<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBBK7_Q_OEHO04P</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-04-04T17:46:37</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_BSBBK7">
    <bbk:Series FREQ="Q" BBK_ID="BBBK7.Q.OEHO04P" DECIMALS="3" UNIT="Euro" UNIT_MULT="9" BBK_TITLE="Umsätze im Sparverkehr / Saldo der Gutschriften und Belastungen / Sparkassen / Saarland">
      <bbk:Obs TIME_PERIOD="2024-10" OBS_VALUE="-0.054" BBK_DIFF="37.9" BBK_DIFF_Y="70.8"/>
      <bbk:Obs TIME_PERIOD="2024-07" OBS_VALUE="-0.087" BBK_DIFF="15.5" BBK_DIFF_Y="54.2"/>
      <bbk:Obs TIME_PERIOD="2024-04" OBS_VALUE="-0.103" BBK_DIFF="28.5" BBK_DIFF_Y="34.8"/>
      <bbk:Obs TIME_PERIOD="2024-01" OBS_VALUE="-0.144" BBK_DIFF="22.2" BBK_DIFF_Y="-30.9"/>
      <bbk:Obs TIME_PERIOD="2023-10" OBS_VALUE="-0.185" BBK_DIFF="2.6" BBK_DIFF_Y="-131.3"/>
      <bbk:Obs TIME_PERIOD="2023-07" OBS_VALUE="-0.19" BBK_DIFF="-20.3" BBK_DIFF_Y="-245.5"/>
      <bbk:Obs TIME_PERIOD="2023-04" OBS_VALUE="-0.158" BBK_DIFF="-43.6" BBK_DIFF_Y="-887.5"/>
      <bbk:Obs TIME_PERIOD="2023-01" OBS_VALUE="-0.11" BBK_DIFF="-37.5" BBK_DIFF_Y="-280.3"/>
      <bbk:Obs TIME_PERIOD="2022-10" OBS_VALUE="-0.08" BBK_DIFF="-45.5" BBK_DIFF_Y="-300.0"/>
      <bbk:Obs TIME_PERIOD="2022-07" OBS_VALUE="-0.055" BBK_DIFF="-243.8" BBK_DIFF_Y="-587.5"/>
      <bbk:Obs TIME_PERIOD="2022-04" OBS_VALUE="-0.016" BBK_DIFF="-126.2" BBK_DIFF_Y="-6.7"/>
      <bbk:Obs TIME_PERIOD="2022-01" OBS_VALUE="0.061" BBK_DIFF="52.5" BBK_DIFF_Y="205.0"/>
      <bbk:Obs TIME_PERIOD="2021-10" OBS_VALUE="0.04" BBK_DIFF="600.0" BBK_DIFF_Y="158.0"/>
      <bbk:Obs TIME_PERIOD="2021-07" OBS_VALUE="-0.008" BBK_DIFF="46.7" BBK_DIFF_Y="88.7"/>
      <bbk:Obs TIME_PERIOD="2021-04" OBS_VALUE="-0.015" BBK_DIFF="-175.0" BBK_DIFF_Y="80.0"/>
      <bbk:Obs TIME_PERIOD="2021-01" OBS_VALUE="0.02" BBK_DIFF="129.0" BBK_DIFF_Y="121.7"/>
      <bbk:Obs TIME_PERIOD="2020-10" OBS_VALUE="-0.069" BBK_DIFF="2.8" BBK_DIFF_Y="43.9"/>
      <bbk:Obs TIME_PERIOD="2020-07" OBS_VALUE="-0.071" BBK_DIFF="5.3" BBK_DIFF_Y="-115.2"/>
      <bbk:Obs TIME_PERIOD="2020-04" OBS_VALUE="-0.075" BBK_DIFF="18.5" BBK_DIFF_Y="-141.9"/>
      <bbk:Obs TIME_PERIOD="2020-01" OBS_VALUE="-0.092" BBK_DIFF="25.2" BBK_DIFF_Y="-384.2"/>
