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Tighter standards for loans to enterprises
16.02.2023
German banks applied tighter credit standards for loans at the beginning of 2023, as is shown by the results of the Bank Lending Survey (BLS) conducted by the Bundesbank. Institutions cited not only the higher cost of funds but also, in particular, the persistently high credit risk in all segments due to the deterioration in the economic situation as well as major uncertainty caused by the Ukraine war and by the high inflation as the main reasons for this.
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FAQ - Digital euro
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Where does the digital euro project currently stand?
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Außenwirtschaftsgesetz (AWG) - § 23a Anzeigepflichten
No English translation available
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Would the digital euro pose a threat to financial stability by disintermediating banks?
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Would people have to pay to use the digital euro?
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How do other pan-European payment initiatives relate to the digital euro?