In the first quarter of 2016, German credit institutions adjusted their lending policies in the three surveyed lines of business in a variety of ways, as is revealed by the latest Bank Lending Survey (BLS) conducted among banks domiciled in Germany.

Overall, credit standards in Germany were eased slightly in the final quarter of 2015, as is revealed by the latest Bank Lending Survey (BLS) conducted among banks domiciled in Germany.

There was little overall change to banks’ credit supply policy in Germany in the third quarter of 2015. This is revealed by the responses of the 34 banks domiciled in Germany that were interviewed for the latest Bank Lending Survey. For loans to enterprises credit standards and margins on riskier exposures remained largely unchanged.

Overall, German credit institutions eased their lending policies somewhat for loans to enterprises in the second quarter of 2015. This was revealed by the latest round of the Bank Lending Survey.

German credit institutions only marginally adjusted their lending policies in all three surveyed lines of business in the first quarter of 2015.

German credit institutions eased their lending policies in all three surveyed lines of business in the final quarter of 2014.

German institutions eased their standards for lending to enterprises somewhat in the third quarter of 2014; credit standards were tightened slightly for household loans for house purchase and remained unchanged for consumer loans.

According to the latest Bank Lending Survey, the credit standards of German institutions for lending to non-financial corporations were unchanged in the second quarter of 2014.

According to the most recent bank lending survey, the surveyed banks in Germany changed their lending policy only slightly in the first quarter of 2014.

The credit standards of German institutions for lending to non-financial corporations underwent very little change in the fourth quarter of 2013. This was revealed by the latest round of the Bank Lending Survey.