Studies
The Bundesbank published various studies and conference proceedings, resulting from the research activities of its employees and guest researchers.
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Coins study Impact assessment of rounding in the retail sector
485 KB, PDF
This study investigates the effects on consumer prices of rounding final total prices or individual prices in the retail sector. The empirical analysis based on around 70,000 sales receipts shows that, when the final total price is rounded commercially to the nearest whole 5 euro cent increment, virtually no effect on the price level can be expected.
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The usage, costs and benefits of cash - Conference Volume International Cash Conference 2014
6 MB, PDF
At the International Cash Conference in September 2014 papers on a variety of topics were presented and discussed. Costs and benefits of cash and cashless payment instruments, the role of cash in financial crises as well as the payment behavior were focussed. This conference volume contains the majority of the presentations held at the conference and other photographically impressions of the conference.
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2. Bargeldsymposium der Deutschen Bundesbank 2014
8 MB, PDF
Zahlreiche hochrangige Vertreter aus der Kreditwirtschaft und dem öffentlichen Bereich folgten am 19. Mai 2014 der Einladung der Bundesbank zum zweiten Bargeldsymposium in Frankfurt am Main, um sich über die aktuellen und zukünftigen Herausforderungen des Bargeldverkehrs auszutauschen.
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Costs and Benefits of Cash and Cashless Payment Instruments Study commissioned by the Deutsche Bundesbank, Module 1
3 MB, PDF
This paper analyses cash and cashless payment instruments in Germany. After a description of developments in a national and international context, we will compile a critical overview of iterature on cost calculations and on the importance of payments media for different countries.
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Weltweite Organisationen und Gremien im Bereich von Währung und Wirtschaft Sonderveröffentlichung der Deutschen Bundesbank
1 MB, PDF
Informationen zu Aufbau und Tätigkeiten von IWF, G7/G20, BIZ, FSB, OECD, Weltbankgruppe und ausgewählten regionalen Entwicklungsbanken sowie deren Zusammenarbeit mit der Bundesbank. Hierbei werden auch wichtige Fragen und Entwicklungen innerhalb der internationalen Finanzarchitektur thematisiert.
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Payment behaviour in Germany in 2011 An empirical study of the utilisation of cash and cashless payment instruments
3 MB, PDF
Has payment behaviour in Germany changed in recent years and, if so, how? This is the question posed in this study, which is based on survey data gathered in the autumn of 2011 in a repeat of the survey on payment behaviour first carried out in 2008. The aim was to identify how payment behaviour has developed since then, taking into account a number of new aspects.
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The usage, costs and benefits of cash - Conference Volume International Cash Conference 2012
3 MB, PDF
The conference volume comprises a wide range of multifaceted papers addressing different aspects of cash, that were presented and discussed at the International Cash Conference in February 2012.
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Where does the cash in your wallet come from? An empirical study of the cash withdrawal behaviour of the German population at ATMs and bank counters in Germany
351 KB, PDF
The Bundesbank study on payment behaviour in Germany, which was published in 2009, showed that cash continues to be an extremely popular method of payment and that no significant changes in payment behaviour in Germany are expected in the short to medium term. There are essentially two ways of withdrawing that most important of payment instruments "cash" – namely from bank counters or from ATMs. This paper analyses the withdrawal behaviour of Germans based on place, amount and frequencies of withdrawal.
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Payment behaviour in Germany in 2008 An empirical study of the utilisation of cash and cashless payment instruments
Cash continues to be consumers’ preferred payment method. Nonetheless, the turnover share of cash transactions in the German retail trade has been slowly but continually falling for years.
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European economic and monetary union
281 KB, PDF
This booklet provides a comprehensive overview of European economic and monetary beginnings through to the legal provisions and operational procedures applicable in EMU today. The information contained in this booklet focuses on issues of particular relevance to central banks.