With a view to the future, a pan-European deposit insurance scheme is envisaged. The European Commission's proposals foresee the gradual implementation of a system of comprehensive insurance by 2024, under which bank customers' savings would be covered by a European fund in the event of a bank insolvency.

Euro banknotes and coins are used for many payments every day. Private individuals and businesses usually withdraw this cash from their account at their bank. But where do the banks get this cash?

The €5 collectors' coin with an orange plastic ring was issued in April 2018. It was minted on behalf of the German government and is the second in a five-part series, “Climate zones of the Earth” (2017-21).

Accessibility of ExtraNet procedures in the production and test environments.

Stable money is a precious public good. It protects savers and income earners from the erosion of wealth while promoting growth and employment. The primary objective of monetary policy in the euro area is therefore to ensure price stability. The President of the Bundesbank is involved in making monetary policy decisions as a member of the Governing Council of the European Central Bank. The Bundesbank is charged with implementing these decisions in Germany.

There are various documents available describing the structure and functioning of T2. There are for example the Information Guide for TARGET participants, the User Requirements Document, the User Detailed Functional Specifications, the User Handbooks or our Starting Guide which shall ease the first steps for new participants. These documents and even more can be found in this area.