Banking supervision in Germany is carried out by the Bundesbank in cooperation with the Federal Financial Supervisory Authority and the Federal Ministry of Finance as well as external auditors and audit offices of the banking associations.

Since 2014, the European Central Bank has been responsible for supervising the particularly significant banks in Germany. Joint teams from the ECB and the national supervisory authorities carry out operational supervision.

The Bundesbank is responsible for the ongoing supervision of credit institutions in Germany. Through their on-site inspections, the Bundesbank's supervisors gain a deep insight into institutions' capital and liquidity adequacy.

The European Banking Authority is a fundamentally independent EU authority, although it is accountable to the European Parliament, the EU Council and the European Commission.

The Basel Committee on Banking Supervision was founded in 1974 and is the global standard-setting body for banking regulation. It comprises high-ranking representatives from national central banks and supervisory authorities.