<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBIB1_M_DE_B_S_2254_DISP_A_A_N1_11A</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-08-24T02:15:36</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_IRBB">
    <bbk:Series FREQ="M" BBK_ID="BBIB1.M.DE.B.S.2254.DISP.A.A.N1.11A" DECIMALS="2" UNIT="% p.a." UNIT_MULT="0" BBK_TITLE="Sollzinsen Banken / Dispositionskredite an Privatkunden (eingeräumte Überziehungskredite) / Durchschnittssatz / SU0503" BBK_TITLE_ENG="Lending rates of banks / Personal credit lines (overdraft facilities granted to individuals) / Average interest rate / SU0503" BBK_COMM_GEN="Häufigster Zinssatz für das Neugeschäft in der Berichtsperiode (mittleren beiden Wochen der angegebenen Monate). Durchschnittssatz als ungewichtetes arithmetisches Mittel aus den innerhalb der Streubreite liegenden Zinsmeldungen errechnet.Die Streubreite wird ermittelt, indem jeweils 5% der Meldungen mit den höchsten und den niedrigsten Zinssätzen ausgesondert werden. Die für geduldete Überziehungen verlangten Sätze sind nicht berücksichtigt." BBK_COMM_GEN_ENG="Most frequently occuring interest rate for new business within the reporting period (the two middle weeks of a given month). The average rates are calculated as unweighted arithmetic means from the interest rates reported to be within the spread. The spread is ascertained by eliminating the reports in the top 5% and the bottom 5% of the interest rate range. The interest rates payable on tolerated overdrafts are not included.">
      <bbk:Obs TIME_PERIOD="2003-06" OBS_VALUE="12.31" BBK_DIFF="-0.6" BBK_DIFF_Y="-1.4"/>
      <bbk:Obs TIME_PERIOD="2003-05" OBS_VALUE="12.38" BBK_DIFF="0.2" BBK_DIFF_Y="-0.7"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="12.36" BBK_DIFF="0.0" BBK_DIFF_Y="-0.6"/>
      <bbk:Obs TIME_PERIOD="2003-03" OBS_VALUE="12.36" BBK_DIFF="-0.8" BBK_DIFF_Y="-0.6"/>
      <bbk:Obs TIME_PERIOD="2003-02" OBS_VALUE="12.46" BBK_DIFF="-0.3" BBK_DIFF_Y="-0.1"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="12.5" BBK_DIFF="-0.2" BBK_DIFF_Y="0.2"/>
      <bbk:Obs TIME_PERIOD="2002-12" OBS_VALUE="12.53" BBK_DIFF="0.0" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="2002-11" OBS_VALUE="12.53" BBK_DIFF="0.1" BBK_DIFF_Y="-0.1"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="12.52" BBK_DIFF="0.2" BBK_DIFF_Y="-0.7"/>
      <bbk:Obs TIME_PERIOD="2002-09" OBS_VALUE="12.49" BBK_DIFF="0.2" BBK_DIFF_Y="-1.3"/>
      <bbk:Obs TIME_PERIOD="2002-08" OBS_VALUE="12.47" BBK_DIFF="-0.1" BBK_DIFF_Y="-1.5"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="12.48" BBK_DIFF="-0.1" BBK_DIFF_Y="-1.6"/>
      <bbk:Obs TIME_PERIOD="2002-06" OBS_VALUE="12.49" BBK_DIFF="0.2" BBK_DIFF_Y="-1.5"/>
      <bbk:Obs TIME_PERIOD="2002-05" OBS_VALUE="12.47" BBK_DIFF="0.2" BBK_DIFF_Y="-1.8"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="12.44" BBK_DIFF="0.0" BBK_DIFF_Y="-2.0"/>
