From now on, the Bundesbank will also publish the ten-year averages for discount interest rates pursuant to section 253 (2) of the German Commercial Code each month.

Zahlen und Übersichten

The expert panels are made up of experts from the banking industry and supervisory institutions. Their members come together to discuss issues and draw up proposals relating to the practical implementation of rules and regulations in banking supervision.

For the processing of cross-border euro credit transfers via the Customer Access Mechanism-IMPay (CAM-IMPay) the following rules apply. “Procedural rules of the Deutsche Bundesbank for the clearing and settlement of cross-border euro retail payments in Customer Access Mechanism-IMPay (CAM-IMPay) (Procedural rules for CAM-IMPay)”

It is necessary to have a counterparty pool in ECMS maintained by the Deutsche Bundesbank to be able to use MACCs. If such an account has already been set up, there are only a few steps that need to be taken to be able to submit credit claims under German law using the MACCs application.

Die Leistungsbilanz wies in den vier Quartalen bis zum zweiten Quartal 2026 einen Überschuss von 265 Mrd. € auf (1,6 % des BIP im Euroraum), verglichen mit einem Überschuss von 304 Mrd. € (1,9 % des BIP) ein Jahr zuvor.

Der gewichtete Indikator der Kreditfinanzierungskosten für neue Kredite an Unternehmen war mit 3,77 % weitgehend unverändert, während der entsprechende Indikator für neue Wohnungsbaukredite an private Haushalte um 6 Basispunkte auf 3,60 % stieg.