<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBBU2_Q_DE_ALL_HMP_H_H_B3_ST_S_DINX</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-06-25T09:01:16</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_BLS_G">
    <bbk:Series FREQ="Q" BBK_ID="BBBU2.Q.DE.ALL.HMP.H.H.B3.ST.S.DINX" DECIMALS="2" UNIT="percent" UNIT_MULT="0" BBK_TITLE="Kreditgewährung / Private Haushalte / Wohnimmobilienkredite / Kreditrichtlinien (Kreditstandards) / Aussichten am Wohnimmobilienmarkt / vierteljährlich / In den letzten drei Monaten / Diffusionsindex" BBK_TITLE_ENG="Loan supply / Household / Loans for house purchase / Credit standards / Impact of housing market prospects / Quarterly / Backward looking three months / Diffusion index" BBK_COMM_GEN="Zeitangabe ist Veröffentlichungsdatum; Werte beziehen sich außer bei den Prognosewerten auf das vorangegangene Quartal. April-Umfragerunde 2018: Neuberechnung der Zeitreihen (2003 Q1 bis 2018 Q1) im Rahmen der euroraumweiten Harmonisierung der Aggregationsmethoden im BLS." BBK_COMM_GEN_ENG="Time designation is the date of publication; values with the exception of forecast values refer to the preceding quarter. April 2018 BLS: Recalculation of the time series (2003 Q1 to 2018 Q1) as part of the euro area-wide harmonisation of the aggregation methods used in the BLS.">
      <bbk:Obs TIME_PERIOD="2026-04" OBS_VALUE="0.0" BBK_DIFF_Y="100.0"/>
      <bbk:Obs TIME_PERIOD="2026-01" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2025-10" OBS_VALUE="0.0" BBK_DIFF="-100.0"/>
      <bbk:Obs TIME_PERIOD="2025-07" OBS_VALUE="1.85" BBK_DIFF="150.0"/>
      <bbk:Obs TIME_PERIOD="2025-04" OBS_VALUE="-3.7" BBK_DIFF="-300.0"/>
      <bbk:Obs TIME_PERIOD="2025-01" OBS_VALUE="1.85"/>
      <bbk:Obs TIME_PERIOD="2024-10" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2024-07" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2024-04" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2024-01" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2023-10" OBS_VALUE="0.0" BBK_DIFF="-100.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2023-07" OBS_VALUE="5.36" BBK_DIFF="0.0" BBK_DIFF_Y="-50.0"/>
      <bbk:Obs TIME_PERIOD="2023-04" OBS_VALUE="5.36" BBK_DIFF="-62.5" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="2023-01" OBS_VALUE="14.29" BBK_DIFF="60.0"/>
      <bbk:Obs TIME_PERIOD="2022-10" OBS_VALUE="8.93" BBK_DIFF="-16.6" BBK_DIFF_Y="398.9"/>
      <bbk:Obs TIME_PERIOD="2022-07" OBS_VALUE="10.71" BBK_DIFF="99.8" BBK_DIFF_Y="698.3"/>
      <bbk:Obs TIME_PERIOD="2022-04" OBS_VALUE="5.36" BBK_DIFF_Y="399.4"/>
      <bbk:Obs TIME_PERIOD="2022-01" OBS_VALUE="0.0" BBK_DIFF="-100.0"/>
      <bbk:Obs TIME_PERIOD="2021-10" OBS_VALUE="1.79" BBK_DIFF="200.0" BBK_DIFF_Y="-49.9"/>
      <bbk:Obs TIME_PERIOD="2021-07" OBS_VALUE="-1.79" BBK_DIFF="0.0" BBK_DIFF_Y="-120.0"/>
