<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBIB1_M_DE_B_H_DNB_SPHV_K4V4_A_N2_11A</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-04-07T21:31:21</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_IRBB">
    <bbk:Series FREQ="M" BBK_ID="BBIB1.M.DE.B.H.DNB.SPHV.K4V4.A.N2.11A" DECIMALS="2" UNIT="% p.a." UNIT_MULT="0" BBK_TITLE="Habenzinsen Banken / Spareinlagen mit höherer Verzinsung, mehr als 3 Monate Kündigungsfrist, Vertragsdauer über 4 Jahre / Untergrenze der Streubreite / SU0543" BBK_TITLE_ENG="Deposit rates of banks / Savings deposits with higher rates of return, with agreed notice of more than 3 months and a duration of contract of more than 4 years / Lowest rate of spread / SU0543" BBK_COMM_GEN="Gesamtverzinsung: Verzinsung, die beim &quot;Durchhalten&quot; der Sparpläne bzw. Erreichen der Sparziele gewährt wird. Bis einschl. Dezember 2001 Spareinlagen von 20.000 DM bis unter 50.000 DM, ab Januar 2002 von 10.000 EUR bis unter 25.000 EUR. Die Streubreite wird ermittelt, indem jeweils 5% der Meldungen mit den höchsten und den niedrigsten Zinssätzen ausgesondert werden." BBK_COMM_GEN_ENG="Up to December 2001, savings deposits of DM 20,000 and more but less than DM 50,000; from January 2002, EUR 10,000 and more but less than EUR 25,000. Total rate of return: rate of return which is paid when savings plans are held until maturity or when savings objektives have been achieved. The spread is ascertained by eliminating the reports in the top 5% and the bottom 5% of the interest rate range.">
      <bbk:Obs TIME_PERIOD="2003-06" OBS_VALUE="2.0" BBK_DIFF="-11.1" BBK_DIFF_Y="-35.5"/>
      <bbk:Obs TIME_PERIOD="2003-05" OBS_VALUE="2.25" BBK_DIFF="-2.2" BBK_DIFF_Y="-30.8"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="2.3" BBK_DIFF="-3.4" BBK_DIFF_Y="-29.2"/>
      <bbk:Obs TIME_PERIOD="2003-03" OBS_VALUE="2.38" BBK_DIFF="-4.8" BBK_DIFF_Y="-26.8"/>
      <bbk:Obs TIME_PERIOD="2003-02" OBS_VALUE="2.5" BBK_DIFF="-1.6" BBK_DIFF_Y="-23.1"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="2.54" BBK_DIFF="-7.6" BBK_DIFF_Y="-21.8"/>
      <bbk:Obs TIME_PERIOD="2002-12" OBS_VALUE="2.75" BBK_DIFF="0.0" BBK_DIFF_Y="-8.3"/>
      <bbk:Obs TIME_PERIOD="2002-11" OBS_VALUE="2.75" BBK_DIFF="1.9" BBK_DIFF_Y="-6.1"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="2.7" BBK_DIFF="-10.0" BBK_DIFF_Y="-22.9"/>
      <bbk:Obs TIME_PERIOD="2002-09" OBS_VALUE="3.0" BBK_DIFF="5.3" BBK_DIFF_Y="-19.4"/>
      <bbk:Obs TIME_PERIOD="2002-08" OBS_VALUE="2.85" BBK_DIFF="-9.5" BBK_DIFF_Y="-25.8"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="3.15" BBK_DIFF="1.6" BBK_DIFF_Y="-19.2"/>
      <bbk:Obs TIME_PERIOD="2002-06" OBS_VALUE="3.1" BBK_DIFF="-4.6" BBK_DIFF_Y="-20.5"/>
      <bbk:Obs TIME_PERIOD="2002-05" OBS_VALUE="3.25" BBK_DIFF="0.0" BBK_DIFF_Y="-17.7"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="3.25" BBK_DIFF="0.0" BBK_DIFF_Y="-17.7"/>
