<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBBK7_Q_OEHB15M</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-04-04T21:15:48</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_BSBBK7">
    <bbk:Series FREQ="Q" BBK_ID="BBBK7.Q.OEHB15M" DECIMALS="3" UNIT="Euro" UNIT_MULT="9" BBK_TITLE="Kredite an Nichtbanken (Nicht-MFIs) / darunter: Inländische Nichtbanken (Nicht-MFIs) / wirtschaftlich selbstständige Privatpersonen / mittelfristig / Sparkassen / Niedersachsen">
      <bbk:Obs TIME_PERIOD="2024-10" OBS_VALUE="0.489" BBK_DIFF="-0.4" BBK_DIFF_Y="-14.7"/>
      <bbk:Obs TIME_PERIOD="2024-07" OBS_VALUE="0.491" BBK_DIFF="-3.9" BBK_DIFF_Y="-23.9"/>
      <bbk:Obs TIME_PERIOD="2024-04" OBS_VALUE="0.511" BBK_DIFF="-8.8" BBK_DIFF_Y="-22.7"/>
      <bbk:Obs TIME_PERIOD="2024-01" OBS_VALUE="0.56" BBK_DIFF="-2.3" BBK_DIFF_Y="-18.8"/>
      <bbk:Obs TIME_PERIOD="2023-10" OBS_VALUE="0.573" BBK_DIFF="-11.2" BBK_DIFF_Y="-16.0"/>
      <bbk:Obs TIME_PERIOD="2023-07" OBS_VALUE="0.645" BBK_DIFF="-2.4" BBK_DIFF_Y="-5.7"/>
      <bbk:Obs TIME_PERIOD="2023-04" OBS_VALUE="0.661" BBK_DIFF="-4.2" BBK_DIFF_Y="-2.1"/>
      <bbk:Obs TIME_PERIOD="2023-01" OBS_VALUE="0.69" BBK_DIFF="1.2" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="2022-10" OBS_VALUE="0.682" BBK_DIFF="-0.3" BBK_DIFF_Y="-0.1"/>
      <bbk:Obs TIME_PERIOD="2022-07" OBS_VALUE="0.684" BBK_DIFF="1.3" BBK_DIFF_Y="8.6"/>
      <bbk:Obs TIME_PERIOD="2022-04" OBS_VALUE="0.675" BBK_DIFF="-1.7" BBK_DIFF_Y="10.1"/>
      <bbk:Obs TIME_PERIOD="2022-01" OBS_VALUE="0.687" BBK_DIFF="0.6" BBK_DIFF_Y="11.5"/>
      <bbk:Obs TIME_PERIOD="2021-10" OBS_VALUE="0.683" BBK_DIFF="8.4" BBK_DIFF_Y="12.9"/>
      <bbk:Obs TIME_PERIOD="2021-07" OBS_VALUE="0.63" BBK_DIFF="2.8" BBK_DIFF_Y="6.4"/>
      <bbk:Obs TIME_PERIOD="2021-04" OBS_VALUE="0.613" BBK_DIFF="-0.5" BBK_DIFF_Y="3.4"/>
      <bbk:Obs TIME_PERIOD="2021-01" OBS_VALUE="0.616" BBK_DIFF="1.8" BBK_DIFF_Y="2.5"/>
      <bbk:Obs TIME_PERIOD="2020-10" OBS_VALUE="0.605" BBK_DIFF="2.2" BBK_DIFF_Y="-0.5"/>
      <bbk:Obs TIME_PERIOD="2020-07" OBS_VALUE="0.592" BBK_DIFF="-0.2" BBK_DIFF_Y="0.5"/>
      <bbk:Obs TIME_PERIOD="2020-04" OBS_VALUE="0.593" BBK_DIFF="-1.3" BBK_DIFF_Y="-1.0"/>
