Am 13. Juni 2016 folgten hochrangige Vertreter aus Wirtschaft, Gesellschaft und Wissenschaft der Einladung zum dritten Bargeldsymposium in Frankfurt am Main, um über das Thema Bargeld zu diskutieren. Das Bargeldsymposium der Deutschen Bundesbank findet als Forum für professionelle Bargeldakteure alle zwei Jahre statt.

The information contained in the study is of interest to all market participants affected by the payment behaviour of private individuals, most notably retailers, credit institutions, card issuers and, last but not least, the Deutsche Bundesbank itself. Players wishing to foster more innovation in the field of payments need to offer a genuine advantage over established schemes and procedures and, in particular, to heed users’ perceived security needs.

This study investigates the effects on consumer prices of rounding final total prices or individual prices in the retail sector. The empirical analysis based on around  70,000 sales receipts shows that, when the final total price is rounded commercially to the nearest whole 5 euro cent increment, virtually no effect on the price level can  be expected.

At the International Cash Conference in September 2014 papers on a variety of topics were presented and discussed. Costs and benefits of cash and cashless payment instruments, the role of cash in financial crises as well as the payment behavior were focussed. This conference volume contains the majority of the presentations held at the conference and other photographically impressions of the conference.

Zahlreiche hochrangige Vertreter aus der Kreditwirtschaft und dem öffentlichen Bereich folgten am 19. Mai 2014 der Einladung der Bundesbank zum zweiten Bargeldsymposium in Frankfurt am Main, um sich über die aktuellen und zukünftigen Herausforderungen des Bargeldverkehrs auszutauschen.

This paper analyses cash and cashless payment instruments in Germany. After a description of developments in a national and international context, we will compile a critical overview of iterature on cost calculations and on the importance of payments media for different countries.

Has payment behaviour in Germany changed in recent years and, if so, how? This is the question posed in this study, which is based on survey data gathered in the autumn of 2011 in a repeat of the survey on payment behaviour first carried out in 2008. The aim was to identify how payment behaviour has developed since then, taking into account a number of new aspects.

The conference volume comprises a wide range of multifaceted papers addressing different aspects of cash, that were presented and discussed at the International Cash Conference in February 2012.

The Bundesbank study on payment behaviour in Germany, which was published in 2009, showed that cash continues to be an extremely popular method of payment and that no significant changes in payment behaviour in Germany are expected in the short to medium term. There are essentially two ways of withdrawing that most important of payment instruments "cash" – namely from bank counters or from ATMs. This paper analyses the withdrawal behaviour of Germans based on place, amount and frequencies of withdrawal.