<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBBK7_Q_OEHL07H</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-04-06T15:44:06</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_BSBBK7">
    <bbk:Series FREQ="Q" BBK_ID="BBBK7.Q.OEHL07H" DECIMALS="3" UNIT="Euro" UNIT_MULT="9" BBK_TITLE="Einlagen und aufgenommene Kredite von inländischen wirtschaftlich unselbständigen und sonstigen Privatpersonen (einschließlich Organisationen ohne Erwerbszweck) / Spareinlagen / zusammen / Sparkassen / Bayern">
      <bbk:Obs TIME_PERIOD="2024-10" OBS_VALUE="23.4" BBK_DIFF="-1.8" BBK_DIFF_Y="-12.2"/>
      <bbk:Obs TIME_PERIOD="2024-07" OBS_VALUE="23.827" BBK_DIFF="-2.6" BBK_DIFF_Y="-15.5"/>
      <bbk:Obs TIME_PERIOD="2024-04" OBS_VALUE="24.466" BBK_DIFF="-3.4" BBK_DIFF_Y="-18.3"/>
      <bbk:Obs TIME_PERIOD="2024-01" OBS_VALUE="25.323" BBK_DIFF="-5.0" BBK_DIFF_Y="-20.1"/>
      <bbk:Obs TIME_PERIOD="2023-10" OBS_VALUE="26.642" BBK_DIFF="-5.5" BBK_DIFF_Y="-20.4"/>
      <bbk:Obs TIME_PERIOD="2023-07" OBS_VALUE="28.197" BBK_DIFF="-5.8" BBK_DIFF_Y="-18.4"/>
      <bbk:Obs TIME_PERIOD="2023-04" OBS_VALUE="29.946" BBK_DIFF="-5.5" BBK_DIFF_Y="-15.0"/>
      <bbk:Obs TIME_PERIOD="2023-01" OBS_VALUE="31.681" BBK_DIFF="-5.4" BBK_DIFF_Y="-10.7"/>
      <bbk:Obs TIME_PERIOD="2022-10" OBS_VALUE="33.479" BBK_DIFF="-3.1" BBK_DIFF_Y="-5.9"/>
      <bbk:Obs TIME_PERIOD="2022-07" OBS_VALUE="34.543" BBK_DIFF="-2.0" BBK_DIFF_Y="-3.2"/>
      <bbk:Obs TIME_PERIOD="2022-04" OBS_VALUE="35.243" BBK_DIFF="-0.7" BBK_DIFF_Y="-2.2"/>
      <bbk:Obs TIME_PERIOD="2022-01" OBS_VALUE="35.478" BBK_DIFF="-0.3" BBK_DIFF_Y="-2.2"/>
      <bbk:Obs TIME_PERIOD="2021-10" OBS_VALUE="35.581" BBK_DIFF="-0.3" BBK_DIFF_Y="-2.2"/>
      <bbk:Obs TIME_PERIOD="2021-07" OBS_VALUE="35.697" BBK_DIFF="-0.9" BBK_DIFF_Y="-3.2"/>
      <bbk:Obs TIME_PERIOD="2021-04" OBS_VALUE="36.028" BBK_DIFF="-0.7" BBK_DIFF_Y="-3.9"/>
      <bbk:Obs TIME_PERIOD="2021-01" OBS_VALUE="36.272" BBK_DIFF="-0.3" BBK_DIFF_Y="-4.9"/>
      <bbk:Obs TIME_PERIOD="2020-10" OBS_VALUE="36.377" BBK_DIFF="-1.3" BBK_DIFF_Y="-12.2"/>
      <bbk:Obs TIME_PERIOD="2020-07" OBS_VALUE="36.868" BBK_DIFF="-1.7" BBK_DIFF_Y="-13.6"/>
      <bbk:Obs TIME_PERIOD="2020-04" OBS_VALUE="37.487" BBK_DIFF="-1.7" BBK_DIFF_Y="-12.9"/>
