Der gewichtete Indikator der Kreditfinanzierungskosten für neue Kredite an Unternehmen stieg infolge des Zinseffekts um 37 Basispunkte auf 3,09 %; der entsprechende Indikator für neue Wohnungsbaukredite an private Haushalte erhöhte sich – ebenfalls aufgrund des Zinseffekts – um 21 Basispunkte auf 2,88 %.

The worsening energy crisis, a sharp economic slump and abruptly rising market interest rates could put the financial system in Germany under considerable pressure. “To ensure that potential stress is not amplified via the financial system, financial institutions must be sufficiently resilient on their own,” said Claudia Buch, Vice-President of the Deutsche Bundesbank, at the presentation of the 2022 Financial Stability Review. “Financial institutions should assess the impact of adverse scenarios. Given the high uncertainty, they should engage in prudent risk provisioning and exercise caution when distributing profits,” emphasised Bundesbank Executive Board member Joachim Wuermeling.