This document provides a brief overview of the subject areas that the supervisory authority already uses in NExt. Each subject area is linked to a brief information page on the Bundesbank website.  
As of: 01 July 2025

Change of office ceremony in Johannesburg: Jens Fuhrmann takes over from Dr Eugen Cleveland as the Bundesbank’s new representative in South Africa. Read more on how close collaboration with the region’s central banks is being continued and expanded.

For the first time in nearly three years, the German banks responding to the Bank Lending Survey (BLS) did not tighten their credit standards for loans to enterprises further in the third quarter of 2024, but eased them marginally instead. On the other hand, they once again tightened their credit standards for loans to households for house purchase and for consumer credit and other lending to households For the fourth quarter, banks are planning to tighten their credit standards for loans to enterprises again, partly owing to pessimistic market and economic expectations.

Laut der Umfrage zum Kreditgeschäft im Euroraum vom Oktober 2024 blieben die Kreditrichtlinien
(d. h. die bankinternen Richtlinien oder Kriterien für die Kreditgewährung) für Unternehmenskredite
(inklusive Kreditlinien) im dritten Quartal 2024 unverändert; per saldo meldeten 0 % der Banken eine Veränderung.