<?xml version="1.0" encoding="UTF-8"?>

<CompactData xmlns="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message" xmlns:bbk="http://www.bundesbank.de/statistik/zeitreihen/BBKcompact" xmlns:compact="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact" xmlns:xsl="http://www.w3.org/2001/XMLSchema-instance" xsl:schemaLocation="http://www.SDMX.org/resources/SDMXML/schemas/v2_0/message schemas/SDMXMessage.xsd http://www.bundesbank.de/statistik/zeitreihen/bbkcompact schemas/BBKCompactData.xsd http://www.SDMX.org/resources/SDMXML/schemas/v2_0/compact schemas/SDMXCompactData.xsd">
  <Header>
    <ID>BBIB1_M_DE_B_S_2500_LFU_LZ5J_20_E2_11A</ID>
    <Test>false</Test>
    <Truncated>false</Truncated>
    <Prepared>2026-08-24T11:22:00</Prepared>
    <Sender id="BBK">
      <Name xml:lang="de">Deutsche Bundesbank</Name>
      <Contact>
        <Email>presse-information@bundesbank.de</Email>
      </Contact>
    </Sender>
  </Header>
  <bbk:DataSet datasetID="BBK_IRBB">
    <bbk:Series FREQ="M" BBK_ID="BBIB1.M.DE.B.S.2500.LFU.LZ5J.20.E2.11A" DECIMALS="2" UNIT="% p.a." UNIT_MULT="0" BBK_TITLE="Sollzinsen Banken / langfristige Festzinskredite an Unternehmen und Selbständige von 500.000 bis unter 5 Mio EUR,  Effektivzins / Untergrenze der Streubreite / SU0510" BBK_TITLE_ENG="Lending rates of banks / Long-term fixed-rate loans to enterprises and self-employed persons, EUR 500,000 and more but less than EUR 5 million, effective interest rate / Lowest rate of spread / SU0510" BBK_COMM_GEN="Unternehmenskredite ohne Kredite für den Wohnungsbau (mit vereinbarter Laufzeit von über 5 Jahren), für die eine Zinsbindungsfrist von über 5 Jahren vereinbart worden ist. Bis einschl. Dezember 1998: mit vereinbarter Laufzeit und Zinsbindungsfrist von 4 Jahren und darüber. Die Streubreite wird ermittelt, indem jeweils 5% der Meldungen mit den höchsten und den niedrigsten Zinssätzen ausgesondert werden. Ab dem Berichtsmonat September 2000 erfolgt die Effektivzinsberechnung gemäß ISMA (International Securities Market Association). Die Anwendung der ISMA-Methode (unterjährige nichtlineare Verzinsung) führt hier tendenziell zu geringfügig niedrigeren effektiven Jahreszinsen. Bis einschl. Dezember 2001 Kredite von 1 Mio DM bis unter 10 Mio DM." BBK_COMM_GEN_ENG="Lending to enterprises excluding lending to the housing sector (with agreed maturities of more than five years) with agreed interest locked in for more than five years. Up to December 1998, with agreed maturities and interest locked