German banks have once again slightly eased their credit standards for loans to enterprises and loans to households for house purchase. These are, in a nutshell, the results of the Bank Lending Survey (BLS) in Germany, which the Bundesbank conducts four times a year.

The banks repeatedly eased their credit standards and terms and conditions in all three surveyed loan categories. They again adapted credit terms and conditions mainly by narrowing margins irrespective of borrowers’ creditworthiness, albeit to a smaller extent than in the preceding quarter. Demand for loans to enterprises and loans to households for house purchase picked up considerably, with demand for consumer credit and other lending in fact rising sharply.

In the first quarter of 2018, German credit institutions eased their credit standards in all three loan categories. This is revealed by the latest Bank Lending Survey (BLS) conducted among banks domiciled in Germany.

German banks adjusted their lending policies in the fourth quarter of 2017, chiefly with regard to credit terms and conditions, according to the Eurosystem’s latest Bank Lending Survey (BLS) among banks domiciled in Germany.

German credit institutions eased their credit standards in the third quarter 2017, according to the latest Bank Lending Survey conducted among banks domiciled in Germany.

In the second quarter of 2017, German credit institutions adjusted their credit standards primarily by reducing margins. This is revealed by the latest Bank Lending Survey (BLS) conducted among banks domiciled in Germany.

In the first quarter of 2017, German credit institutions eased their credit standards in some areas. This is revealed by the latest Bank Lending Survey (BLS) conducted among banks domiciled in Germany.

On the whole, German banks made only minor adjustments to their credit standards in the fourth quarter of 2016, as is revealed by the latest Bank Lending Survey (BLS) conducted among banks domiciled in Germany.

German banks adjusted their credit standards chiefly by narrowing margins in the third quarter of 2016, as is revealed by the latest Bank Lending Survey (BLS) conducted among the participating banks domiciled in Germany.

German banks adjusted their credit standards to varying degrees in the three surveyed business lines in the second quarter, as is revealed by the latest Bank Lending Survey (BLS) conducted among participating banks domiciled in Germany.