<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBIB1_M_DE_B_H_DNB_SPHV_K3V2_A_N1_11A</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-04-07T21:31:38</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_IRBB">
    <bbk:Series FREQ="M" BBK_ID="BBIB1.M.DE.B.H.DNB.SPHV.K3V2.A.N1.11A" DECIMALS="2" UNIT="% p.a." UNIT_MULT="0" BBK_TITLE="Habenzinsen Banken / Spareinlagen mit höherer Verzinsung, 3 Monate Kündigungsfrist, Vertragsdauer über 1 bis 4 Jahre einschl. / Durchschnittssatz / SU0530" BBK_TITLE_ENG="Deposit rates of banks / Savings deposits with higher rates of return, with agreed notice of 3 months and a duration of contract of more than 1 year and up to and incuding 4 years / Average interest rate / SU0530" BBK_COMM_GEN="Häufigster Zinssatz für das Neugeschäft in der Berichtsperiode (mittleren beiden Wochen der angegebenen Monate). Durchschnittssatz als ungewichtetes arithmetisches Mittel aus den innerhalb der Streubreite liegenden Zinsmeldungen errechnet. Die Streubreite wird ermittelt, indem jeweils 5% der Meldungen mit den höchsten und den niedrigsten Zinssätzen ausgesondert werden. Gesamtverzinsung: Verzinsung, die beim &quot;Durchhalten&quot; der Sparpläne bzw. Erreichen der Sparziele gewährt wird. Bis einschl. Dezember 2001 Spareinlagen von 20.000 DM bis unter 50.000 DM, ab Januar 2002 von 10.000 EUR bis unter 25.000 EUR." BBK_COMM_GEN_ENG="Most frequently occuring interest rate for new business within the reporting period (the two middle weeks of a given month). The average rates are calculated as unweighted arithmetic means from the interest rates reported to be within the spread. The spread is ascertained by eliminating the reports in the top 5% and the bottom 5% of the interest rate range. Total rate of return: rate of return which is paid when savings plans are held until maturity or when savings objektives have been achieved. Up to December 2001, savings deposits of DM 20,000 and more but less than DM 50,000; from January 2002, EUR 10,000 and more but less than EUR 25,000.">
      <bbk:Obs TIME_PERIOD="2003-06" OBS_VALUE="1.9" BBK_DIFF="-14.0" BBK_DIFF_Y="-46.0"/>
      <bbk:Obs TIME_PERIOD="2003-05" OBS_VALUE="2.21" BBK_DIFF="-3.9" BBK_DIFF_Y="-36.5"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="2.3" BBK_DIFF="-0.9" BBK_DIFF_Y="-34.3"/>
      <bbk:Obs TIME_PERIOD="2003-03" OBS_VALUE="2.32" BBK_DIFF="-4.9" BBK_DIFF_Y="-32.8"/>
      <bbk:Obs TIME_PERIOD="2003-02" OBS_VALUE="2.44" BBK_DIFF="-6.2" BBK_DIFF_Y="-26.5"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="2.6" BBK_DIFF="-6.1" BBK_DIFF_Y="-19.5"/>
      <bbk:Obs TIME_PERIOD="2002-12" OBS_VALUE="2.77" BBK_DIFF="-2.5" BBK_DIFF_Y="-11.8"/>
      <bbk:Obs TIME_PERIOD="2002-11" OBS_VALUE="2.84" BBK_DIFF="-1.4" BBK_DIFF_Y="-8.1"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="2.88" BBK_DIFF="-6.5" BBK_DIFF_Y="-14.3"/>
      <bbk:Obs TIME_PERIOD="2002-09" OBS_VALUE="3.08" BBK_DIFF="-3.4" BBK_DIFF_Y="-14.9"/>