      <bbk:Obs TIME_PERIOD="2020-01" OBS_VALUE="0.601" BBK_DIFF="-1.2" BBK_DIFF_Y="-0.2"/>
      <bbk:Obs TIME_PERIOD="2019-10" OBS_VALUE="0.608" BBK_DIFF="3.2" BBK_DIFF_Y="0.5"/>
      <bbk:Obs TIME_PERIOD="2019-07" OBS_VALUE="0.589" BBK_DIFF="-1.7" BBK_DIFF_Y="-5.3"/>
      <bbk:Obs TIME_PERIOD="2019-04" OBS_VALUE="0.599" BBK_DIFF="-0.5" BBK_DIFF_Y="-2.1"/>
      <bbk:Obs TIME_PERIOD="2019-01" OBS_VALUE="0.602" BBK_DIFF="-0.5" BBK_DIFF_Y="-0.8"/>
      <bbk:Obs TIME_PERIOD="2018-10" OBS_VALUE="0.605" BBK_DIFF="-2.7" BBK_DIFF_Y="0.3"/>
      <bbk:Obs TIME_PERIOD="2018-07" OBS_VALUE="0.622" BBK_DIFF="1.6" BBK_DIFF_Y="1.5"/>
      <bbk:Obs TIME_PERIOD="2018-04" OBS_VALUE="0.612" BBK_DIFF="0.8" BBK_DIFF_Y="-1.9"/>
      <bbk:Obs TIME_PERIOD="2018-01" OBS_VALUE="0.607" BBK_DIFF="0.7" BBK_DIFF_Y="-4.9"/>
      <bbk:Obs TIME_PERIOD="2017-10" OBS_VALUE="0.603" BBK_DIFF="-1.6" BBK_DIFF_Y="-7.2"/>
      <bbk:Obs TIME_PERIOD="2017-07" OBS_VALUE="0.613" BBK_DIFF="-1.8" BBK_DIFF_Y="-5.7"/>
      <bbk:Obs TIME_PERIOD="2017-04" OBS_VALUE="0.624" BBK_DIFF="-2.2" BBK_DIFF_Y="-4.1"/>
      <bbk:Obs TIME_PERIOD="2017-01" OBS_VALUE="0.638" BBK_DIFF="-1.8" BBK_DIFF_Y="-0.6"/>
      <bbk:Obs TIME_PERIOD="2016-10" OBS_VALUE="0.65" BBK_DIFF="0.0" BBK_DIFF_Y="-0.5"/>
      <bbk:Obs TIME_PERIOD="2016-07" OBS_VALUE="0.65" BBK_DIFF="-0.2" BBK_DIFF_Y="-2.5"/>
      <bbk:Obs TIME_PERIOD="2016-04" OBS_VALUE="0.651" BBK_DIFF="1.4" BBK_DIFF_Y="3.7"/>
      <bbk:Obs TIME_PERIOD="2016-01" OBS_VALUE="0.642" BBK_DIFF="-1.7" BBK_DIFF_Y="5.2"/>
      <bbk:Obs TIME_PERIOD="2015-10" OBS_VALUE="0.653" BBK_DIFF="-2.1" BBK_DIFF_Y="6.2"/>
      <bbk:Obs TIME_PERIOD="2015-07" OBS_VALUE="0.667" BBK_DIFF="6.2" BBK_DIFF_Y="9.5"/>
      <bbk:Obs TIME_PERIOD="2015-04" OBS_VALUE="0.628" BBK_DIFF="3.0" BBK_DIFF_Y="1.3"/>
      <bbk:Obs TIME_PERIOD="2015-01" OBS_VALUE="0.61" BBK_DIFF="-0.8" BBK_DIFF_Y="0.5"/>
      <bbk:Obs TIME_PERIOD="2014-10" OBS_VALUE="0.615" BBK_DIFF="1.0" BBK_DIFF_Y="4.6"/>
      <bbk:Obs TIME_PERIOD="2014-07" OBS_VALUE="0.609" BBK_DIFF="-1.8" BBK_DIFF_Y="4.3"/>
      <bbk:Obs TIME_PERIOD="2014-04" OBS_VALUE="0.62" BBK_DIFF="2.1" BBK_DIFF_Y="7.6"/>
