<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBBK7_Q_OEBO04H</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-04-17T08:49:17</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_BSBBK7">
    <bbk:Series FREQ="Q" BBK_ID="BBBK7.Q.OEBO04H" DECIMALS="3" UNIT="Euro" UNIT_MULT="9" BBK_TITLE="Umsätze im Sparverkehr / Saldo der Gutschriften und Belastungen / Kreditbanken / Bayern">
      <bbk:Obs TIME_PERIOD="2024-10" OBS_VALUE="-0.371" BBK_DIFF="5.6" BBK_DIFF_Y="39.3"/>
      <bbk:Obs TIME_PERIOD="2024-07" OBS_VALUE="-0.393" BBK_DIFF="53.9" BBK_DIFF_Y="38.0"/>
      <bbk:Obs TIME_PERIOD="2024-04" OBS_VALUE="-0.853" BBK_DIFF="-79.2" BBK_DIFF_Y="52.8"/>
      <bbk:Obs TIME_PERIOD="2024-01" OBS_VALUE="-0.476" BBK_DIFF="22.1" BBK_DIFF_Y="80.3"/>
      <bbk:Obs TIME_PERIOD="2023-10" OBS_VALUE="-0.611" BBK_DIFF="3.6" BBK_DIFF_Y="62.1"/>
      <bbk:Obs TIME_PERIOD="2023-07" OBS_VALUE="-0.634" BBK_DIFF="64.9" BBK_DIFF_Y="75.9"/>
      <bbk:Obs TIME_PERIOD="2023-04" OBS_VALUE="-1.806" BBK_DIFF="25.2" BBK_DIFF_Y="-2102.4"/>
      <bbk:Obs TIME_PERIOD="2023-01" OBS_VALUE="-2.414" BBK_DIFF="-49.6" BBK_DIFF_Y="-2538.4"/>
      <bbk:Obs TIME_PERIOD="2022-10" OBS_VALUE="-1.614" BBK_DIFF="38.6" BBK_DIFF_Y="-488.9"/>
      <bbk:Obs TIME_PERIOD="2022-07" OBS_VALUE="-2.628" BBK_DIFF="-3104.9" BBK_DIFF_Y="-698.6"/>
      <bbk:Obs TIME_PERIOD="2022-04" OBS_VALUE="-0.082" BBK_DIFF="-182.8" BBK_DIFF_Y="-120.7"/>
      <bbk:Obs TIME_PERIOD="2022-01" OBS_VALUE="0.099" BBK_DIFF="-76.1" BBK_DIFF_Y="-52.9"/>
      <bbk:Obs TIME_PERIOD="2021-10" OBS_VALUE="0.415" BBK_DIFF="-5.5" BBK_DIFF_Y="10275.0"/>
      <bbk:Obs TIME_PERIOD="2021-07" OBS_VALUE="0.439" BBK_DIFF="10.9" BBK_DIFF_Y="310.0"/>
      <bbk:Obs TIME_PERIOD="2021-04" OBS_VALUE="0.396" BBK_DIFF="88.6" BBK_DIFF_Y="316.4"/>
      <bbk:Obs TIME_PERIOD="2021-01" OBS_VALUE="0.21" BBK_DIFF="5150.0" BBK_DIFF_Y="160.7"/>
      <bbk:Obs TIME_PERIOD="2020-10" OBS_VALUE="0.004" BBK_DIFF="101.9" BBK_DIFF_Y="101.3"/>
      <bbk:Obs TIME_PERIOD="2020-07" OBS_VALUE="-0.209" BBK_DIFF="-14.2" BBK_DIFF_Y="52.4"/>
      <bbk:Obs TIME_PERIOD="2020-04" OBS_VALUE="-0.183" BBK_DIFF="47.1" BBK_DIFF_Y="-194.3"/>
      <bbk:Obs TIME_PERIOD="2020-01" OBS_VALUE="-0.346" BBK_DIFF="-10.9" BBK_DIFF_Y="-151.2"/>