      <bbk:Obs TIME_PERIOD="2002-08" OBS_VALUE="3.19" BBK_DIFF="-8.3" BBK_DIFF_Y="-16.7"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="3.48" BBK_DIFF="-1.1" BBK_DIFF_Y="-11.0"/>
      <bbk:Obs TIME_PERIOD="2002-06" OBS_VALUE="3.52" BBK_DIFF="1.1" BBK_DIFF_Y="-10.4"/>
      <bbk:Obs TIME_PERIOD="2002-05" OBS_VALUE="3.48" BBK_DIFF="-0.6" BBK_DIFF_Y="-12.8"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="3.5" BBK_DIFF="1.4" BBK_DIFF_Y="-11.6"/>
      <bbk:Obs TIME_PERIOD="2002-03" OBS_VALUE="3.45" BBK_DIFF="3.9" BBK_DIFF_Y="-15.0"/>
      <bbk:Obs TIME_PERIOD="2002-02" OBS_VALUE="3.32" BBK_DIFF="2.8" BBK_DIFF_Y="-19.2"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="3.23" BBK_DIFF="2.9" BBK_DIFF_Y="-22.7"/>
      <bbk:Obs TIME_PERIOD="2001-12" OBS_VALUE="3.14" BBK_DIFF="1.6" BBK_DIFF_Y="-30.4"/>
      <bbk:Obs TIME_PERIOD="2001-11" OBS_VALUE="3.09" BBK_DIFF="-8.0" BBK_DIFF_Y="-33.5"/>
      <bbk:Obs TIME_PERIOD="2001-10" OBS_VALUE="3.36" BBK_DIFF="-7.2" BBK_DIFF_Y="-28.2"/>
      <bbk:Obs TIME_PERIOD="2001-09" OBS_VALUE="3.62" BBK_DIFF="-5.5" BBK_DIFF_Y="-22.0"/>
      <bbk:Obs TIME_PERIOD="2001-08" OBS_VALUE="3.83" BBK_DIFF="-2.0" BBK_DIFF_Y="-16.0"/>
      <bbk:Obs TIME_PERIOD="2001-07" OBS_VALUE="3.91" BBK_DIFF="-0.5" BBK_DIFF_Y="-12.3"/>
      <bbk:Obs TIME_PERIOD="2001-06" OBS_VALUE="3.93" BBK_DIFF="-1.5" BBK_DIFF_Y="-9.9"/>
      <bbk:Obs TIME_PERIOD="2001-05" OBS_VALUE="3.99" BBK_DIFF="0.8" BBK_DIFF_Y="-4.8"/>
      <bbk:Obs TIME_PERIOD="2001-04" OBS_VALUE="3.96" BBK_DIFF="-2.5" BBK_DIFF_Y="-4.6"/>
      <bbk:Obs TIME_PERIOD="2001-03" OBS_VALUE="4.06" BBK_DIFF="-1.2" BBK_DIFF_Y="0.5"/>
      <bbk:Obs TIME_PERIOD="2001-02" OBS_VALUE="4.11" BBK_DIFF="-1.7" BBK_DIFF_Y="2.8"/>
      <bbk:Obs TIME_PERIOD="2001-01" OBS_VALUE="4.18" BBK_DIFF="-7.3" BBK_DIFF_Y="6.9"/>
      <bbk:Obs TIME_PERIOD="2000-12" OBS_VALUE="4.51" BBK_DIFF="-3.0" BBK_DIFF_Y="21.6"/>
      <bbk:Obs TIME_PERIOD="2000-11" OBS_VALUE="4.65" BBK_DIFF="-0.6" BBK_DIFF_Y="28.1"/>
      <bbk:Obs TIME_PERIOD="2000-10" OBS_VALUE="4.68" BBK_DIFF="0.9" BBK_DIFF_Y="34.1"/>
      <bbk:Obs TIME_PERIOD="2000-09" OBS_VALUE="4.64" BBK_DIFF="1.8" BBK_DIFF_Y="38.9"/>
      <bbk:Obs TIME_PERIOD="2000-08" OBS_VALUE="4.56" BBK_DIFF="2.2" BBK_DIFF_Y="41.2"/>
      <bbk:Obs TIME_PERIOD="2000-07" OBS_VALUE="4.46" BBK_DIFF="2.3" BBK_DIFF_Y="50.2"/>
      <bbk:Obs TIME_PERIOD="2000-06" OBS_VALUE="4.36" BBK_DIFF="4.1" BBK_DIFF_Y="54.6"/>
      <bbk:Obs TIME_PERIOD="2000-05" OBS_VALUE="4.19" BBK_DIFF="1.0" BBK_DIFF_Y="50.2"/>
      <bbk:Obs TIME_PERIOD="2000-04" OBS_VALUE="4.15" BBK_DIFF="2.7" BBK_DIFF_Y="43.6"/>
      <bbk:Obs TIME_PERIOD="2000-03" OBS_VALUE="4.04" BBK_DIFF="1.0" BBK_DIFF_Y="35.6"/>
      <bbk:Obs TIME_PERIOD="2000-02" OBS_VALUE="4.0" BBK_DIFF="2.3" BBK_DIFF_Y="32.9"/>
      <bbk:Obs TIME_PERIOD="2000-01" OBS_VALUE="3.91" BBK_DIFF="5.4" BBK_DIFF_Y="26.1"/>
      <bbk:Obs TIME_PERIOD="1999-12" OBS_VALUE="3.71" BBK_DIFF="2.2" BBK_DIFF_Y="11.1"/>
      <bbk:Obs TIME_PERIOD="1999-11" OBS_VALUE="3.63" BBK_DIFF="4.0" BBK_DIFF_Y="4.6"/>