in for four years and more. Up to December 2001, loans of DM 1 million and more but less than DM 10 million. From the reporting month September 2000, effective interest rates are calculated according to the ISMA method (International Securities Market Association). The use of the ISMA method (non-linear remuneration of less than one year) in this context tends to result in slightly lower effective annual interest rates. The spread is ascertained by eliminating the reports in the top 5% and the bottom 5% of the interest rate range.">
      <bbk:Obs TIME_PERIOD="2003-06" OBS_VALUE="3.73" BBK_DIFF="-5.3" BBK_DIFF_Y="-33.9"/>
      <bbk:Obs TIME_PERIOD="2003-05" OBS_VALUE="3.94" BBK_DIFF="-12.6" BBK_DIFF_Y="-31.5"/>
      <bbk:Obs TIME_PERIOD="2003-04" OBS_VALUE="4.51" BBK_DIFF="4.9" BBK_DIFF_Y="-20.9"/>
      <bbk:Obs TIME_PERIOD="2003-03" OBS_VALUE="4.3" BBK_DIFF="2.6" BBK_DIFF_Y="-20.5"/>
      <bbk:Obs TIME_PERIOD="2003-02" OBS_VALUE="4.19" BBK_DIFF="-6.1" BBK_DIFF_Y="-22.6"/>
      <bbk:Obs TIME_PERIOD="2003-01" OBS_VALUE="4.46" BBK_DIFF="-3.5" BBK_DIFF_Y="-15.5"/>
      <bbk:Obs TIME_PERIOD="2002-12" OBS_VALUE="4.62" BBK_DIFF="-2.5" BBK_DIFF_Y="-12.0"/>
      <bbk:Obs TIME_PERIOD="2002-11" OBS_VALUE="4.74" BBK_DIFF="-3.9" BBK_DIFF_Y="-6.0"/>
      <bbk:Obs TIME_PERIOD="2002-10" OBS_VALUE="4.93" BBK_DIFF="-1.2" BBK_DIFF_Y="-4.6"/>
      <bbk:Obs TIME_PERIOD="2002-09" OBS_VALUE="4.99" BBK_DIFF="-4.2" BBK_DIFF_Y="-7.2"/>
      <bbk:Obs TIME_PERIOD="2002-08" OBS_VALUE="5.21" BBK_DIFF="-4.9" BBK_DIFF_Y="-5.3"/>
      <bbk:Obs TIME_PERIOD="2002-07" OBS_VALUE="5.48" BBK_DIFF="-2.8" BBK_DIFF_Y="-3.9"/>
      <bbk:Obs TIME_PERIOD="2002-06" OBS_VALUE="5.64" BBK_DIFF="-1.9" BBK_DIFF_Y="-1.9"/>
      <bbk:Obs TIME_PERIOD="2002-05" OBS_VALUE="5.75" BBK_DIFF="0.9" BBK_DIFF_Y="1.1"/>
      <bbk:Obs TIME_PERIOD="2002-04" OBS_VALUE="5.7" BBK_DIFF="5.4" BBK_DIFF_Y="2.3"/>
      <bbk:Obs TIME_PERIOD="2002-03" OBS_VALUE="5.41" BBK_DIFF="0.0" BBK_DIFF_Y="-4.1"/>
      <bbk:Obs TIME_PERIOD="2002-02" OBS_VALUE="5.41" BBK_DIFF="2.5" BBK_DIFF_Y="-3.9"/>
      <bbk:Obs TIME_PERIOD="2002-01" OBS_VALUE="5.28" BBK_DIFF="0.6" BBK_DIFF_Y="-7.0"/>
      <bbk:Obs TIME_PERIOD="2001-12" OBS_VALUE="5.25" BBK_DIFF="4.2" BBK_DIFF_Y="-10.3"/>
      <bbk:Obs TIME_PERIOD="2001-11" OBS_VALUE="5.04" BBK_DIFF="-2.5" BBK_DIFF_Y="-18.3"/>
      <bbk:Obs TIME_PERIOD="2001-10" OBS_VALUE="5.17" BBK_DIFF="-3.9" BBK_DIFF_Y="-16.5"/>
      <bbk:Obs TIME_PERIOD="2001-09" OBS_VALUE="5.38" BBK_DIFF="-2.2" BBK_DIFF_Y="-12.7"/>
