In December 2025, individuals expected an average increase in their monthly net household income of around €90 over the next 12 months. Expectations in this regard thus rose again for the first time since August. Expectations still vary significantly when broken down by factors such as household income, gender, and age group. The median remained constant, at €125. This can be explained by the fact that large shares of individuals have considered income growth of between €0 and €250 to be most likely each month since this survey was launched.

In December, households in Germany expected real estate prices in their region to rise by an average of 5.0 % over the next 12 months. When asked about their qualitative expectations in December, 62 % of individuals expected real estate prices to increase and 7 % expected them to decrease during this period.

In TIPS there are two regular releases scheduled per year – one following the second weekend of June and one following the third weekend of November. The dates have been coordinated with the releases in the other TARGET Services. This area contains information on the content as well as milestone planning of the releases.

Reporting parties can use XML files to submit external transaction and stock reports electronically and securely to the Bundesbank via NExt (until the beginning of 2026) or ExtraNet.

In addition to the S/MIME procedure for encrypting emails with confidential content, the Bundesbank also uses PGP encryption. Two PGP keys with different algorithms are available for this purpose for the entire Bundesbank. Almost all Bundesbank email addresses can be accessed with these keys.

Die Leistungsbilanz wies in den vier Quartalen bis zum dritten Quartal 2025 einen Überschuss von 283 Mrd € auf (1,8 % des BIP im Euroraum), verglichen mit einem Überschuss von 425 Mrd € (2,8 % des BIP) ein Jahr zuvor.