      <bbk:Obs TIME_PERIOD="2019-10" OBS_VALUE="-0.123" BBK_DIFF="-272.7" BBK_DIFF_Y="-623.5"/>
      <bbk:Obs TIME_PERIOD="2019-07" OBS_VALUE="-0.033" BBK_DIFF="-6.5" BBK_DIFF_Y="-13.8"/>
      <bbk:Obs TIME_PERIOD="2019-04" OBS_VALUE="-0.031" BBK_DIFF="-63.2" BBK_DIFF_Y="29.5"/>
      <bbk:Obs TIME_PERIOD="2019-01" OBS_VALUE="-0.019" BBK_DIFF="-11.8" BBK_DIFF_Y="54.8"/>
      <bbk:Obs TIME_PERIOD="2018-10" OBS_VALUE="-0.017" BBK_DIFF="41.4" BBK_DIFF_Y="15.0"/>
      <bbk:Obs TIME_PERIOD="2018-07" OBS_VALUE="-0.029" BBK_DIFF="34.1" BBK_DIFF_Y="32.6"/>
      <bbk:Obs TIME_PERIOD="2018-04" OBS_VALUE="-0.044" BBK_DIFF="-4.8" BBK_DIFF_Y="6.4"/>
      <bbk:Obs TIME_PERIOD="2018-01" OBS_VALUE="-0.042" BBK_DIFF="-110.0" BBK_DIFF_Y="19.2"/>
      <bbk:Obs TIME_PERIOD="2017-10" OBS_VALUE="-0.02" BBK_DIFF="53.5" BBK_DIFF_Y="16.7"/>
      <bbk:Obs TIME_PERIOD="2017-07" OBS_VALUE="-0.043" BBK_DIFF="8.5" BBK_DIFF_Y="17.3"/>
      <bbk:Obs TIME_PERIOD="2017-04" OBS_VALUE="-0.047" BBK_DIFF="9.6" BBK_DIFF_Y="-4.4"/>
      <bbk:Obs TIME_PERIOD="2017-01" OBS_VALUE="-0.052" BBK_DIFF="-116.7" BBK_DIFF_Y="-5300.0"/>
      <bbk:Obs TIME_PERIOD="2016-10" OBS_VALUE="-0.024" BBK_DIFF="53.8" BBK_DIFF_Y="-20.0"/>
      <bbk:Obs TIME_PERIOD="2016-07" OBS_VALUE="-0.052" BBK_DIFF="-15.6" BBK_DIFF_Y="-13.0"/>
      <bbk:Obs TIME_PERIOD="2016-04" OBS_VALUE="-0.045" BBK_DIFF="-4600.0" BBK_DIFF_Y="10.0"/>
      <bbk:Obs TIME_PERIOD="2016-01" OBS_VALUE="0.001" BBK_DIFF="105.0" BBK_DIFF_Y="101.4"/>
      <bbk:Obs TIME_PERIOD="2015-10" OBS_VALUE="-0.02" BBK_DIFF="56.5" BBK_DIFF_Y="61.5"/>
      <bbk:Obs TIME_PERIOD="2015-07" OBS_VALUE="-0.046" BBK_DIFF="8.0" BBK_DIFF_Y="36.1"/>
      <bbk:Obs TIME_PERIOD="2015-04" OBS_VALUE="-0.05" BBK_DIFF="31.5" BBK_DIFF_Y="10.7"/>
      <bbk:Obs TIME_PERIOD="2015-01" OBS_VALUE="-0.073" BBK_DIFF="-40.4" BBK_DIFF_Y="-43.1"/>
      <bbk:Obs TIME_PERIOD="2014-10" OBS_VALUE="-0.052" BBK_DIFF="27.8" BBK_DIFF_Y="-2.0"/>
      <bbk:Obs TIME_PERIOD="2014-07" OBS_VALUE="-0.072" BBK_DIFF="-28.6" BBK_DIFF_Y="13.3"/>
      <bbk:Obs TIME_PERIOD="2014-04" OBS_VALUE="-0.056" BBK_DIFF="-9.8" BBK_DIFF_Y="42.3"/>
      <bbk:Obs TIME_PERIOD="2014-01" OBS_VALUE="-0.051" BBK_DIFF="0.0" BBK_DIFF_Y="12.1"/>