      <bbk:Obs TIME_PERIOD="2021-04" OBS_VALUE="-1.79" BBK_DIFF_Y="-204.1"/>
      <bbk:Obs TIME_PERIOD="2021-01" OBS_VALUE="0.0" BBK_DIFF="-100.0"/>
      <bbk:Obs TIME_PERIOD="2020-10" OBS_VALUE="3.57" BBK_DIFF="-60.0"/>
      <bbk:Obs TIME_PERIOD="2020-07" OBS_VALUE="8.93" BBK_DIFF="419.2"/>
      <bbk:Obs TIME_PERIOD="2020-04" OBS_VALUE="1.72"/>
      <bbk:Obs TIME_PERIOD="2020-01" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2019-10" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2019-07" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2019-04" OBS_VALUE="0.0" BBK_DIFF_Y="100.0"/>
      <bbk:Obs TIME_PERIOD="2019-01" OBS_VALUE="0.0" BBK_DIFF_Y="100.0"/>
      <bbk:Obs TIME_PERIOD="2018-10" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2018-07" OBS_VALUE="0.0" BBK_DIFF="100.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2018-04" OBS_VALUE="-1.72" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="2018-01" OBS_VALUE="-1.72" BBK_DIFF_Y="-200.0"/>
      <bbk:Obs TIME_PERIOD="2017-10" OBS_VALUE="0.0" BBK_DIFF="-100.0"/>
      <bbk:Obs TIME_PERIOD="2017-07" OBS_VALUE="1.79"/>
      <bbk:Obs TIME_PERIOD="2017-04" OBS_VALUE="0.0" BBK_DIFF="-100.0"/>
      <bbk:Obs TIME_PERIOD="2017-01" OBS_VALUE="1.72"/>
      <bbk:Obs TIME_PERIOD="2016-10" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2016-07" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2016-04" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2016-01" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2015-10" OBS_VALUE="0.0" BBK_DIFF="-100.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2015-07" OBS_VALUE="1.72" BBK_DIFF_Y="200.0"/>
      <bbk:Obs TIME_PERIOD="2015-04" OBS_VALUE="0.0" BBK_DIFF="-100.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2015-01" OBS_VALUE="1.72" BBK_DIFF="0.0" BBK_DIFF_Y="149.9"/>
      <bbk:Obs TIME_PERIOD="2014-10" OBS_VALUE="1.72" BBK_DIFF="200.0" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="2014-07" OBS_VALUE="-1.72" BBK_DIFF="-149.9" BBK_DIFF_Y="-149.9"/>
      <bbk:Obs TIME_PERIOD="2014-04" OBS_VALUE="3.45" BBK_DIFF="200.0"/>
      <bbk:Obs TIME_PERIOD="2014-01" OBS_VALUE="-3.45" BBK_DIFF="-300.6"/>
      <bbk:Obs TIME_PERIOD="2013-10" OBS_VALUE="1.72" BBK_DIFF="-50.1" BBK_DIFF_Y="200.0"/>
      <bbk:Obs TIME_PERIOD="2013-07" OBS_VALUE="3.45" BBK_DIFF_Y="200.0"/>
      <bbk:Obs TIME_PERIOD="2013-04" OBS_VALUE="0.0" BBK_DIFF_Y="100.0"/>
      <bbk:Obs TIME_PERIOD="2013-01" OBS_VALUE="0.0" BBK_DIFF="100.0"/>
      <bbk:Obs TIME_PERIOD="2012-10" OBS_VALUE="-1.72" BBK_DIFF="50.1" BBK_DIFF_Y="62.2"/>
      <bbk:Obs TIME_PERIOD="2012-07" OBS_VALUE="-3.45" BBK_DIFF="33.3" BBK_DIFF_Y="-52.0"/>
      <bbk:Obs TIME_PERIOD="2012-04" OBS_VALUE="-5.17" BBK_DIFF_Y="-13.6"/>