      <bbk:Obs TIME_PERIOD="2019-10" OBS_VALUE="-0.312" BBK_DIFF="28.9" BBK_DIFF_Y="-109.4"/>
      <bbk:Obs TIME_PERIOD="2019-07" OBS_VALUE="-0.439" BBK_DIFF="-326.3" BBK_DIFF_Y="-656.9"/>
      <bbk:Obs TIME_PERIOD="2019-04" OBS_VALUE="0.194" BBK_DIFF="-71.3" BBK_DIFF_Y="226.0"/>
      <bbk:Obs TIME_PERIOD="2019-01" OBS_VALUE="0.676" BBK_DIFF="553.7" BBK_DIFF_Y="2031.4"/>
      <bbk:Obs TIME_PERIOD="2018-10" OBS_VALUE="-0.149" BBK_DIFF="-156.9" BBK_DIFF_Y="-23.1"/>
      <bbk:Obs TIME_PERIOD="2018-07" OBS_VALUE="-0.058" BBK_DIFF="62.3" BBK_DIFF_Y="-87.1"/>
      <bbk:Obs TIME_PERIOD="2018-04" OBS_VALUE="-0.154" BBK_DIFF="-340.0" BBK_DIFF_Y="-396.2"/>
      <bbk:Obs TIME_PERIOD="2018-01" OBS_VALUE="-0.035" BBK_DIFF="71.1" BBK_DIFF_Y="5.4"/>
      <bbk:Obs TIME_PERIOD="2017-10" OBS_VALUE="-0.121" BBK_DIFF="-290.3" BBK_DIFF_Y="18.8"/>
      <bbk:Obs TIME_PERIOD="2017-07" OBS_VALUE="-0.031" BBK_DIFF="-159.6" BBK_DIFF_Y="89.5"/>
      <bbk:Obs TIME_PERIOD="2017-04" OBS_VALUE="0.052" BBK_DIFF="240.5" BBK_DIFF_Y="116.3"/>
      <bbk:Obs TIME_PERIOD="2017-01" OBS_VALUE="-0.037" BBK_DIFF="75.2" BBK_DIFF_Y="64.8"/>
      <bbk:Obs TIME_PERIOD="2016-10" OBS_VALUE="-0.149" BBK_DIFF="49.7" BBK_DIFF_Y="16.3"/>
      <bbk:Obs TIME_PERIOD="2016-07" OBS_VALUE="-0.296" BBK_DIFF="7.2" BBK_DIFF_Y="40.6"/>
      <bbk:Obs TIME_PERIOD="2016-04" OBS_VALUE="-0.319" BBK_DIFF="-203.8" BBK_DIFF_Y="-17.3"/>
      <bbk:Obs TIME_PERIOD="2016-01" OBS_VALUE="-0.105" BBK_DIFF="41.0" BBK_DIFF_Y="71.1"/>
      <bbk:Obs TIME_PERIOD="2015-10" OBS_VALUE="-0.178" BBK_DIFF="64.3" BBK_DIFF_Y="62.0"/>
      <bbk:Obs TIME_PERIOD="2015-07" OBS_VALUE="-0.498" BBK_DIFF="-83.1" BBK_DIFF_Y="-250.5"/>
      <bbk:Obs TIME_PERIOD="2015-04" OBS_VALUE="-0.272" BBK_DIFF="25.1" BBK_DIFF_Y="29.2"/>
      <bbk:Obs TIME_PERIOD="2015-01" OBS_VALUE="-0.363" BBK_DIFF="22.6" BBK_DIFF_Y="55.6"/>
      <bbk:Obs TIME_PERIOD="2014-10" OBS_VALUE="-0.469" BBK_DIFF="-241.7" BBK_DIFF_Y="30.9"/>
      <bbk:Obs TIME_PERIOD="2014-07" OBS_VALUE="0.331" BBK_DIFF="186.2" BBK_DIFF_Y="129.8"/>
      <bbk:Obs TIME_PERIOD="2014-04" OBS_VALUE="-0.384" BBK_DIFF="53.0" BBK_DIFF_Y="57.9"/>
      <bbk:Obs TIME_PERIOD="2014-01" OBS_VALUE="-0.817" BBK_DIFF="-20.3" BBK_DIFF_Y="-65.4"/>