      <bbk:Obs TIME_PERIOD="2013-10" OBS_VALUE="-0.051" BBK_DIFF="38.6" BBK_DIFF_Y="-331.8"/>
      <bbk:Obs TIME_PERIOD="2013-07" OBS_VALUE="-0.083" BBK_DIFF="14.4" BBK_DIFF_Y="-97.6"/>
      <bbk:Obs TIME_PERIOD="2013-04" OBS_VALUE="-0.097" BBK_DIFF="-67.2" BBK_DIFF_Y="-27.6"/>
      <bbk:Obs TIME_PERIOD="2013-01" OBS_VALUE="-0.058" BBK_DIFF="-363.6" BBK_DIFF_Y="6.5"/>
      <bbk:Obs TIME_PERIOD="2012-10" OBS_VALUE="0.022" BBK_DIFF="152.4" BBK_DIFF_Y="138.6"/>
      <bbk:Obs TIME_PERIOD="2012-07" OBS_VALUE="-0.042" BBK_DIFF="44.7" BBK_DIFF_Y="22.2"/>
      <bbk:Obs TIME_PERIOD="2012-04" OBS_VALUE="-0.076" BBK_DIFF="-22.6" BBK_DIFF_Y="-484.6"/>
      <bbk:Obs TIME_PERIOD="2012-01" OBS_VALUE="-0.062" BBK_DIFF="-8.8" BBK_DIFF_Y="-875.0"/>
      <bbk:Obs TIME_PERIOD="2011-10" OBS_VALUE="-0.057" BBK_DIFF="-5.6" BBK_DIFF_Y="-850.0"/>
      <bbk:Obs TIME_PERIOD="2011-07" OBS_VALUE="-0.054" BBK_DIFF="-315.4" BBK_DIFF_Y="-28.6"/>
      <bbk:Obs TIME_PERIOD="2011-04" OBS_VALUE="-0.013" BBK_DIFF="-262.5" BBK_DIFF_Y="-200.0"/>
      <bbk:Obs TIME_PERIOD="2011-01" OBS_VALUE="0.008" BBK_DIFF="233.3" BBK_DIFF_Y="-76.5"/>
      <bbk:Obs TIME_PERIOD="2010-10" OBS_VALUE="-0.006" BBK_DIFF="85.7" BBK_DIFF_Y="-114.3"/>
      <bbk:Obs TIME_PERIOD="2010-07" OBS_VALUE="-0.042" BBK_DIFF="-423.1" BBK_DIFF_Y="-400.0"/>
      <bbk:Obs TIME_PERIOD="2010-04" OBS_VALUE="0.013" BBK_DIFF="-61.8" BBK_DIFF_Y="-56.7"/>
      <bbk:Obs TIME_PERIOD="2010-01" OBS_VALUE="0.034" BBK_DIFF="-19.0" BBK_DIFF_Y="466.7"/>
      <bbk:Obs TIME_PERIOD="2009-10" OBS_VALUE="0.042" BBK_DIFF="200.0" BBK_DIFF_Y="4100.0"/>
      <bbk:Obs TIME_PERIOD="2009-07" OBS_VALUE="0.014" BBK_DIFF="-53.3" BBK_DIFF_Y="118.2"/>
      <bbk:Obs TIME_PERIOD="2009-04" OBS_VALUE="0.03" BBK_DIFF="400.0" BBK_DIFF_Y="161.2"/>
      <bbk:Obs TIME_PERIOD="2009-01" OBS_VALUE="0.006" BBK_DIFF="500.0" BBK_DIFF_Y="106.7"/>
      <bbk:Obs TIME_PERIOD="2008-10" OBS_VALUE="0.001" BBK_DIFF="101.3" BBK_DIFF_Y="101.8"/>
      <bbk:Obs TIME_PERIOD="2008-07" OBS_VALUE="-0.077" BBK_DIFF="-57.1" BBK_DIFF_Y="-2.7"/>
      <bbk:Obs TIME_PERIOD="2008-04" OBS_VALUE="-0.049" BBK_DIFF="44.9" BBK_DIFF_Y="42.4"/>
      <bbk:Obs TIME_PERIOD="2008-01" OBS_VALUE="-0.089" BBK_DIFF="-58.9" BBK_DIFF_Y="-17.1"/>
