Internal risk models play an important role in ensuring capital adequacy at banks. Banking supervisors keep a particularly close eye on them, as banks have some degrees of freedom when it comes to model design. A new study examines the incentives for banks to implement internal risk models, analyses their impact on risk management and explains possible consequences of a new regulatory proposal regarding application of such models.

The Deutsche Bundesbank offers its bank and non-bank customers high performance and cost-effective procedures for the settlement of non-urgent domestic and cross-border euro payments.

Zweite Abstimmung mit der Kreditwirtschaft zur technischen Spezifikation

The July 2023 issue of the Monthly Report highlights the financial industry’s options regarding digital money. Another article analyses cross-border liquidity flows and links them to the role of the banking system in Germany’s balance of payments. A third text discusses economic developments in emerging market economies.