      <bbk:Obs TIME_PERIOD="2001-08" OBS_VALUE="5.5" BBK_DIFF="-3.5" BBK_DIFF_Y="-8.8"/>
      <bbk:Obs TIME_PERIOD="2001-07" OBS_VALUE="5.7" BBK_DIFF="-0.9" BBK_DIFF_Y="-6.1"/>
      <bbk:Obs TIME_PERIOD="2001-06" OBS_VALUE="5.75" BBK_DIFF="1.1" BBK_DIFF_Y="-3.7"/>
      <bbk:Obs TIME_PERIOD="2001-05" OBS_VALUE="5.69" BBK_DIFF="2.2" BBK_DIFF_Y="-4.4"/>
      <bbk:Obs TIME_PERIOD="2001-04" OBS_VALUE="5.57" BBK_DIFF="-1.2" BBK_DIFF_Y="-4.0"/>
      <bbk:Obs TIME_PERIOD="2001-03" OBS_VALUE="5.64" BBK_DIFF="0.2" BBK_DIFF_Y="-4.6"/>
      <bbk:Obs TIME_PERIOD="2001-02" OBS_VALUE="5.63" BBK_DIFF="-0.9" BBK_DIFF_Y="-4.6"/>
      <bbk:Obs TIME_PERIOD="2001-01" OBS_VALUE="5.68" BBK_DIFF="-2.9" BBK_DIFF_Y="-1.2"/>
      <bbk:Obs TIME_PERIOD="2000-12" OBS_VALUE="5.85" BBK_DIFF="-5.2" BBK_DIFF_Y="8.7"/>
      <bbk:Obs TIME_PERIOD="2000-11" OBS_VALUE="6.17" BBK_DIFF="-0.3" BBK_DIFF_Y="12.2"/>
      <bbk:Obs TIME_PERIOD="2000-10" OBS_VALUE="6.19" BBK_DIFF="0.5" BBK_DIFF_Y="10.7"/>
      <bbk:Obs TIME_PERIOD="2000-09" OBS_VALUE="6.16" BBK_DIFF="2.2" BBK_DIFF_Y="16.9"/>
      <bbk:Obs TIME_PERIOD="2000-08" OBS_VALUE="6.03" BBK_DIFF="-0.7" BBK_DIFF_Y="19.4"/>
      <bbk:Obs TIME_PERIOD="2000-07" OBS_VALUE="6.07" BBK_DIFF="1.7" BBK_DIFF_Y="23.9"/>
      <bbk:Obs TIME_PERIOD="2000-06" OBS_VALUE="5.97" BBK_DIFF="0.3" BBK_DIFF_Y="32.7"/>
      <bbk:Obs TIME_PERIOD="2000-05" OBS_VALUE="5.95" BBK_DIFF="2.6" BBK_DIFF_Y="37.7"/>
      <bbk:Obs TIME_PERIOD="2000-04" OBS_VALUE="5.8" BBK_DIFF="-1.9" BBK_DIFF_Y="34.9"/>
      <bbk:Obs TIME_PERIOD="2000-03" OBS_VALUE="5.91" BBK_DIFF="0.2" BBK_DIFF_Y="32.2"/>
      <bbk:Obs TIME_PERIOD="2000-02" OBS_VALUE="5.9" BBK_DIFF="2.6" BBK_DIFF_Y="36.6"/>
      <bbk:Obs TIME_PERIOD="2000-01" OBS_VALUE="5.75" BBK_DIFF="6.9" BBK_DIFF_Y="31.0"/>
      <bbk:Obs TIME_PERIOD="1999-12" OBS_VALUE="5.38" BBK_DIFF="-2.2" BBK_DIFF_Y="19.8"/>
      <bbk:Obs TIME_PERIOD="1999-11" OBS_VALUE="5.5" BBK_DIFF="-1.6" BBK_DIFF_Y="17.0"/>
      <bbk:Obs TIME_PERIOD="1999-10" OBS_VALUE="5.59" BBK_DIFF="6.1" BBK_DIFF_Y="18.9"/>
      <bbk:Obs TIME_PERIOD="1999-09" OBS_VALUE="5.27" BBK_DIFF="4.4" BBK_DIFF_Y="6.2"/>
      <bbk:Obs TIME_PERIOD="1999-08" OBS_VALUE="5.05" BBK_DIFF="3.1" BBK_DIFF_Y="-2.9"/>
      <bbk:Obs TIME_PERIOD="1999-07" OBS_VALUE="4.9" BBK_DIFF="8.9" BBK_DIFF_Y="-7.5"/>
      <bbk:Obs TIME_PERIOD="1999-06" OBS_VALUE="4.5" BBK_DIFF="4.2" BBK_DIFF_Y="-15.1"/>
      <bbk:Obs TIME_PERIOD="1999-05" OBS_VALUE="4.32" BBK_DIFF="0.5" BBK_DIFF_Y="-21.0"/>
