The banks' loans (without securities) to domestic enterprises and households reported in the monthly balance sheet statistics (BISTA) are further broken down by sector in the quarterly borrowers statistics. These statistics provide an insight into the structure of and developments in the lending business with the most important groups of private borrowers. The data have been collected and published on the basis of the Federal Statistical Office's industrial classification system. Data dating back to 1999 are available for research purposes.

Notes

Die Kreditbedingungen der Banken für Gegenparteien verschärften sich im Zeitraum von Dezember 2021 bis Februar 2022 leicht. Die preislichen Kreditkonditionen wurden über alle Kategorien hinweg gestrafft, die nichtpreislichen Konditionen hingegen nur für nichtfinanzielle Kapitalgesellschaften.

on the topic of sectoral and macroeconomic balance sheets

Bundesbank President Joachim Nagel has once again advocated making a timely start on normalising policy rates in the euro area. “When net asset purchases come to an end – possibly in June – I see the time for an initial interest rate hike soon afterwards – possibly in July – as having come,” Mr Nagel said at the press conference for the G7 meeting of finance ministers and central bank governors at the Petersberg, near Bonn. He added that they could soon be followed by further interest rate moves.