      <bbk:Obs TIME_PERIOD="2020-01" OBS_VALUE="38.136" BBK_DIFF="-7.9" BBK_DIFF_Y="-11.9"/>
      <bbk:Obs TIME_PERIOD="2019-10" OBS_VALUE="41.419" BBK_DIFF="-2.9" BBK_DIFF_Y="-4.7"/>
      <bbk:Obs TIME_PERIOD="2019-07" OBS_VALUE="42.653" BBK_DIFF="-0.9" BBK_DIFF_Y="-2.0"/>
      <bbk:Obs TIME_PERIOD="2019-04" OBS_VALUE="43.06" BBK_DIFF="-0.5" BBK_DIFF_Y="-1.6"/>
      <bbk:Obs TIME_PERIOD="2019-01" OBS_VALUE="43.293" BBK_DIFF="-0.4" BBK_DIFF_Y="-1.6"/>
      <bbk:Obs TIME_PERIOD="2018-10" OBS_VALUE="43.461" BBK_DIFF="-0.1" BBK_DIFF_Y="-1.7"/>
      <bbk:Obs TIME_PERIOD="2018-07" OBS_VALUE="43.523" BBK_DIFF="-0.6" BBK_DIFF_Y="-1.6"/>
      <bbk:Obs TIME_PERIOD="2018-04" OBS_VALUE="43.776" BBK_DIFF="-0.5" BBK_DIFF_Y="-1.4"/>
      <bbk:Obs TIME_PERIOD="2018-01" OBS_VALUE="44.016" BBK_DIFF="-0.4" BBK_DIFF_Y="-1.4"/>
      <bbk:Obs TIME_PERIOD="2017-10" OBS_VALUE="44.195" BBK_DIFF="-0.1" BBK_DIFF_Y="-1.4"/>
      <bbk:Obs TIME_PERIOD="2017-07" OBS_VALUE="44.242" BBK_DIFF="-0.3" BBK_DIFF_Y="-1.2"/>
      <bbk:Obs TIME_PERIOD="2017-04" OBS_VALUE="44.395" BBK_DIFF="-0.6" BBK_DIFF_Y="-1.3"/>
      <bbk:Obs TIME_PERIOD="2017-01" OBS_VALUE="44.645" BBK_DIFF="-0.4" BBK_DIFF_Y="-1.7"/>
      <bbk:Obs TIME_PERIOD="2016-10" OBS_VALUE="44.825" BBK_DIFF="0.1" BBK_DIFF_Y="-1.8"/>
      <bbk:Obs TIME_PERIOD="2016-07" OBS_VALUE="44.769" BBK_DIFF="-0.5" BBK_DIFF_Y="-2.0"/>
      <bbk:Obs TIME_PERIOD="2016-04" OBS_VALUE="45.002" BBK_DIFF="-0.9" BBK_DIFF_Y="-2.1"/>
      <bbk:Obs TIME_PERIOD="2016-01" OBS_VALUE="45.411" BBK_DIFF="-0.5" BBK_DIFF_Y="-1.9"/>
      <bbk:Obs TIME_PERIOD="2015-10" OBS_VALUE="45.659" BBK_DIFF="0.0" BBK_DIFF_Y="-1.9"/>
      <bbk:Obs TIME_PERIOD="2015-07" OBS_VALUE="45.665" BBK_DIFF="-0.7" BBK_DIFF_Y="-2.1"/>
      <bbk:Obs TIME_PERIOD="2015-04" OBS_VALUE="45.972" BBK_DIFF="-0.7" BBK_DIFF_Y="-2.4"/>
      <bbk:Obs TIME_PERIOD="2015-01" OBS_VALUE="46.278" BBK_DIFF="-0.6" BBK_DIFF_Y="-2.5"/>
      <bbk:Obs TIME_PERIOD="2014-10" OBS_VALUE="46.534" BBK_DIFF="-0.2" BBK_DIFF_Y="-2.5"/>
      <bbk:Obs TIME_PERIOD="2014-07" OBS_VALUE="46.648" BBK_DIFF="-1.0" BBK_DIFF_Y="-1.7"/>
      <bbk:Obs TIME_PERIOD="2014-04" OBS_VALUE="47.098" BBK_DIFF="-0.8" BBK_DIFF_Y="-2.1"/>