      <bbk:Obs TIME_PERIOD="1999-04" OBS_VALUE="4.3" BBK_DIFF="-3.8" BBK_DIFF_Y="-20.5"/>
      <bbk:Obs TIME_PERIOD="1999-03" OBS_VALUE="4.47" BBK_DIFF="3.5" BBK_DIFF_Y="-18.0"/>
      <bbk:Obs TIME_PERIOD="1999-02" OBS_VALUE="4.32" BBK_DIFF="-1.6" BBK_DIFF_Y="-20.1"/>
      <bbk:Obs TIME_PERIOD="1999-01" OBS_VALUE="4.39" BBK_DIFF="-2.2" BBK_DIFF_Y="-20.9"/>
      <bbk:Obs TIME_PERIOD="1998-12" OBS_VALUE="4.49" BBK_DIFF="-4.5" BBK_DIFF_Y="-20.2"/>
      <bbk:Obs TIME_PERIOD="1998-11" OBS_VALUE="4.7" BBK_DIFF="0.0" BBK_DIFF_Y="-17.7"/>
      <bbk:Obs TIME_PERIOD="1998-10" OBS_VALUE="4.7" BBK_DIFF="-5.2" BBK_DIFF_Y="-15.2"/>
      <bbk:Obs TIME_PERIOD="1998-09" OBS_VALUE="4.96" BBK_DIFF="-4.6" BBK_DIFF_Y="-8.3"/>
      <bbk:Obs TIME_PERIOD="1998-08" OBS_VALUE="5.2" BBK_DIFF="-1.9" BBK_DIFF_Y="-5.5"/>
      <bbk:Obs TIME_PERIOD="1998-07" OBS_VALUE="5.3" BBK_DIFF="0.0" BBK_DIFF_Y="0.0"/>
      <bbk:Obs TIME_PERIOD="1998-06" OBS_VALUE="5.3" BBK_DIFF="-3.1" BBK_DIFF_Y="-4.2"/>
      <bbk:Obs TIME_PERIOD="1998-05" OBS_VALUE="5.47" BBK_DIFF="1.1" BBK_DIFF_Y="-1.4"/>
      <bbk:Obs TIME_PERIOD="1998-04" OBS_VALUE="5.41" BBK_DIFF="-0.7" BBK_DIFF_Y="-1.6"/>
      <bbk:Obs TIME_PERIOD="1998-03" OBS_VALUE="5.45" BBK_DIFF="0.7" BBK_DIFF_Y="-0.5"/>
      <bbk:Obs TIME_PERIOD="1998-02" OBS_VALUE="5.41" BBK_DIFF="-2.5" BBK_DIFF_Y="-1.3"/>
      <bbk:Obs TIME_PERIOD="1998-01" OBS_VALUE="5.55" BBK_DIFF="-1.4" BBK_DIFF_Y="0.9"/>
      <bbk:Obs TIME_PERIOD="1997-12" OBS_VALUE="5.63" BBK_DIFF="-1.4" BBK_DIFF_Y="2.4"/>
      <bbk:Obs TIME_PERIOD="1997-11" OBS_VALUE="5.71" BBK_DIFF="3.1" BBK_DIFF_Y="3.8"/>
      <bbk:Obs TIME_PERIOD="1997-10" OBS_VALUE="5.54" BBK_DIFF="2.4"/>
      <bbk:Obs TIME_PERIOD="1997-09" OBS_VALUE="5.41" BBK_DIFF="-1.6"/>
      <bbk:Obs TIME_PERIOD="1997-08" OBS_VALUE="5.5" BBK_DIFF="3.8"/>
      <bbk:Obs TIME_PERIOD="1997-07" OBS_VALUE="5.3" BBK_DIFF="-4.2"/>
      <bbk:Obs TIME_PERIOD="1997-06" OBS_VALUE="5.53" BBK_DIFF="-0.4"/>
      <bbk:Obs TIME_PERIOD="1997-05" OBS_VALUE="5.55" BBK_DIFF="0.9"/>
      <bbk:Obs TIME_PERIOD="1997-04" OBS_VALUE="5.5" BBK_DIFF="0.4"/>
      <bbk:Obs TIME_PERIOD="1997-03" OBS_VALUE="5.48" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1997-02" OBS_VALUE="5.48" BBK_DIFF="-0.4"/>
      <bbk:Obs TIME_PERIOD="1997-01" OBS_VALUE="5.5" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1996-12" OBS_VALUE="5.5" BBK_DIFF="0.0"/>
      <bbk:Obs TIME_PERIOD="1996-11" OBS_VALUE="5.5"/>
    </bbk:Series>
  </bbk:DataSet>
</CompactData>