      <bbk:Obs TIME_PERIOD="2012-01" OBS_VALUE="0.0" BBK_DIFF="100.0" BBK_DIFF_Y="100.0"/>
      <bbk:Obs TIME_PERIOD="2011-10" OBS_VALUE="-4.55" BBK_DIFF="-100.4" BBK_DIFF_Y="-100.4"/>
      <bbk:Obs TIME_PERIOD="2011-07" OBS_VALUE="-2.27" BBK_DIFF="50.1"/>
      <bbk:Obs TIME_PERIOD="2011-04" OBS_VALUE="-4.55" BBK_DIFF="-100.4"/>
      <bbk:Obs TIME_PERIOD="2011-01" OBS_VALUE="-2.27" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="2010-10" OBS_VALUE="-2.27" BBK_DIFF_Y="-200.0"/>
      <bbk:Obs TIME_PERIOD="2010-07" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2010-04" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2010-01" OBS_VALUE="0.0" BBK_DIFF="-100.0"/>
      <bbk:Obs TIME_PERIOD="2009-10" OBS_VALUE="2.27" BBK_DIFF="-50.1" BBK_DIFF_Y="4.6"/>
      <bbk:Obs TIME_PERIOD="2009-07" OBS_VALUE="4.55" BBK_DIFF="100.4"/>
      <bbk:Obs TIME_PERIOD="2009-04" OBS_VALUE="2.27" BBK_DIFF_Y="204.6"/>
      <bbk:Obs TIME_PERIOD="2009-01" OBS_VALUE="0.0" BBK_DIFF="-100.0"/>
      <bbk:Obs TIME_PERIOD="2008-10" OBS_VALUE="2.17" BBK_DIFF_Y="132.5"/>
      <bbk:Obs TIME_PERIOD="2008-07" OBS_VALUE="0.0" BBK_DIFF="100.0" BBK_DIFF_Y="100.0"/>
      <bbk:Obs TIME_PERIOD="2008-04" OBS_VALUE="-2.17" BBK_DIFF_Y="86.1"/>
      <bbk:Obs TIME_PERIOD="2008-01" OBS_VALUE="0.0" BBK_DIFF="100.0" BBK_DIFF_Y="100.0"/>
      <bbk:Obs TIME_PERIOD="2007-10" OBS_VALUE="-6.67" BBK_DIFF="-100.3"/>
      <bbk:Obs TIME_PERIOD="2007-07" OBS_VALUE="-3.33" BBK_DIFF="78.7" BBK_DIFF_Y="46.7"/>
      <bbk:Obs TIME_PERIOD="2007-04" OBS_VALUE="-15.63" BBK_DIFF="-150.1"/>
      <bbk:Obs TIME_PERIOD="2007-01" OBS_VALUE="-6.25"/>
      <bbk:Obs TIME_PERIOD="2006-10" OBS_VALUE="0.0" BBK_DIFF="100.0"/>
      <bbk:Obs TIME_PERIOD="2006-07" OBS_VALUE="-6.25"/>
      <bbk:Obs TIME_PERIOD="2006-04" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2006-01" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2005-10" OBS_VALUE="0.0"/>
      <bbk:Obs TIME_PERIOD="2005-07" OBS_VALUE="0.0" BBK_DIFF_Y="100.0"/>
      <bbk:Obs TIME_PERIOD="2005-04" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2005-01" OBS_VALUE="0.0" BBK_DIFF_Y="-100.0"/>
      <bbk:Obs TIME_PERIOD="2004-10" OBS_VALUE="0.0" BBK_DIFF="100.0"/>
      <bbk:Obs TIME_PERIOD="2004-07" OBS_VALUE="-3.13" BBK_DIFF="-200.0" BBK_DIFF_Y="-194.0"/>
      <bbk:Obs TIME_PERIOD="2004-04" OBS_VALUE="3.13" BBK_DIFF="0.0" BBK_DIFF_Y="-6.0"/>
      <bbk:Obs TIME_PERIOD="2004-01" OBS_VALUE="3.13" BBK_DIFF_Y="-86.6"/>
      <bbk:Obs TIME_PERIOD="2003-10" OBS_VALUE="0.0" BBK_DIFF="-100.0"/>
      <bbk:Obs TIME_PERIOD="2003-07" OBS_VALUE="3.33" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="3.33" BBK_DIFF="-85.7"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="23.33"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
