Um einen stabilen und zuverlässigen Betrieb von CashEDI zu gewährleisten, führt die Deutsche Bundesbank verschiedene Testaktivitäten mit ihren Kunden durch.

While the charts on the other webpages of this study illustrate the results of regularly asked core questions, here we show charts on an ad hoc basis mainly relating to special questions for research projects or policy advice.

The Deutsche Bundesbank conducts regular surveys of households’ expectations for unemployment, economic growth, rent prices, real estate prices, and interest rates on savings and loans. These data are used to calculate index figures, from which corresponding trends can be easily derived.

In December 2025, individuals expected an average increase in their monthly net household income of around €90 over the next 12 months. Expectations in this regard thus rose again for the first time since August. Expectations still vary significantly when broken down by factors such as household income, gender, and age group. The median remained constant, at €125. This can be explained by the fact that large shares of individuals have considered income growth of between €0 and €250 to be most likely each month since this survey was launched.