AnaCredit stands for "analytical credit datasets" and is a credit database containing detailed information on individual bank loans in the euro area. Data on loans to households are not collected. AnaCredit is being set up by the European Central Bank, the national central banks of the euro area and some central banks of non-euro area countries.
Due to the high granularity of the data it contains and the Europe-wide harmonised definition of credit, AnaCredit will make possible, for the first time, analyses that support a number of major Eurosystem central bank tasks. Among other things, this will allow AnaCredit to contribute to the monitoring of financial stability and be of assistance in monetary-policy decision-making.