      <bbk:Obs TIME_PERIOD="2002-03" OBS_VALUE="12.44" BBK_DIFF="-0.2" BBK_DIFF_Y="-1.8"/>
      <bbk:Obs TIME_PERIOD="2002-02" OBS_VALUE="12.47" BBK_DIFF="0.0" BBK_DIFF_Y="-1.1"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="12.47" BBK_DIFF="-0.1" BBK_DIFF_Y="-1.3"/>
      <bbk:Obs TIME_PERIOD="2001-12" OBS_VALUE="12.48" BBK_DIFF="-0.5" BBK_DIFF_Y="-1.0"/>
      <bbk:Obs TIME_PERIOD="2001-11" OBS_VALUE="12.54" BBK_DIFF="-0.6" BBK_DIFF_Y="-0.2"/>
      <bbk:Obs TIME_PERIOD="2001-10" OBS_VALUE="12.61" BBK_DIFF="-0.4" BBK_DIFF_Y="1.4"/>
      <bbk:Obs TIME_PERIOD="2001-09" OBS_VALUE="12.66" BBK_DIFF="0.0" BBK_DIFF_Y="3.1"/>
      <bbk:Obs TIME_PERIOD="2001-08" OBS_VALUE="12.66" BBK_DIFF="-0.2" BBK_DIFF_Y="4.6"/>
      <bbk:Obs TIME_PERIOD="2001-07" OBS_VALUE="12.68" BBK_DIFF="0.0" BBK_DIFF_Y="5.6"/>
      <bbk:Obs TIME_PERIOD="2001-06" OBS_VALUE="12.68" BBK_DIFF="-0.2" BBK_DIFF_Y="7.4"/>
      <bbk:Obs TIME_PERIOD="2001-05" OBS_VALUE="12.7" BBK_DIFF="0.0" BBK_DIFF_Y="9.5"/>
      <bbk:Obs TIME_PERIOD="2001-04" OBS_VALUE="12.7" BBK_DIFF="0.2" BBK_DIFF_Y="10.6"/>
      <bbk:Obs TIME_PERIOD="2001-03" OBS_VALUE="12.67" BBK_DIFF="0.5" BBK_DIFF_Y="11.3"/>
      <bbk:Obs TIME_PERIOD="2001-02" OBS_VALUE="12.61" BBK_DIFF="-0.2" BBK_DIFF_Y="11.9"/>
      <bbk:Obs TIME_PERIOD="2001-01" OBS_VALUE="12.63" BBK_DIFF="0.2" BBK_DIFF_Y="12.4"/>
      <bbk:Obs TIME_PERIOD="2000-12" OBS_VALUE="12.61" BBK_DIFF="0.3" BBK_DIFF_Y="12.4"/>
      <bbk:Obs TIME_PERIOD="2000-11" OBS_VALUE="12.57" BBK_DIFF="1.0" BBK_DIFF_Y="12.8"/>
      <bbk:Obs TIME_PERIOD="2000-10" OBS_VALUE="12.44" BBK_DIFF="1.3" BBK_DIFF_Y="12.2"/>
      <bbk:Obs TIME_PERIOD="2000-09" OBS_VALUE="12.28" BBK_DIFF="1.5" BBK_DIFF_Y="10.7"/>
      <bbk:Obs TIME_PERIOD="2000-08" OBS_VALUE="12.1" BBK_DIFF="0.7" BBK_DIFF_Y="9.3"/>
      <bbk:Obs TIME_PERIOD="2000-07" OBS_VALUE="12.01" BBK_DIFF="1.7" BBK_DIFF_Y="8.5"/>
      <bbk:Obs TIME_PERIOD="2000-06" OBS_VALUE="11.81" BBK_DIFF="1.8" BBK_DIFF_Y="6.5"/>
      <bbk:Obs TIME_PERIOD="2000-05" OBS_VALUE="11.6" BBK_DIFF="1.0" BBK_DIFF_Y="4.5"/>
      <bbk:Obs TIME_PERIOD="2000-04" OBS_VALUE="11.48" BBK_DIFF="0.9" BBK_DIFF_Y="2.7"/>
      <bbk:Obs TIME_PERIOD="2000-03" OBS_VALUE="11.38" BBK_DIFF="1.0" BBK_DIFF_Y="1.4"/>
      <bbk:Obs TIME_PERIOD="2000-02" OBS_VALUE="11.27" BBK_DIFF="0.3" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="2000-01" OBS_VALUE="11.24" BBK_DIFF="0.2" BBK_DIFF_Y="0.2"/>
      <bbk:Obs TIME_PERIOD="1999-12" OBS_VALUE="11.22" BBK_DIFF="0.7" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="1999-11" OBS_VALUE="11.14" BBK_DIFF="0.5" BBK_DIFF_Y="-0.8"/>
      <bbk:Obs TIME_PERIOD="1999-10" OBS_VALUE="11.09" BBK_DIFF="0.0" BBK_DIFF_Y="-1.2"/>
      <bbk:Obs TIME_PERIOD="1999-09" OBS_VALUE="11.09" BBK_DIFF="0.2" BBK_DIFF_Y="-1.5"/>
      <bbk:Obs TIME_PERIOD="1999-08" OBS_VALUE="11.07" BBK_DIFF="0.0" BBK_DIFF_Y="-1.5"/>