      <bbk:Obs TIME_PERIOD="2002-03" OBS_VALUE="3.25" BBK_DIFF="0.0" BBK_DIFF_Y="-17.7"/>
      <bbk:Obs TIME_PERIOD="2002-02" OBS_VALUE="3.25" BBK_DIFF="0.0" BBK_DIFF_Y="-20.3"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="3.25" BBK_DIFF="8.3" BBK_DIFF_Y="-19.6"/>
      <bbk:Obs TIME_PERIOD="2001-12" OBS_VALUE="3.0" BBK_DIFF="2.4" BBK_DIFF_Y="-29.9"/>
      <bbk:Obs TIME_PERIOD="2001-11" OBS_VALUE="2.93" BBK_DIFF="-16.3" BBK_DIFF_Y="-32.8"/>
      <bbk:Obs TIME_PERIOD="2001-10" OBS_VALUE="3.5" BBK_DIFF="-5.9" BBK_DIFF_Y="-19.7"/>
      <bbk:Obs TIME_PERIOD="2001-09" OBS_VALUE="3.72" BBK_DIFF="-3.1" BBK_DIFF_Y="-14.7"/>
      <bbk:Obs TIME_PERIOD="2001-08" OBS_VALUE="3.84" BBK_DIFF="-1.5" BBK_DIFF_Y="-8.6"/>
      <bbk:Obs TIME_PERIOD="2001-07" OBS_VALUE="3.9" BBK_DIFF="0.0" BBK_DIFF_Y="-10.3"/>
      <bbk:Obs TIME_PERIOD="2001-06" OBS_VALUE="3.9" BBK_DIFF="-1.3" BBK_DIFF_Y="8.3"/>
      <bbk:Obs TIME_PERIOD="2001-05" OBS_VALUE="3.95" BBK_DIFF="0.0" BBK_DIFF_Y="9.7"/>
      <bbk:Obs TIME_PERIOD="2001-04" OBS_VALUE="3.95" BBK_DIFF="0.0" BBK_DIFF_Y="9.7"/>
      <bbk:Obs TIME_PERIOD="2001-03" OBS_VALUE="3.95" BBK_DIFF="-3.2" BBK_DIFF_Y="14.2"/>
      <bbk:Obs TIME_PERIOD="2001-02" OBS_VALUE="4.08" BBK_DIFF="1.0" BBK_DIFF_Y="48.4"/>
      <bbk:Obs TIME_PERIOD="2001-01" OBS_VALUE="4.04" BBK_DIFF="-5.6" BBK_DIFF_Y="46.9"/>
      <bbk:Obs TIME_PERIOD="2000-12" OBS_VALUE="4.28" BBK_DIFF="-1.8" BBK_DIFF_Y="55.6"/>
      <bbk:Obs TIME_PERIOD="2000-11" OBS_VALUE="4.36" BBK_DIFF="0.0" BBK_DIFF_Y="58.5"/>
      <bbk:Obs TIME_PERIOD="2000-10" OBS_VALUE="4.36" BBK_DIFF="0.0" BBK_DIFF_Y="58.5"/>
      <bbk:Obs TIME_PERIOD="2000-09" OBS_VALUE="4.36" BBK_DIFF="3.8" BBK_DIFF_Y="58.5"/>
      <bbk:Obs TIME_PERIOD="2000-08" OBS_VALUE="4.2" BBK_DIFF="-3.4" BBK_DIFF_Y="52.7"/>
      <bbk:Obs TIME_PERIOD="2000-07" OBS_VALUE="4.35" BBK_DIFF="20.8" BBK_DIFF_Y="58.2"/>
      <bbk:Obs TIME_PERIOD="2000-06" OBS_VALUE="3.6" BBK_DIFF="0.0" BBK_DIFF_Y="33.8"/>
      <bbk:Obs TIME_PERIOD="2000-05" OBS_VALUE="3.6" BBK_DIFF="0.0" BBK_DIFF_Y="44.0"/>
      <bbk:Obs TIME_PERIOD="2000-04" OBS_VALUE="3.6" BBK_DIFF="4.0" BBK_DIFF_Y="44.0"/>
      <bbk:Obs TIME_PERIOD="2000-03" OBS_VALUE="3.46" BBK_DIFF="25.8" BBK_DIFF_Y="25.8"/>
      <bbk:Obs TIME_PERIOD="2000-02" OBS_VALUE="2.75" BBK_DIFF="0.0" BBK_DIFF_Y="-2.5"/>
      <bbk:Obs TIME_PERIOD="2000-01" OBS_VALUE="2.75" BBK_DIFF="0.0" BBK_DIFF_Y="-1.1"/>
      <bbk:Obs TIME_PERIOD="1999-12" OBS_VALUE="2.75" BBK_DIFF="0.0" BBK_DIFF_Y="-11.3"/>
      <bbk:Obs TIME_PERIOD="1999-11" OBS_VALUE="2.75" BBK_DIFF="0.0" BBK_DIFF_Y="-11.3"/>
      <bbk:Obs TIME_PERIOD="1999-10" OBS_VALUE="2.75" BBK_DIFF="0.0" BBK_DIFF_Y="-8.3"/>
      <bbk:Obs TIME_PERIOD="1999-09" OBS_VALUE="2.75" BBK_DIFF="0.0" BBK_DIFF_Y="-20.3"/>
