK_DIFF_Y="3.2"/>
      <bbk:Obs TIME_PERIOD="2009-10" OBS_VALUE="0.32" BBK_DIFF="-4.5" BBK_DIFF_Y="0.3"/>
      <bbk:Obs TIME_PERIOD="2009-07" OBS_VALUE="0.335" BBK_DIFF="5.7" BBK_DIFF_Y="2.1"/>
      <bbk:Obs TIME_PERIOD="2009-04" OBS_VALUE="0.317" BBK_DIFF="0.6" BBK_DIFF_Y="-2.5"/>
      <bbk:Obs TIME_PERIOD="2009-01" OBS_VALUE="0.315" BBK_DIFF="-1.3" BBK_DIFF_Y="-3.7"/>
      <bbk:Obs TIME_PERIOD="2008-10" OBS_VALUE="0.319" BBK_DIFF="-2.7" BBK_DIFF_Y="0.3"/>
      <bbk:Obs TIME_PERIOD="2008-07" OBS_VALUE="0.328" BBK_DIFF="0.9" BBK_DIFF_Y="2.2"/>
      <bbk:Obs TIME_PERIOD="2008-04" OBS_VALUE="0.325" BBK_DIFF="-0.6" BBK_DIFF_Y="2.5"/>
      <bbk:Obs TIME_PERIOD="2008-01" OBS_VALUE="0.327" BBK_DIFF="2.8" BBK_DIFF_Y="3.2"/>
      <bbk:Obs TIME_PERIOD="2007-10" OBS_VALUE="0.318" BBK_DIFF="-0.9" BBK_DIFF_Y="-0.6"/>
      <bbk:Obs TIME_PERIOD="2007-07" OBS_VALUE="0.321" BBK_DIFF="1.3" BBK_DIFF_Y="-2.4"/>
      <bbk:Obs TIME_PERIOD="2007-04" OBS_VALUE="0.317" BBK_DIFF="0.0" BBK_DIFF_Y="-5.1"/>
      <bbk:Obs TIME_PERIOD="2007-01" OBS_VALUE="0.317" BBK_DIFF="-0.9" BBK_DIFF_Y="-3.6"/>
      <bbk:Obs TIME_PERIOD="2006-10" OBS_VALUE="0.32" BBK_DIFF="-2.7" BBK_DIFF_Y="-2.4"/>
      <bbk:Obs TIME_PERIOD="2006-07" OBS_VALUE="0.329" BBK_DIFF="-1.5" BBK_DIFF_Y="0.6"/>
      <bbk:Obs TIME_PERIOD="2006-04" OBS_VALUE="0.334" BBK_DIFF="1.5" BBK_DIFF_Y="3.7"/>
      <bbk:Obs TIME_PERIOD="2006-01" OBS_VALUE="0.329" BBK_DIFF="0.3" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="2005-10" OBS_VALUE="0.328" BBK_DIFF="0.3" BBK_DIFF_Y="-7.3"/>
      <bbk:Obs TIME_PERIOD="2005-07" OBS_VALUE="0.327" BBK_DIFF="1.6" BBK_DIFF_Y="-8.9"/>
      <bbk:Obs TIME_PERIOD="2005-04" OBS_VALUE="0.322" BBK_DIFF="-2.1" BBK_DIFF_Y="-11.3"/>
      <bbk:Obs TIME_PERIOD="2005-01" OBS_VALUE="0.329" BBK_DIFF="-7.1" BBK_DIFF_Y="-11.6"/>
      <bbk:Obs TIME_PERIOD="2004-10" OBS_VALUE="0.354" BBK_DIFF="-1.4" BBK_DIFF_Y="-9.5"/>
      <bbk:Obs TIME_PERIOD="2004-07" OBS_VALUE="0.359" BBK_DIFF="-1.1" BBK_DIFF_Y="-10.3"/>
      <bbk:Obs TIME_PERIOD="2004-04" OBS_VALUE="0.363" BBK_DIFF="-2.4" BBK_DIFF_Y="-6.9"/>
      <bbk:Obs TIME_PERIOD="2004-01" OBS_VALUE="0.372" BBK_DIFF="-4.9" BBK_DIFF_Y="-6.5"/>
      <bbk:Obs TIME_PERIOD="2003-10" OBS_VALUE="0.391" BBK_DIFF="-2.3" BBK_DIFF_Y="-3.7"/>
      <bbk:Obs TIME_PERIOD="2003-07" OBS_VALUE="0.4" BBK_DIFF="2.6" BBK_DIFF_Y="-2.2"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="0.39" BBK_DIFF="-2.0" BBK_DIFF_Y="-7.4"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="0.398" BBK_DIFF="-2.0" BBK_DIFF_Y="-7.4"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="0.406" BBK_DIFF="-0.7"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="0.409" BBK_DIFF="-2.9"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="0.421" BBK_DIFF="-2.1"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="0.43"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
