Researchers can link microdata on banks easily by. This may be corroborated using the published data structure files.

With regard to account management and the processing of cashless payments, the Deutsche Bundesbank makes a basic distinction between "deposit-taking credit institutions" (credit institutions within the meaning of Article 4 (1) number 1 of Regulation (EU) No 575/2013) and "other account holders". The latter category includes the following customer groups:

• Public administrations and entities with a private legal form performing the activities of public administrations or processing payments on their behalf.
• Charitable and non-profit organisations
• Payment service providers within the meaning of section 1 (1) numbers 2 to 5 of the Payment Services Oversight Act (Zahlungsdiensteaufsichtsgesetz or ZAG), specific credit institutions (Kreditinstitute mit Teilbanklizenz) as well as financial service institutions within the meaning of section 1 (1a) of the German Banking Act (Kreditwesengesetz).

Die Jahreswachstumsrate der weit gefassten Geldmenge M3 verringerte sich im Juli 2022 auf 5,5 % nach 5,7 % im Juni. Im Dreimonatsdurchschnitt bis Juli betrug sie 5,7 %.