Cash remains the most frequently used means of payment at the point of sale in Germany. This is one of the findings of the Bundesbank’s latest study on payment behaviour in Germany for 2023. However, card and mobile payments are gaining significant ground, while the share of cash payments is declining. Although this decline is no longer as pronounced as during the coronavirus pandemic, the share of cash payments is falling faster than in previous years,” said Executive Board member Burkhard Balz.

The Bundesbank has now launched the digital exhibition “From Brutus to Brandt – Coins as eyewitness and testament to our past”, which provides insight into the role that coins play as communicators of historical events.

As part of the Bundesbank Invited Speaker Series, Bundesbank President Joachim Nagel discussed economic resilience, i.e. adaptability, with economics professor Markus Brunnermeier. One question they considered was whether an effective and rule-based monetary policy can be adaptable. The event was moderated by Falko Fecht, head of the Bundesbank’s Research Centre.

Der gewichtete Indikator der Kreditfinanzierungskosten für neue Kredite an Unternehmen lag weitgehend stabil bei 5,06 %, während der entsprechende Indikator für neue Wohnungsbaukredite an private Haushalte aufgrund des Zinseffekts um 4 Basispunkte auf 3,75 % sank.