Banking supervision

Banking Supervision

A well functioning economy requires a stable banking system. Banking supervision is therefore responsible for monitoring credit institutions’ business activity and maintaining investor confidence. In Germany, the task of banking supervision is shared by the Bundesbank and the Federal Financial Supervisory Authority (BaFin). In particular, the Bundesbank is in charge of monitoring the credit institutions.

Current aspects

Commission adopted a banking package to help facilitate bank lending

The aim of this package is to ensure that banks can continue to lend money to support the economy and help mitigate the significant economic impact of the Coronavirus.

ec.europa.eu

Wuermeling: Supervisory reforms since the last crisis worth their weight in gold

According to Bundesbank Executive Board member Joachim Wuermeling, the situation is stable. “The current crisis shows that we, as supervisors, have learned the right lessons from the last crisis. Many of the measures, which, in some cases, came under sharp criticism, are now proving to be worth their weight in gold,” according to Mr Wuermeling.

Wuermeling: Supervisory reforms since the last crisis worth their weight in gold
Banking supervision aspects of the coronavirus pandemic

Banking supervisors are reviewing their supervisory practices and measures in response to the coronavirus pandemic. Both the EBA stress test and the LSI stress test have been postponed, for example. More information can be found on the websites of the Federal Financial Supervisory Authority (BaFin), the ECB, the European Banking Authority (EBA) and the Basel Committee on Banking Supervision (BCBS).

Banking supervision aspects of the coronavirus pandemic

Bundesbank symposium

A person holding a programme of the banking symposium

The Deutsche Bundesbank hosts the Bundesbank symposium annually, with the aim of promoting the exchange of information on current topics relating to banking supervision within the banking industry.

Ensuring internal capital adequacy of less significant institutions (LSIs)

The Bundesbank has conducted an analysis of how internal capital adequacy is ensured within the German banking market. The results are generally positive, but most of the institutions still show a need for further structural improvement.

Supervisory assessment of bank-internal capital adequacy concepts and their integration into firm-wide performance and risk management processes ("ICAAP") – realignment

Bundesbank and BaFin have jointly redrafted the 2011 ICAAP guideline and published it on 24.05.2018. The realignment of the paper was made necessary by developments at the global and European levels as well as ongoing changes in institutional and regulatory practices.

Speeches

Speaking at various occasions, members of the Bundesbank’s Executive Board regularly comment on issues relating to banking supervision.

Discussion papers

Click here for academically oriented studies prepared by the Research Centre, including work on financial stability, most of which is written in English.