      <bbk:Obs TIME_PERIOD="2014-01" OBS_VALUE="0.607" BBK_DIFF="3.2" BBK_DIFF_Y="7.8"/>
      <bbk:Obs TIME_PERIOD="2013-10" OBS_VALUE="0.588" BBK_DIFF="0.7" BBK_DIFF_Y="4.4"/>
      <bbk:Obs TIME_PERIOD="2013-07" OBS_VALUE="0.584" BBK_DIFF="1.4" BBK_DIFF_Y="7.0"/>
      <bbk:Obs TIME_PERIOD="2013-04" OBS_VALUE="0.576" BBK_DIFF="2.3" BBK_DIFF_Y="8.3"/>
      <bbk:Obs TIME_PERIOD="2013-01" OBS_VALUE="0.563" BBK_DIFF="0.0" BBK_DIFF_Y="7.6"/>
      <bbk:Obs TIME_PERIOD="2012-10" OBS_VALUE="0.563" BBK_DIFF="3.1" BBK_DIFF_Y="10.4"/>
      <bbk:Obs TIME_PERIOD="2012-07" OBS_VALUE="0.546" BBK_DIFF="2.6" BBK_DIFF_Y="8.5"/>
      <bbk:Obs TIME_PERIOD="2012-04" OBS_VALUE="0.532" BBK_DIFF="1.7" BBK_DIFF_Y="5.3"/>
      <bbk:Obs TIME_PERIOD="2012-01" OBS_VALUE="0.523" BBK_DIFF="2.5" BBK_DIFF_Y="5.4"/>
      <bbk:Obs TIME_PERIOD="2011-10" OBS_VALUE="0.51" BBK_DIFF="1.4" BBK_DIFF_Y="2.4"/>
      <bbk:Obs TIME_PERIOD="2011-07" OBS_VALUE="0.503" BBK_DIFF="-0.4" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="2011-04" OBS_VALUE="0.505" BBK_DIFF="1.8" BBK_DIFF_Y="2.0"/>
      <bbk:Obs TIME_PERIOD="2011-01" OBS_VALUE="0.496" BBK_DIFF="-0.4" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="2010-10" OBS_VALUE="0.498" BBK_DIFF="-1.0" BBK_DIFF_Y="0.8"/>
      <bbk:Obs TIME_PERIOD="2010-07" OBS_VALUE="0.503" BBK_DIFF="1.6" BBK_DIFF_Y="1.8"/>
      <bbk:Obs TIME_PERIOD="2010-04" OBS_VALUE="0.495" BBK_DIFF="-0.2" BBK_DIFF_Y="-2.6"/>
      <bbk:Obs TIME_PERIOD="2010-01" OBS_VALUE="0.496" BBK_DIFF="0.4" BBK_DIFF_Y="-8.1"/>
      <bbk:Obs TIME_PERIOD="2009-10" OBS_VALUE="0.494" BBK_DIFF="0.0" BBK_DIFF_Y="-10.0"/>
      <bbk:Obs TIME_PERIOD="2009-07" OBS_VALUE="0.494" BBK_DIFF="-2.8" BBK_DIFF_Y="-11.6"/>
      <bbk:Obs TIME_PERIOD="2009-04" OBS_VALUE="0.508" BBK_DIFF="-5.9" BBK_DIFF_Y="-10.6"/>
      <bbk:Obs TIME_PERIOD="2009-01" OBS_VALUE="0.54" BBK_DIFF="-1.6" BBK_DIFF_Y="-5.9"/>
      <bbk:Obs TIME_PERIOD="2008-10" OBS_VALUE="0.549" BBK_DIFF="-1.8" BBK_DIFF_Y="-5.5"/>
      <bbk:Obs TIME_PERIOD="2008-07" OBS_VALUE="0.559" BBK_DIFF="-1.6" BBK_DIFF_Y="-5.1"/>
      <bbk:Obs TIME_PERIOD="2008-04" OBS_VALUE="0.568" BBK_DIFF="-1.0" BBK_DIFF_Y="-4.1"/>
      <bbk:Obs TIME_PERIOD="2008-01" OBS_VALUE="0.574" BBK_DIFF="-1.2" BBK_DIFF_Y="-3.5"/>
