<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBIB1_M_DE_B_S_2500_LFU_LZ5J_20_E1_11A</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-08-24T09:49:20</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_IRBB">
    <bbk:Series FREQ="M" BBK_ID="BBIB1.M.DE.B.S.2500.LFU.LZ5J.20.E1.11A" DECIMALS="2" UNIT="% p.a." UNIT_MULT="0" BBK_TITLE="Sollzinsen Banken / langfristige Festzinskredite an Unternehmen und Selbständige von 500.000 bis unter 5 Mio EUR, Effektivzins / Durchschnittssatz / SU0509" BBK_TITLE_ENG="Lending rates of banks / Long-term fixed-rate loans to enterprises and self-employed persons, EUR 500,000 and more but less than EUR 5 million, effective interest rate / Average interest rate / SU0509" BBK_COMM_GEN="Häufigster Zinssatz für das Neugeschäft in der Berichtsperiode (mittleren beiden Wochen der angegebenen Monate). Durchschnittssatz als ungewichtetes arithmetisches Mittel aus den innerhalb der Streubreite liegenden Zinsmeldungen errechnet. Die Streubreite wird ermittelt, indem jeweils 5% der Meldungen mit den höchsten und den niedrigsten Zinssätzen ausgesondert werden. Unternehmenskredite ohne Kredite für den Wohnungsbau (mit vereinbarter Laufzeit von über 5 Jahren), für die eine Zinsbindungsfrist von über 5 Jahren vereinbart worden ist. Bis einschl. Dezember 1998: mit vereinbarter Laufzeit und Zinsbindungsfrist von 4 Jahren und darüber. Ab dem Berichtsmonat September 2000 erfolgt die Effektivzinsberechnung gemäß ISMA (International Securities Market Association). Die Anwendung der ISMA-Methode (unterjährige nichtlineare Verzinsung) führt hier tendenziell zu geringfügig niedrigeren effektiven Jahreszinsen. Bis einschl. Dezember 2001 Kredite von 1 Mio DM bis unter 10 Mio DM." BBK_COMM_GEN_ENG="Most frequently occuring interest rate for new business within the reporting period (the two middle weeks of a given month). The average rates are calculated as unweighted arithmetic means from the interest rates reported to be within the spread. The spread is ascertained by eliminating the reports in the top 5% and the bottom 5% of the interest rate range. Lending to enterprises excluding lending to the housing sector (with agreed maturities of more than five years) with agreed interest locked in for more than five years. Up to December 1998, with agreed maturities and interest locked in for four years and more. From the reporting month September 2000, effective interest rates are calculated according to the ISMA method (International Securities Market Association). The use of the ISMA method (non-linear remuneration of less than one year) in this context tends to result in slightly lower effective annual interest rates. Up to December 2001, loans of DM 1 million and more but less than DM 10 million.">