      <bbk:Obs TIME_PERIOD="2007-10" OBS_VALUE="-0.056" BBK_DIFF="25.3" BBK_DIFF_Y="8.2"/>
      <bbk:Obs TIME_PERIOD="2007-07" OBS_VALUE="-0.075" BBK_DIFF="11.8" BBK_DIFF_Y="-41.5"/>
      <bbk:Obs TIME_PERIOD="2007-04" OBS_VALUE="-0.085" BBK_DIFF="-11.8" BBK_DIFF_Y="-93.2"/>
      <bbk:Obs TIME_PERIOD="2007-01" OBS_VALUE="-0.076" BBK_DIFF="-24.6" BBK_DIFF_Y="-1800.0"/>
      <bbk:Obs TIME_PERIOD="2006-10" OBS_VALUE="-0.061" BBK_DIFF="-15.1" BBK_DIFF_Y="-1116.7"/>
      <bbk:Obs TIME_PERIOD="2006-07" OBS_VALUE="-0.053" BBK_DIFF="-20.5" BBK_DIFF_Y="-55.9"/>
      <bbk:Obs TIME_PERIOD="2006-04" OBS_VALUE="-0.044" BBK_DIFF="-1000.0" BBK_DIFF_Y="-46.7"/>
      <bbk:Obs TIME_PERIOD="2006-01" OBS_VALUE="-0.004" BBK_DIFF="-166.7" BBK_DIFF_Y="-33.3"/>
      <bbk:Obs TIME_PERIOD="2005-10" OBS_VALUE="0.006" BBK_DIFF="117.6"/>
      <bbk:Obs TIME_PERIOD="2005-07" OBS_VALUE="-0.034" BBK_DIFF="-13.3" BBK_DIFF_Y="-30.8"/>
      <bbk:Obs TIME_PERIOD="2005-04" OBS_VALUE="-0.03" BBK_DIFF="-900.0" BBK_DIFF_Y="9.1"/>
      <bbk:Obs TIME_PERIOD="2005-01" OBS_VALUE="-0.003" BBK_DIFF_Y="-137.5"/>
      <bbk:Obs TIME_PERIOD="2004-10" OBS_VALUE="0.0" BBK_OBS_STATUS="N" BBK_DIFF="100.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2004-07" OBS_VALUE="-0.026" BBK_DIFF="21.2" BBK_DIFF_Y="-966.7"/>
      <bbk:Obs TIME_PERIOD="2004-04" OBS_VALUE="-0.033" BBK_DIFF="-512.5" BBK_DIFF_Y="-1750.0"/>
      <bbk:Obs TIME_PERIOD="2004-01" OBS_VALUE="0.008" BBK_DIFF="0.0" BBK_DIFF_Y="-74.2"/>
      <bbk:Obs TIME_PERIOD="2003-10" OBS_VALUE="0.008" BBK_DIFF="166.7" BBK_DIFF_Y="-74.2"/>
      <bbk:Obs TIME_PERIOD="2003-07" OBS_VALUE="0.003" BBK_DIFF="50.0" BBK_DIFF_Y="109.7"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="0.002" BBK_DIFF="-93.5" BBK_DIFF_Y="103.2"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="0.031" BBK_DIFF="0.0" BBK_DIFF_Y="183.8"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="0.031" BBK_DIFF="200.0"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="-0.031" BBK_DIFF="50.0"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="-0.062" BBK_DIFF="-67.6"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="-0.037"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