      <bbk:Obs TIME_PERIOD="2013-10" OBS_VALUE="-0.679" BBK_DIFF="38.9" BBK_DIFF_Y="-1144.6"/>
      <bbk:Obs TIME_PERIOD="2013-07" OBS_VALUE="-1.112" BBK_DIFF="-21.9" BBK_DIFF_Y="-6277.8"/>
      <bbk:Obs TIME_PERIOD="2013-04" OBS_VALUE="-0.912" BBK_DIFF="-84.6" BBK_DIFF_Y="-106.8"/>
      <bbk:Obs TIME_PERIOD="2013-01" OBS_VALUE="-0.494" BBK_DIFF="-860.0" BBK_DIFF_Y="-131.1"/>
      <bbk:Obs TIME_PERIOD="2012-10" OBS_VALUE="0.065" BBK_DIFF="261.1" BBK_DIFF_Y="-92.8"/>
      <bbk:Obs TIME_PERIOD="2012-07" OBS_VALUE="0.018" BBK_DIFF="104.1" BBK_DIFF_Y="105.2"/>
      <bbk:Obs TIME_PERIOD="2012-04" OBS_VALUE="-0.441" BBK_DIFF="-127.8" BBK_DIFF_Y="39.3"/>
      <bbk:Obs TIME_PERIOD="2012-01" OBS_VALUE="1.586" BBK_DIFF="75.8" BBK_DIFF_Y="163.9"/>
      <bbk:Obs TIME_PERIOD="2011-10" OBS_VALUE="0.902" BBK_DIFF="361.4" BBK_DIFF_Y="-26.6"/>
      <bbk:Obs TIME_PERIOD="2011-07" OBS_VALUE="-0.345" BBK_DIFF="52.5" BBK_DIFF_Y="-216.6"/>
      <bbk:Obs TIME_PERIOD="2011-04" OBS_VALUE="-0.727" BBK_DIFF="-221.0" BBK_DIFF_Y="-1325.5"/>
      <bbk:Obs TIME_PERIOD="2011-01" OBS_VALUE="0.601" BBK_DIFF="-51.1" BBK_DIFF_Y="553.3"/>
      <bbk:Obs TIME_PERIOD="2010-10" OBS_VALUE="1.229" BBK_DIFF="315.2" BBK_DIFF_Y="941.5"/>
      <bbk:Obs TIME_PERIOD="2010-07" OBS_VALUE="0.296" BBK_DIFF="680.4" BBK_DIFF_Y="-61.1"/>
      <bbk:Obs TIME_PERIOD="2010-04" OBS_VALUE="-0.051" BBK_DIFF="-155.4" BBK_DIFF_Y="-105.1"/>
      <bbk:Obs TIME_PERIOD="2010-01" OBS_VALUE="0.092" BBK_DIFF="-22.0" BBK_DIFF_Y="-95.5"/>
      <bbk:Obs TIME_PERIOD="2009-10" OBS_VALUE="0.118" BBK_DIFF="-84.5" BBK_DIFF_Y="-88.2"/>
      <bbk:Obs TIME_PERIOD="2009-07" OBS_VALUE="0.761" BBK_DIFF="-23.2" BBK_DIFF_Y="227.5"/>
      <bbk:Obs TIME_PERIOD="2009-04" OBS_VALUE="0.991" BBK_DIFF="-51.4" BBK_DIFF_Y="3014.7"/>
      <bbk:Obs TIME_PERIOD="2009-01" OBS_VALUE="2.041" BBK_DIFF="103.9" BBK_DIFF_Y="933.1"/>
      <bbk:Obs TIME_PERIOD="2008-10" OBS_VALUE="1.001" BBK_DIFF="267.7" BBK_DIFF_Y="8441.7"/>
      <bbk:Obs TIME_PERIOD="2008-07" OBS_VALUE="-0.597" BBK_DIFF="-1655.9" BBK_DIFF_Y="31.5"/>
      <bbk:Obs TIME_PERIOD="2008-04" OBS_VALUE="-0.034" BBK_DIFF="86.1" BBK_DIFF_Y="93.6"/>
      <bbk:Obs TIME_PERIOD="2008-01" OBS_VALUE="-0.245" BBK_DIFF="-1941.7" BBK_DIFF_Y="-247.6"/>
