German banks’ lending policy remained virtually unchanged, on the whole, in the third quarter of 2013. This was the outcome of the latest round of the Bank Lending Survey.

On the whole, the credit standards of German credit institutions for lending to non-financial corporations remained unchanged in the second quarter of 2013. This was revealed by the latest Bank Lending Survey conducted by the Deutsche Bundesbank.

The latest Bank Lending Survey revealed that the standards applied by banks when lending to non-financial corporations were relaxed to a moderate extent in the first quarter of 2013, but that the margins for these loans widened overall. Riskier loans were affected by this increase to a greater extent than loans to enterprises with good credit ratings.

Credit standards for lending to non-financial corporations in Germany have been tightened slightly, according to the latest survey findings in the fourth quarter of 2012.

German banks’ lending in the third quarter of 2012 was characterised by restrictive adjustments, according to the Bundesbank’s latest survey findings.

The credit standards for lending to non-financial corporations in Germany have remained largely unchanged in the second quarter of 2012, according to the Bundesbank’s latest survey findings.