      <bbk:Obs TIME_PERIOD="2014-01" OBS_VALUE="47.458" BBK_DIFF="-0.6" BBK_DIFF_Y="-2.3"/>
      <bbk:Obs TIME_PERIOD="2013-10" OBS_VALUE="47.748" BBK_DIFF="0.6" BBK_DIFF_Y="-1.7"/>
      <bbk:Obs TIME_PERIOD="2013-07" OBS_VALUE="47.444" BBK_DIFF="-1.3" BBK_DIFF_Y="-1.5"/>
      <bbk:Obs TIME_PERIOD="2013-04" OBS_VALUE="48.086" BBK_DIFF="-1.0" BBK_DIFF_Y="-0.1"/>
      <bbk:Obs TIME_PERIOD="2013-01" OBS_VALUE="48.555" BBK_DIFF="-0.1" BBK_DIFF_Y="0.5"/>
      <bbk:Obs TIME_PERIOD="2012-10" OBS_VALUE="48.592" BBK_DIFF="0.9" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="2012-07" OBS_VALUE="48.148" BBK_DIFF="0.0" BBK_DIFF_Y="-0.5"/>
      <bbk:Obs TIME_PERIOD="2012-04" OBS_VALUE="48.146" BBK_DIFF="-0.4" BBK_DIFF_Y="-1.3"/>
      <bbk:Obs TIME_PERIOD="2012-01" OBS_VALUE="48.318" BBK_DIFF="-0.6" BBK_DIFF_Y="-1.1"/>
      <bbk:Obs TIME_PERIOD="2011-10" OBS_VALUE="48.59" BBK_DIFF="0.4" BBK_DIFF_Y="0.1"/>
      <bbk:Obs TIME_PERIOD="2011-07" OBS_VALUE="48.402" BBK_DIFF="-0.8" BBK_DIFF_Y="1.7"/>
      <bbk:Obs TIME_PERIOD="2011-04" OBS_VALUE="48.786" BBK_DIFF="-0.2" BBK_DIFF_Y="3.5"/>
      <bbk:Obs TIME_PERIOD="2011-01" OBS_VALUE="48.86" BBK_DIFF="0.7" BBK_DIFF_Y="4.8"/>
      <bbk:Obs TIME_PERIOD="2010-10" OBS_VALUE="48.53" BBK_DIFF="1.9" BBK_DIFF_Y="6.6"/>
      <bbk:Obs TIME_PERIOD="2010-07" OBS_VALUE="47.608" BBK_DIFF="1.0" BBK_DIFF_Y="8.9"/>
      <bbk:Obs TIME_PERIOD="2010-04" OBS_VALUE="47.154" BBK_DIFF="1.1" BBK_DIFF_Y="10.3"/>
      <bbk:Obs TIME_PERIOD="2010-01" OBS_VALUE="46.623" BBK_DIFF="2.4" BBK_DIFF_Y="12.5"/>
      <bbk:Obs TIME_PERIOD="2009-10" OBS_VALUE="45.519" BBK_DIFF="4.1" BBK_DIFF_Y="12.5"/>
      <bbk:Obs TIME_PERIOD="2009-07" OBS_VALUE="43.71" BBK_DIFF="2.3" BBK_DIFF_Y="7.8"/>
      <bbk:Obs TIME_PERIOD="2009-04" OBS_VALUE="42.736" BBK_DIFF="3.1" BBK_DIFF_Y="1.6"/>
      <bbk:Obs TIME_PERIOD="2009-01" OBS_VALUE="41.458" BBK_DIFF="2.5" BBK_DIFF_Y="-4.8"/>
      <bbk:Obs TIME_PERIOD="2008-10" OBS_VALUE="40.462" BBK_DIFF="-0.2" BBK_DIFF_Y="-10.3"/>
      <bbk:Obs TIME_PERIOD="2008-07" OBS_VALUE="40.551" BBK_DIFF="-3.6" BBK_DIFF_Y="-10.4"/>
      <bbk:Obs TIME_PERIOD="2008-04" OBS_VALUE="42.051" BBK_DIFF="-3.4" BBK_DIFF_Y="-9.4"/>