      <bbk:Obs TIME_PERIOD="1999-07" OBS_VALUE="11.07" BBK_DIFF="-0.2" BBK_DIFF_Y="-1.6"/>
      <bbk:Obs TIME_PERIOD="1999-06" OBS_VALUE="11.09" BBK_DIFF="-0.1" BBK_DIFF_Y="-1.5"/>
      <bbk:Obs TIME_PERIOD="1999-05" OBS_VALUE="11.1" BBK_DIFF="-0.7" BBK_DIFF_Y="-1.4"/>
      <bbk:Obs TIME_PERIOD="1999-04" OBS_VALUE="11.18" BBK_DIFF="-0.4" BBK_DIFF_Y="-0.7"/>
      <bbk:Obs TIME_PERIOD="1999-03" OBS_VALUE="11.22" BBK_DIFF="0.0" BBK_DIFF_Y="-0.4"/>
      <bbk:Obs TIME_PERIOD="1999-02" OBS_VALUE="11.22" BBK_DIFF="0.0" BBK_DIFF_Y="-0.4"/>
      <bbk:Obs TIME_PERIOD="1999-01" OBS_VALUE="11.22" BBK_DIFF="0.0" BBK_DIFF_Y="-0.4"/>
      <bbk:Obs TIME_PERIOD="1998-12" OBS_VALUE="11.22" BBK_DIFF="-0.1" BBK_DIFF_Y="-0.3"/>
      <bbk:Obs TIME_PERIOD="1998-11" OBS_VALUE="11.23" BBK_DIFF="0.0" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="1998-10" OBS_VALUE="11.23" BBK_DIFF="-0.3" BBK_DIFF_Y="0.1"/>
      <bbk:Obs TIME_PERIOD="1998-09" OBS_VALUE="11.26" BBK_DIFF="0.2" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="1998-08" OBS_VALUE="11.24" BBK_DIFF="-0.1" BBK_DIFF_Y="0.2"/>
      <bbk:Obs TIME_PERIOD="1998-07" OBS_VALUE="11.25" BBK_DIFF="-0.1" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="1998-06" OBS_VALUE="11.26" BBK_DIFF="0.0" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="1998-05" OBS_VALUE="11.26" BBK_DIFF="0.0" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="1998-04" OBS_VALUE="11.26" BBK_DIFF="0.0" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="1998-03" OBS_VALUE="11.26" BBK_DIFF="-0.1" BBK_DIFF_Y="0.4"/>
      <bbk:Obs TIME_PERIOD="1998-02" OBS_VALUE="11.27" BBK_DIFF="0.0" BBK_DIFF_Y="0.3"/>
      <bbk:Obs TIME_PERIOD="1998-01" OBS_VALUE="11.27" BBK_DIFF="0.2" BBK_DIFF_Y="0.2"/>
      <bbk:Obs TIME_PERIOD="1997-12" OBS_VALUE="11.25" BBK_DIFF="0.2" BBK_DIFF_Y="-0.4"/>
      <bbk:Obs TIME_PERIOD="1997-11" OBS_VALUE="11.23" BBK_DIFF="0.1" BBK_DIFF_Y="-0.6"/>
      <bbk:Obs TIME_PERIOD="1997-10" OBS_VALUE="11.22" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-09" OBS_VALUE="11.22" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-08" OBS_VALUE="11.22" BBK_DIFF="0.1"/>
      <bbk:Obs TIME_PERIOD="1997-07" OBS_VALUE="11.21" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-06" OBS_VALUE="11.21" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-05" OBS_VALUE="11.21" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-04" OBS_VALUE="11.21" BBK_DIFF="-0.1"/>
      <bbk:Obs TIME_PERIOD="1997-03" OBS_VALUE="11.22" BBK_DIFF="-0.2"/>
      <bbk:Obs TIME_PERIOD="1997-02" OBS_VALUE="11.24" BBK_DIFF="-0.1"/>
      <bbk:Obs TIME_PERIOD="1997-01" OBS_VALUE="11.25" BBK_DIFF="-0.4"/>
      <bbk:Obs TIME_PERIOD="1996-12" OBS_VALUE="11.29" BBK_DIFF="-0.1"/>
      <bbk:Obs TIME_PERIOD="1996-11" OBS_VALUE="11.3"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