      <bbk:Obs TIME_PERIOD="2007-10" OBS_VALUE="-0.012" BBK_DIFF="98.6" BBK_DIFF_Y="98.8"/>
      <bbk:Obs TIME_PERIOD="2007-07" OBS_VALUE="-0.871" BBK_DIFF="-63.7" BBK_DIFF_Y="27.1"/>
      <bbk:Obs TIME_PERIOD="2007-04" OBS_VALUE="-0.532" BBK_DIFF="-420.5" BBK_DIFF_Y="-109.4"/>
      <bbk:Obs TIME_PERIOD="2007-01" OBS_VALUE="0.166" BBK_DIFF="116.2" BBK_DIFF_Y="126.8"/>
      <bbk:Obs TIME_PERIOD="2006-10" OBS_VALUE="-1.026" BBK_DIFF="14.1" BBK_DIFF_Y="3.6"/>
      <bbk:Obs TIME_PERIOD="2006-07" OBS_VALUE="-1.194" BBK_DIFF="-370.1" BBK_DIFF_Y="-557.5"/>
      <bbk:Obs TIME_PERIOD="2006-04" OBS_VALUE="-0.254" BBK_DIFF="59.0" BBK_DIFF_Y="-153.7"/>
      <bbk:Obs TIME_PERIOD="2006-01" OBS_VALUE="-0.62" BBK_DIFF="41.7" BBK_DIFF_Y="-401.0"/>
      <bbk:Obs TIME_PERIOD="2005-10" OBS_VALUE="-1.064" BBK_DIFF="-507.7" BBK_DIFF_Y="-232.0"/>
      <bbk:Obs TIME_PERIOD="2005-07" OBS_VALUE="0.261" BBK_DIFF="-44.8" BBK_DIFF_Y="-68.6"/>
      <bbk:Obs TIME_PERIOD="2005-04" OBS_VALUE="0.473" BBK_DIFF="129.6" BBK_DIFF_Y="-40.4"/>
      <bbk:Obs TIME_PERIOD="2005-01" OBS_VALUE="0.206" BBK_DIFF="-74.4" BBK_DIFF_Y="-65.3"/>
      <bbk:Obs TIME_PERIOD="2004-10" OBS_VALUE="0.806" BBK_DIFF="-2.9" BBK_DIFF_Y="82.4"/>
      <bbk:Obs TIME_PERIOD="2004-07" OBS_VALUE="0.83" BBK_DIFF="4.5" BBK_DIFF_Y="-49.7"/>
      <bbk:Obs TIME_PERIOD="2004-04" OBS_VALUE="0.794" BBK_DIFF="33.9" BBK_DIFF_Y="53.9"/>
      <bbk:Obs TIME_PERIOD="2004-01" OBS_VALUE="0.593" BBK_DIFF="34.2" BBK_DIFF_Y="-35.5"/>
      <bbk:Obs TIME_PERIOD="2003-10" OBS_VALUE="0.442" BBK_DIFF="-73.2" BBK_DIFF_Y="48.8"/>
      <bbk:Obs TIME_PERIOD="2003-07" OBS_VALUE="1.651" BBK_DIFF="220.0" BBK_DIFF_Y="2564.2"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="0.516" BBK_DIFF="-43.9" BBK_DIFF_Y="138.8"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="0.919" BBK_DIFF="209.4" BBK_DIFF_Y="360.3"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="0.297" BBK_DIFF="543.3"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="-0.067" BBK_DIFF="95.0"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="-1.331" BBK_DIFF="-277.1"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="-0.353"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