      <bbk:Obs TIME_PERIOD="2008-01" OBS_VALUE="43.529" BBK_DIFF="-3.5" BBK_DIFF_Y="-8.7"/>
      <bbk:Obs TIME_PERIOD="2007-10" OBS_VALUE="45.095" BBK_DIFF="-0.4" BBK_DIFF_Y="-8.2"/>
      <bbk:Obs TIME_PERIOD="2007-07" OBS_VALUE="45.278" BBK_DIFF="-2.4" BBK_DIFF_Y="-7.7"/>
      <bbk:Obs TIME_PERIOD="2007-04" OBS_VALUE="46.4" BBK_DIFF="-2.6" BBK_DIFF_Y="-6.7"/>
      <bbk:Obs TIME_PERIOD="2007-01" OBS_VALUE="47.662" BBK_DIFF="-3.0" BBK_DIFF_Y="-5.0"/>
      <bbk:Obs TIME_PERIOD="2006-10" OBS_VALUE="49.142" BBK_DIFF="0.2" BBK_DIFF_Y="-2.8"/>
      <bbk:Obs TIME_PERIOD="2006-07" OBS_VALUE="49.068" BBK_DIFF="-1.3" BBK_DIFF_Y="-1.4"/>
      <bbk:Obs TIME_PERIOD="2006-04" OBS_VALUE="49.711" BBK_DIFF="-1.0" BBK_DIFF_Y="-0.7"/>
      <bbk:Obs TIME_PERIOD="2006-01" OBS_VALUE="50.193" BBK_DIFF="-0.7" BBK_DIFF_Y="-0.6"/>
      <bbk:Obs TIME_PERIOD="2005-10" OBS_VALUE="50.564" BBK_DIFF="1.6" BBK_DIFF_Y="-0.2"/>
      <bbk:Obs TIME_PERIOD="2005-07" OBS_VALUE="49.749" BBK_DIFF="-0.7" BBK_DIFF_Y="0.5"/>
      <bbk:Obs TIME_PERIOD="2005-04" OBS_VALUE="50.079" BBK_DIFF="-0.8" BBK_DIFF_Y="0.9"/>
      <bbk:Obs TIME_PERIOD="2005-01" OBS_VALUE="50.499" BBK_DIFF="-0.3" BBK_DIFF_Y="1.2"/>
      <bbk:Obs TIME_PERIOD="2004-10" OBS_VALUE="50.642" BBK_DIFF="2.3" BBK_DIFF_Y="1.1"/>
      <bbk:Obs TIME_PERIOD="2004-07" OBS_VALUE="49.505" BBK_DIFF="-0.2" BBK_DIFF_Y="1.2"/>
      <bbk:Obs TIME_PERIOD="2004-04" OBS_VALUE="49.62" BBK_DIFF="-0.6" BBK_DIFF_Y="1.1"/>
      <bbk:Obs TIME_PERIOD="2004-01" OBS_VALUE="49.923" BBK_DIFF="-0.4" BBK_DIFF_Y="1.0"/>
      <bbk:Obs TIME_PERIOD="2003-10" OBS_VALUE="50.1" BBK_DIFF="2.5" BBK_DIFF_Y="1.1"/>
      <bbk:Obs TIME_PERIOD="2003-07" OBS_VALUE="48.897" BBK_DIFF="-0.4" BBK_DIFF_Y="1.6"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="49.073" BBK_DIFF="-0.7" BBK_DIFF_Y="1.4"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="49.432" BBK_DIFF="-0.2" BBK_DIFF_Y="1.2"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="49.535" BBK_DIFF="2.9"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="48.145" BBK_DIFF="-0.5"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="48.411" BBK_DIFF="-0.9"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="48.846"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