      <bbk:Obs TIME_PERIOD="2007-10" OBS_VALUE="0.581" BBK_DIFF="-1.4" BBK_DIFF_Y="-4.4"/>
      <bbk:Obs TIME_PERIOD="2007-07" OBS_VALUE="0.589" BBK_DIFF="-0.5" BBK_DIFF_Y="-5.3"/>
      <bbk:Obs TIME_PERIOD="2007-04" OBS_VALUE="0.592" BBK_DIFF="-0.5" BBK_DIFF_Y="-6.8"/>
      <bbk:Obs TIME_PERIOD="2007-01" OBS_VALUE="0.595" BBK_DIFF="-2.1" BBK_DIFF_Y="-7.8"/>
      <bbk:Obs TIME_PERIOD="2006-10" OBS_VALUE="0.608" BBK_DIFF="-2.3" BBK_DIFF_Y="-6.5"/>
      <bbk:Obs TIME_PERIOD="2006-07" OBS_VALUE="0.622" BBK_DIFF="-2.0" BBK_DIFF_Y="-5.5"/>
      <bbk:Obs TIME_PERIOD="2006-04" OBS_VALUE="0.635" BBK_DIFF="-1.6" BBK_DIFF_Y="-5.2"/>
      <bbk:Obs TIME_PERIOD="2006-01" OBS_VALUE="0.645" BBK_DIFF="-0.8" BBK_DIFF_Y="-4.6"/>
      <bbk:Obs TIME_PERIOD="2005-10" OBS_VALUE="0.65" BBK_DIFF="-1.2" BBK_DIFF_Y="-7.4"/>
      <bbk:Obs TIME_PERIOD="2005-07" OBS_VALUE="0.658" BBK_DIFF="-1.8" BBK_DIFF_Y="-7.8"/>
      <bbk:Obs TIME_PERIOD="2005-04" OBS_VALUE="0.67" BBK_DIFF="-0.9" BBK_DIFF_Y="-6.8"/>
      <bbk:Obs TIME_PERIOD="2005-01" OBS_VALUE="0.676" BBK_DIFF="-3.7" BBK_DIFF_Y="-6.8"/>
      <bbk:Obs TIME_PERIOD="2004-10" OBS_VALUE="0.702" BBK_DIFF="-1.7" BBK_DIFF_Y="-5.4"/>
      <bbk:Obs TIME_PERIOD="2004-07" OBS_VALUE="0.714" BBK_DIFF="-0.7" BBK_DIFF_Y="-6.1"/>
      <bbk:Obs TIME_PERIOD="2004-04" OBS_VALUE="0.719" BBK_DIFF="-0.8" BBK_DIFF_Y="-4.4"/>
      <bbk:Obs TIME_PERIOD="2004-01" OBS_VALUE="0.725" BBK_DIFF="-2.3" BBK_DIFF_Y="-4.4"/>
      <bbk:Obs TIME_PERIOD="2003-10" OBS_VALUE="0.742" BBK_DIFF="-2.4" BBK_DIFF_Y="-0.4"/>
      <bbk:Obs TIME_PERIOD="2003-07" OBS_VALUE="0.76" BBK_DIFF="1.1" BBK_DIFF_Y="0.9"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="0.752" BBK_DIFF="-0.8" BBK_DIFF_Y="-1.8"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="0.758" BBK_DIFF="1.7" BBK_DIFF_Y="-2.4"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="0.745" BBK_DIFF="-1.1"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="0.753" BBK_DIFF="-1.7"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="0.766" BBK_DIFF="-1.4"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="0.777"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