      <bbk:Obs TIME_PERIOD="1999-08" OBS_VALUE="2.75" BBK_DIFF="0.0" BBK_DIFF_Y="-19.1"/>
      <bbk:Obs TIME_PERIOD="1999-07" OBS_VALUE="2.75" BBK_DIFF="2.2" BBK_DIFF_Y="-19.1"/>
      <bbk:Obs TIME_PERIOD="1999-06" OBS_VALUE="2.69" BBK_DIFF="7.6" BBK_DIFF_Y="-20.9"/>
      <bbk:Obs TIME_PERIOD="1999-05" OBS_VALUE="2.5" BBK_DIFF="0.0" BBK_DIFF_Y="-26.5"/>
      <bbk:Obs TIME_PERIOD="1999-04" OBS_VALUE="2.5" BBK_DIFF="-9.1" BBK_DIFF_Y="-26.5"/>
      <bbk:Obs TIME_PERIOD="1999-03" OBS_VALUE="2.75" BBK_DIFF="-2.5" BBK_DIFF_Y="-21.4"/>
      <bbk:Obs TIME_PERIOD="1999-02" OBS_VALUE="2.82" BBK_DIFF="1.4" BBK_DIFF_Y="-13.2"/>
      <bbk:Obs TIME_PERIOD="1999-01" OBS_VALUE="2.78" BBK_DIFF="-10.3" BBK_DIFF_Y="-20.6"/>
      <bbk:Obs TIME_PERIOD="1998-12" OBS_VALUE="3.1" BBK_DIFF="0.0" BBK_DIFF_Y="1.6"/>
      <bbk:Obs TIME_PERIOD="1998-11" OBS_VALUE="3.1" BBK_DIFF="3.3" BBK_DIFF_Y="3.3"/>
      <bbk:Obs TIME_PERIOD="1998-10" OBS_VALUE="3.0" BBK_DIFF="-13.0" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="1998-09" OBS_VALUE="3.45" BBK_DIFF="1.5" BBK_DIFF_Y="15.0"/>
      <bbk:Obs TIME_PERIOD="1998-08" OBS_VALUE="3.4" BBK_DIFF="0.0" BBK_DIFF_Y="13.3"/>
      <bbk:Obs TIME_PERIOD="1998-07" OBS_VALUE="3.4" BBK_DIFF="0.0" BBK_DIFF_Y="13.3"/>
      <bbk:Obs TIME_PERIOD="1998-06" OBS_VALUE="3.4" BBK_DIFF="0.0" BBK_DIFF_Y="13.3"/>
      <bbk:Obs TIME_PERIOD="1998-05" OBS_VALUE="3.4" BBK_DIFF="0.0" BBK_DIFF_Y="13.3"/>
      <bbk:Obs TIME_PERIOD="1998-04" OBS_VALUE="3.4" BBK_DIFF="-2.9" BBK_DIFF_Y="13.3"/>
      <bbk:Obs TIME_PERIOD="1998-03" OBS_VALUE="3.5" BBK_DIFF="7.7" BBK_DIFF_Y="16.7"/>
      <bbk:Obs TIME_PERIOD="1998-02" OBS_VALUE="3.25" BBK_DIFF="-7.1" BBK_DIFF_Y="8.3"/>
      <bbk:Obs TIME_PERIOD="1998-01" OBS_VALUE="3.5" BBK_DIFF="14.8" BBK_DIFF_Y="12.9"/>
      <bbk:Obs TIME_PERIOD="1997-12" OBS_VALUE="3.05" BBK_DIFF="1.7" BBK_DIFF_Y="-12.9"/>
      <bbk:Obs TIME_PERIOD="1997-11" OBS_VALUE="3.0" BBK_DIFF="0.0" BBK_DIFF_Y="-13.0"/>
      <bbk:Obs TIME_PERIOD="1997-10" OBS_VALUE="3.0" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-09" OBS_VALUE="3.0" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-08" OBS_VALUE="3.0" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-07" OBS_VALUE="3.0" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-06" OBS_VALUE="3.0" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-05" OBS_VALUE="3.0" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-04" OBS_VALUE="3.0" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-03" OBS_VALUE="3.0" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-02" OBS_VALUE="3.0" BBK_DIFF="-3.2"/>
      <bbk:Obs TIME_PERIOD="1997-01" OBS_VALUE="3.1" BBK_DIFF="-11.4"/>
      <bbk:Obs TIME_PERIOD="1996-12" OBS_VALUE="3.5" BBK_DIFF="1.4"/>
      <bbk:Obs TIME_PERIOD="1996-11" OBS_VALUE="3.45"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