      <bbk:Obs TIME_PERIOD="2003-06" OBS_VALUE="5.29" BBK_DIFF="-3.3" BBK_DIFF_Y="-19.0"/>
      <bbk:Obs TIME_PERIOD="2003-05" OBS_VALUE="5.47" BBK_DIFF="-4.2" BBK_DIFF_Y="-17.5"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="5.71" BBK_DIFF="1.1" BBK_DIFF_Y="-13.9"/>
      <bbk:Obs TIME_PERIOD="2003-03" OBS_VALUE="5.65" BBK_DIFF="0.9" BBK_DIFF_Y="-13.7"/>
      <bbk:Obs TIME_PERIOD="2003-02" OBS_VALUE="5.6" BBK_DIFF="-2.8" BBK_DIFF_Y="-11.9"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="5.76" BBK_DIFF="-2.9" BBK_DIFF_Y="-7.5"/>
      <bbk:Obs TIME_PERIOD="2002-12" OBS_VALUE="5.93" BBK_DIFF="-2.0" BBK_DIFF_Y="-3.7"/>
      <bbk:Obs TIME_PERIOD="2002-11" OBS_VALUE="6.05" BBK_DIFF="-1.3" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="6.13" BBK_DIFF="0.0" BBK_DIFF_Y="-1.3"/>
      <bbk:Obs TIME_PERIOD="2002-09" OBS_VALUE="6.13" BBK_DIFF="-2.1" BBK_DIFF_Y="-4.7"/>
      <bbk:Obs TIME_PERIOD="2002-08" OBS_VALUE="6.26" BBK_DIFF="-2.9" BBK_DIFF_Y="-4.0"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="6.45" BBK_DIFF="-1.2" BBK_DIFF_Y="-2.3"/>
      <bbk:Obs TIME_PERIOD="2002-06" OBS_VALUE="6.53" BBK_DIFF="-1.5" BBK_DIFF_Y="-1.4"/>
      <bbk:Obs TIME_PERIOD="2002-05" OBS_VALUE="6.63" BBK_DIFF="0.0" BBK_DIFF_Y="0.5"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="6.63" BBK_DIFF="1.2" BBK_DIFF_Y="1.5"/>
      <bbk:Obs TIME_PERIOD="2002-03" OBS_VALUE="6.55" BBK_DIFF="3.0" BBK_DIFF_Y="-0.2"/>
      <bbk:Obs TIME_PERIOD="2002-02" OBS_VALUE="6.36" BBK_DIFF="2.1" BBK_DIFF_Y="-4.4"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="6.23" BBK_DIFF="1.1" BBK_DIFF_Y="-6.5"/>
      <bbk:Obs TIME_PERIOD="2001-12" OBS_VALUE="6.16" BBK_DIFF="1.8" BBK_DIFF_Y="-9.9"/>
      <bbk:Obs TIME_PERIOD="2001-11" OBS_VALUE="6.05" BBK_DIFF="-2.6" BBK_DIFF_Y="-14.2"/>
      <bbk:Obs TIME_PERIOD="2001-10" OBS_VALUE="6.21" BBK_DIFF="-3.4" BBK_DIFF_Y="-11.9"/>
      <bbk:Obs TIME_PERIOD="2001-09" OBS_VALUE="6.43" BBK_DIFF="-1.4" BBK_DIFF_Y="-8.7"/>
      <bbk:Obs TIME_PERIOD="2001-08" OBS_VALUE="6.52" BBK_DIFF="-1.2" BBK_DIFF_Y="-7.0"/>
