The BLS covers three loan categories: loans to enterprises, loans to households for house purchase, and consumer credit and other lending to households. On balance, the surveyed banks tightened their credit standards for loans to enterprises and loans to households. The net percentage of banks that tightened their requirements was +⁠ 16 % for loans to enterprises, +⁠ 4 % for loans to households for house purchase, and +⁠ 11 % for consumer credit and other lending to households. The tightening of credit standards for loans to enterprises was in line with what the banks had originally been planning in the previous quarter. It affected large enterprises as well as small and medium-sized enterprises to a similar extent.

The same methodology as the real effective exchange rates of the euro is used to calculate price competitiveness indicators for individual euro area countries. 

Deposits from credit institutions with the central bank are referred to as reserves. Reserves can be used, amongst other things, to settle payments, provide banknotes and fulfill the minimum reserve requirements.

Die Jahreswachstumsrate des weit gefassten Geldmengenaggregats M3 stieg im März 2026 auf 3,2 % nach 3,0 % im Februar. In den drei Monaten bis März betrug sie durchschnittlich 3,2 %.