With a view to the future, a pan-European deposit insurance scheme is envisaged. The European Commission's proposals foresee the gradual implementation of a system of comprehensive insurance by 2024, under which bank customers' savings would be covered by a European fund in the event of a bank insolvency.

Pictures and information on the national sides of the coins in circulation in Andorra.

Here we have compiled further information on the role of TIPS in ensuring pan-European reachability and on the European regulation on the processing of instant credit transfers in Euro.

Detailed description of positions of banks’ month-end asset and liability positions in the form of a balance sheet with a supplementary breakdown of the balance sheet items by category, maturity and sector of the respective creditors and debtors.

There are various documents available describing the structure and functioning of T2. There are for example the Information Guide for TARGET participants, the User Requirements Document, the User Detailed Functional Specifications, the User Handbooks or our Starting Guide which shall ease the first steps for new participants. These documents and even more can be found in this area. 

Terms and conditions, Issuance conditions and Procedural rules for auctions in connection with BBS.

In this area all documents relevant for customer testing can be found. There are for example documents containing the T2 Mandatory Test Cases, the TARGET Services User Testing Calendar or the User Testing Terms of Reference.