      <bbk:Obs TIME_PERIOD="2001-07" OBS_VALUE="6.6" BBK_DIFF="-0.3" BBK_DIFF_Y="-5.6"/>
      <bbk:Obs TIME_PERIOD="2001-06" OBS_VALUE="6.62" BBK_DIFF="0.3" BBK_DIFF_Y="-4.5"/>
      <bbk:Obs TIME_PERIOD="2001-05" OBS_VALUE="6.6" BBK_DIFF="1.1" BBK_DIFF_Y="-4.5"/>
      <bbk:Obs TIME_PERIOD="2001-04" OBS_VALUE="6.53" BBK_DIFF="-0.5" BBK_DIFF_Y="-2.8"/>
      <bbk:Obs TIME_PERIOD="2001-03" OBS_VALUE="6.56" BBK_DIFF="-1.4" BBK_DIFF_Y="-2.7"/>
      <bbk:Obs TIME_PERIOD="2001-02" OBS_VALUE="6.65" BBK_DIFF="-0.2" BBK_DIFF_Y="-2.1"/>
      <bbk:Obs TIME_PERIOD="2001-01" OBS_VALUE="6.66" BBK_DIFF="-2.6" BBK_DIFF_Y="-0.3"/>
      <bbk:Obs TIME_PERIOD="2000-12" OBS_VALUE="6.84" BBK_DIFF="-3.0" BBK_DIFF_Y="6.5"/>
      <bbk:Obs TIME_PERIOD="2000-11" OBS_VALUE="7.05" BBK_DIFF="0.0" BBK_DIFF_Y="10.0"/>
      <bbk:Obs TIME_PERIOD="2000-10" OBS_VALUE="7.05" BBK_DIFF="0.1" BBK_DIFF_Y="8.8"/>
      <bbk:Obs TIME_PERIOD="2000-09" OBS_VALUE="7.04" BBK_DIFF="0.4" BBK_DIFF_Y="13.0"/>
      <bbk:Obs TIME_PERIOD="2000-08" OBS_VALUE="7.01" BBK_DIFF="0.3" BBK_DIFF_Y="15.3"/>
      <bbk:Obs TIME_PERIOD="2000-07" OBS_VALUE="6.99" BBK_DIFF="0.9" BBK_DIFF_Y="20.7"/>
      <bbk:Obs TIME_PERIOD="2000-06" OBS_VALUE="6.93" BBK_DIFF="0.3" BBK_DIFF_Y="27.2"/>
      <bbk:Obs TIME_PERIOD="2000-05" OBS_VALUE="6.91" BBK_DIFF="2.8" BBK_DIFF_Y="31.4"/>
      <bbk:Obs TIME_PERIOD="2000-04" OBS_VALUE="6.72" BBK_DIFF="-0.3" BBK_DIFF_Y="27.3"/>
      <bbk:Obs TIME_PERIOD="2000-03" OBS_VALUE="6.74" BBK_DIFF="-0.7" BBK_DIFF_Y="26.0"/>
      <bbk:Obs TIME_PERIOD="2000-02" OBS_VALUE="6.79" BBK_DIFF="1.6" BBK_DIFF_Y="28.8"/>
      <bbk:Obs TIME_PERIOD="2000-01" OBS_VALUE="6.68" BBK_DIFF="4.0" BBK_DIFF_Y="25.1"/>
      <bbk:Obs TIME_PERIOD="1999-12" OBS_VALUE="6.42" BBK_DIFF="0.2" BBK_DIFF_Y="16.7"/>
      <bbk:Obs TIME_PERIOD="1999-11" OBS_VALUE="6.41" BBK_DIFF="-1.1" BBK_DIFF_Y="12.7"/>
      <bbk:Obs TIME_PERIOD="1999-10" OBS_VALUE="6.48" BBK_DIFF="4.0" BBK_DIFF_Y="13.3"/>
      <bbk:Obs TIME_PERIOD="1999-09" OBS_VALUE="6.23" BBK_DIFF="2.5" BBK_DIFF_Y="6.9"/>
      <bbk:Obs TIME_PERIOD="1999-08" OBS_VALUE="6.08" BBK_DIFF="5.0" BBK_DIFF_Y="1.2"/>
      <bbk:Obs TIME_PERIOD="1999-07" OBS_VALUE="5.79" BBK_DIFF="6.2" BBK_DIFF_Y="-5.4"/>
      <bbk:Obs TIME_PERIOD="1999-06" OBS_VALUE="5.45" BBK_DIFF="3.6" BBK_DIFF_Y="-11.2"/>
      <bbk:Obs TIME_PERIOD="1999-05" OBS_VALUE="5.26" BBK_DIFF="-0.4" BBK_DIFF_Y="-14.9"/>
      <bbk:Obs TIME_PERIOD="1999-04" OBS_VALUE="5.28" BBK_DIFF="-1.3" BBK_DIFF_Y="-14.4"/>