      <bbk:Obs TIME_PERIOD="1999-10" OBS_VALUE="3.49" BBK_DIFF="4.5" BBK_DIFF_Y="0.3"/>
      <bbk:Obs TIME_PERIOD="1999-09" OBS_VALUE="3.34" BBK_DIFF="3.4" BBK_DIFF_Y="-7.2"/>
      <bbk:Obs TIME_PERIOD="1999-08" OBS_VALUE="3.23" BBK_DIFF="8.8" BBK_DIFF_Y="-12.9"/>
      <bbk:Obs TIME_PERIOD="1999-07" OBS_VALUE="2.97" BBK_DIFF="5.3" BBK_DIFF_Y="-22.3"/>
      <bbk:Obs TIME_PERIOD="1999-06" OBS_VALUE="2.82" BBK_DIFF="1.1" BBK_DIFF_Y="-27.3"/>
      <bbk:Obs TIME_PERIOD="1999-05" OBS_VALUE="2.79" BBK_DIFF="-3.5" BBK_DIFF_Y="-27.7"/>
      <bbk:Obs TIME_PERIOD="1999-04" OBS_VALUE="2.89" BBK_DIFF="-3.0" BBK_DIFF_Y="-25.3"/>
      <bbk:Obs TIME_PERIOD="1999-03" OBS_VALUE="2.98" BBK_DIFF="-1.0" BBK_DIFF_Y="-22.2"/>
      <bbk:Obs TIME_PERIOD="1999-02" OBS_VALUE="3.01" BBK_DIFF="-2.9" BBK_DIFF_Y="-23.4"/>
      <bbk:Obs TIME_PERIOD="1999-01" OBS_VALUE="3.1" BBK_DIFF="-7.2" BBK_DIFF_Y="-20.9"/>
      <bbk:Obs TIME_PERIOD="1998-12" OBS_VALUE="3.34" BBK_DIFF="-3.7" BBK_DIFF_Y="-16.5"/>
      <bbk:Obs TIME_PERIOD="1998-11" OBS_VALUE="3.47" BBK_DIFF="-0.3" BBK_DIFF_Y="-11.7"/>
      <bbk:Obs TIME_PERIOD="1998-10" OBS_VALUE="3.48" BBK_DIFF="-3.3" BBK_DIFF_Y="-7.4"/>
      <bbk:Obs TIME_PERIOD="1998-09" OBS_VALUE="3.6" BBK_DIFF="-3.0" BBK_DIFF_Y="-2.4"/>
      <bbk:Obs TIME_PERIOD="1998-08" OBS_VALUE="3.71" BBK_DIFF="-2.9" BBK_DIFF_Y="0.8"/>
      <bbk:Obs TIME_PERIOD="1998-07" OBS_VALUE="3.82" BBK_DIFF="-1.5" BBK_DIFF_Y="4.1"/>
      <bbk:Obs TIME_PERIOD="1998-06" OBS_VALUE="3.88" BBK_DIFF="0.5" BBK_DIFF_Y="6.6"/>
      <bbk:Obs TIME_PERIOD="1998-05" OBS_VALUE="3.86" BBK_DIFF="-0.3" BBK_DIFF_Y="4.6"/>
      <bbk:Obs TIME_PERIOD="1998-04" OBS_VALUE="3.87" BBK_DIFF="1.0" BBK_DIFF_Y="3.8"/>
      <bbk:Obs TIME_PERIOD="1998-03" OBS_VALUE="3.83" BBK_DIFF="-2.5" BBK_DIFF_Y="5.2"/>
      <bbk:Obs TIME_PERIOD="1998-02" OBS_VALUE="3.93" BBK_DIFF="0.3" BBK_DIFF_Y="8.0"/>
      <bbk:Obs TIME_PERIOD="1998-01" OBS_VALUE="3.92" BBK_DIFF="-2.0" BBK_DIFF_Y="5.9"/>
      <bbk:Obs TIME_PERIOD="1997-12" OBS_VALUE="4.0" BBK_DIFF="1.8" BBK_DIFF_Y="6.1"/>
      <bbk:Obs TIME_PERIOD="1997-11" OBS_VALUE="3.93" BBK_DIFF="4.5" BBK_DIFF_Y="3.4"/>
      <bbk:Obs TIME_PERIOD="1997-10" OBS_VALUE="3.76" BBK_DIFF="1.9"/>
      <bbk:Obs TIME_PERIOD="1997-09" OBS_VALUE="3.69" BBK_DIFF="0.3"/>
      <bbk:Obs TIME_PERIOD="1997-08" OBS_VALUE="3.68" BBK_DIFF="0.3"/>
      <bbk:Obs TIME_PERIOD="1997-07" OBS_VALUE="3.67" BBK_DIFF="0.8"/>
      <bbk:Obs TIME_PERIOD="1997-06" OBS_VALUE="3.64" BBK_DIFF="-1.4"/>
      <bbk:Obs TIME_PERIOD="1997-05" OBS_VALUE="3.69" BBK_DIFF="-1.1"/>
      <bbk:Obs TIME_PERIOD="1997-04" OBS_VALUE="3.73" BBK_DIFF="2.5"/>
      <bbk:Obs TIME_PERIOD="1997-03" OBS_VALUE="3.64" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-02" OBS_VALUE="3.64" BBK_DIFF="-1.6"/>
      <bbk:Obs TIME_PERIOD="1997-01" OBS_VALUE="3.7" BBK_DIFF="-1.9"/>
      <bbk:Obs TIME_PERIOD="1996-12" OBS_VALUE="3.77" BBK_DIFF="-0.8"/>
      <bbk:Obs TIME_PERIOD="1996-11" OBS_VALUE="3.8"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
