Credit card lying on a keyboard
Tasks and services

Efficient and secure payment systems are the foundation of a stable financial system. The Bundesbank secures and monitors cashless payments in Germany as a financial centre, provides settlement and clearing services and plays an active role in the further development of the single European payment system.

TARGET2 - Balance
Statistics and monitors

Bundesbank’s TARGET2 claims
As of 31 July 2022:
€ 1,166,154,829,327.01
Monthly average for July 2022:
€ 1,150,855,457,842.01

Second International Conference on Payments and Settlement
International Conference on Payments and Settlement 2015

The Deutsche Bundesbank will host its second International Conference on Payments and Settlement. Please check our Call for Papers here.

The gold of the Germans
Gold bar with mobile phone

On this topic page, the Bundesbank provides a comprehensive overview of the German gold reserves with detailed texts and impressive pictures.

Monthly Report: digital money a source of both opportunities and risks
Digital euro

What are the requirements that a digital euro needs to meet? This is a question explored in the latest edition of the Bundesbank’s Monthly Report. After outlining the opportunities and risks presented by digital money, the Bank’s experts conclude that any solutions will need to be well-designed, secure and convenient.

Payments in Europe
Photo shows the start image of the animated film on “Payments in Europe”

Whilst Europe is home to successful payment systems – Germany’s girocard scheme, for instance – these are often only national in scope. How can payment operations be harmonised across Europe and made more convenient for consumers?

Money in programmable applications
Blue digital binary data on computer screen

Digital transformation is giving rise to new business models and is fundamentally changing existing business processes. Many of these processes will be much more automated still in future. Distributed ledger technology, which uses tokens to represent real goods and services and allows these to be traded digitally, makes it possible for flows of services to be programmable, autonomous and automated.