Firms’ Demand for Credit

Credit demand among firms

Outcome of loan negotiations

In the fourth quarter of 2025, the share of firms whose loans were granted at the desired amount as well as at the desired conditions increased from 32 % in the previous quarter to 35 %. The share of firms that obtained loans in the desired amount but at less favourable conditions than requested decreased from 26 % to 22 %. Otherwise, the outcome of loan negotiations was largely similar to the previous quarter.

Outcome of credit negotiations

Outcome of credit negotiations

Outcome of credit negotiations

Outcome of credit negotiations

 

Ergebnis der Kreditverhandlungen

Ergebnis der Kreditverhandlungen