      <bbk:Obs TIME_PERIOD="1999-03" OBS_VALUE="5.35" BBK_DIFF="1.5" BBK_DIFF_Y="-13.7"/>
      <bbk:Obs TIME_PERIOD="1999-02" OBS_VALUE="5.27" BBK_DIFF="-1.3" BBK_DIFF_Y="-15.8"/>
      <bbk:Obs TIME_PERIOD="1999-01" OBS_VALUE="5.34" BBK_DIFF="-2.9" BBK_DIFF_Y="-15.9"/>
      <bbk:Obs TIME_PERIOD="1998-12" OBS_VALUE="5.5" BBK_DIFF="-3.3" BBK_DIFF_Y="-15.4"/>
      <bbk:Obs TIME_PERIOD="1998-11" OBS_VALUE="5.69" BBK_DIFF="-0.5" BBK_DIFF_Y="-13.3"/>
      <bbk:Obs TIME_PERIOD="1998-10" OBS_VALUE="5.72" BBK_DIFF="-1.9" BBK_DIFF_Y="-11.5"/>
      <bbk:Obs TIME_PERIOD="1998-09" OBS_VALUE="5.83" BBK_DIFF="-3.0" BBK_DIFF_Y="-9.2"/>
      <bbk:Obs TIME_PERIOD="1998-08" OBS_VALUE="6.01" BBK_DIFF="-1.8" BBK_DIFF_Y="-5.9"/>
      <bbk:Obs TIME_PERIOD="1998-07" OBS_VALUE="6.12" BBK_DIFF="-0.3" BBK_DIFF_Y="-3.8"/>
      <bbk:Obs TIME_PERIOD="1998-06" OBS_VALUE="6.14" BBK_DIFF="-0.6" BBK_DIFF_Y="-4.4"/>
      <bbk:Obs TIME_PERIOD="1998-05" OBS_VALUE="6.18" BBK_DIFF="0.2" BBK_DIFF_Y="-4.0"/>
      <bbk:Obs TIME_PERIOD="1998-04" OBS_VALUE="6.17" BBK_DIFF="-0.5" BBK_DIFF_Y="-3.9"/>
      <bbk:Obs TIME_PERIOD="1998-03" OBS_VALUE="6.2" BBK_DIFF="-1.0" BBK_DIFF_Y="-2.2"/>
      <bbk:Obs TIME_PERIOD="1998-02" OBS_VALUE="6.26" BBK_DIFF="-1.4" BBK_DIFF_Y="-1.6"/>
      <bbk:Obs TIME_PERIOD="1998-01" OBS_VALUE="6.35" BBK_DIFF="-2.3" BBK_DIFF_Y="-2.3"/>
      <bbk:Obs TIME_PERIOD="1997-12" OBS_VALUE="6.5" BBK_DIFF="-0.9" BBK_DIFF_Y="-0.2"/>
      <bbk:Obs TIME_PERIOD="1997-11" OBS_VALUE="6.56" BBK_DIFF="1.5" BBK_DIFF_Y="-0.2"/>
      <bbk:Obs TIME_PERIOD="1997-10" OBS_VALUE="6.46" BBK_DIFF="0.6"/>
      <bbk:Obs TIME_PERIOD="1997-09" OBS_VALUE="6.42" BBK_DIFF="0.5"/>
      <bbk:Obs TIME_PERIOD="1997-08" OBS_VALUE="6.39" BBK_DIFF="0.5"/>
      <bbk:Obs TIME_PERIOD="1997-07" OBS_VALUE="6.36" BBK_DIFF="-0.9"/>
      <bbk:Obs TIME_PERIOD="1997-06" OBS_VALUE="6.42" BBK_DIFF="-0.3"/>
      <bbk:Obs TIME_PERIOD="1997-05" OBS_VALUE="6.44" BBK_DIFF="0.3"/>
      <bbk:Obs TIME_PERIOD="1997-04" OBS_VALUE="6.42" BBK_DIFF="1.3"/>
      <bbk:Obs TIME_PERIOD="1997-03" OBS_VALUE="6.34" BBK_DIFF="-0.3"/>
      <bbk:Obs TIME_PERIOD="1997-02" OBS_VALUE="6.36" BBK_DIFF="-2.2"/>
      <bbk:Obs TIME_PERIOD="1997-01" OBS_VALUE="6.5" BBK_DIFF="-0.2"/>
      <bbk:Obs TIME_PERIOD="1996-12" OBS_VALUE="6.51" BBK_DIFF="-0.9"/>
      <bbk:Obs TIME_PERIOD="1996-11" OBS_VALUE="6.57"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
