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    Money in caricature and satire
    Exhibition: “Money in caricature and satire”

    From 20 September, the Money Museum presents a new special exhibition that approaches money from a unique perspective, viewed through the lens of caricature and satire.

    • 20.09.2022 – 29.10.2023
    • Frankfurt am Main
    Exhibition: “Money in caricature and satire”
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    • Overview Bundesbank
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      • Overview Organisation
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        • Dr Joachim Nagel
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    Bundesbank symposium “Banking supervision in dialogue”
    Bundesbank symposium

    The Deutsche Bundesbank hosts the Bundesbank symposium annually, with the aim of promoting the exchange of information on current topics relating to banking supervision within the banking industry.

    • 05.07.2023
    • 08:30 – 16:30
    • Frankfurt am Main, Germany
    Bundesbank symposium
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    • Overview Tasks
    • Monetary policy
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      • Overview Monetary policy
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        • Overview Financial and monetary stability
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  • Statistics
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    SDMX Web Service

    The Bundesbank provides a new procedure for the automated download of statistical data sets. The web service offers an interface for programmatic access.

    SDMX Web Service
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    Time series databases

    The Bundesbank’s up-to-date statistical data in the form of time series (also available to download as a CSV file or SDMX-ML file).

    Time series databases
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      • Overview Banks and other financial corporations
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      • Overview Economic activity and prices
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      • Overview Macroeconomic accounting systems
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      • Overview Money and capital markets
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        • Overview Interest rates and yields
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      • Overview Sets of indicators
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  • Service
    Cashless money transfer
    Bank sort codes search

    Here you will find information on the bank sort code file and on the bank sort code update service. You can also download the bank sort code files.

    Bank sort codes search
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    • Overview Service
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      • Overview Banks and companies
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    In the press area, you will find press releases, speeches, guest contributions and interviews with Bundesbank Executive Board members as well as further press materials.

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    Studies

    The Bundesbank published various studies and conference proceedings, resulting from the research activities of its employees and guest researchers.

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    University of Applied Sciences in Hachenburg
    Bachelor of Science in Central Banking

    With the dual bachelor's degree in applied computer science, we offer an attractive career in the world of information technology.

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  1. Homepage
  2. Glossary

Glossary

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Glossary

What will I find in this section?

Technical terms, unfortunately, cannot always be avoided – particularly when it comes to complex topics such as monetary policy. This is why we have compiled a glossary with a wide range of terms, arranged in alphabetical order and each with a short explanation.

17 results
  • National accounts

    The national accounts provide the statistical data required for the key macroeconomic indicators as a basis for observing and analysing economic activity. The main focus of the national accounts is the calculation of gross domestic product according to production, use and distribution.

    See also

    • Gross domestic product (GDP)
  • National central bank (NCB)

    National central bank (NCB) is the Eurosystem term for the central bank of an EU member state. To simplify the language regime used in relation to the Eurosystem and ESCB, the acronym NCB is used alongside the acronym ECB, which is not a national central bank.

    See also

    • European System of Central Banks (ESCB)
    • Eurosystem
  • National competent authority (NCA)

    In Eurosystem jargon, national banking supervisory authorities are known as national competent authorities (NCAs). In Germany, these are the Federal Financial Supervisory Authority (BaFin), which reports to the Federal Ministry of Finance, and the Deutsche Bundesbank.

    See also

    • Federal Financial Supervisory Authority (BaFin)
    • Single Supervisory Mechanism (SSM)
    • Supervisory Board
  • NCA (national competent authority)

    See

    • National competent authority (NCA)
  • NCB (national central bank)

    See

    • National central bank (NCB)
  • Near field communication

    Near field communication (NFC) is a radio standard for wireless data transfer which is also used for payments. To transfer data, the devices equipped with the technology must be positioned within a few centimetres of each other. This makes it extremely difficult for third parties to obtain data illegally. These days, bank cards and mobile phones are increasingly fitted with NFC chips, allowing users to make small "contactless payments" at similarly equipped points of sale.

    See also

    • Contactless payment
  • Net stable funding ratio (NSFR)

    The net stable funding ratio (NSFR) is a prudential ratio that measures the extent to which a bank has medium to long-term funding for its exposures. The NSFR standard is designed to ensure sustainable and stress-resistant funding of a bank's asset-side business as well as its off-balance sheet activities. It is defined as the ratio of sustainable funding (including equity capital and long-term liabilities) over the required stable funding. The minimum ratio is 100%. The NSFR rule is scheduled to be applied in 2021.

    See also

    • Basel III
    • CRD IV/CRR (Capital Requirements Directive IV/Capital Requirements Regulation)
    • Liquidity coverage ratio (LCR)
  • Network for Greening the Financial System (NGFS)

    See

    • Green finance
  • NFC (near field communication)

    See

    • Near field communication
  • No bail-out

    Pursuant to the no bail-out clause (Article 125 Treaty on the Functioning of the European Union), the European Union and its member states are prohibited from assuming liability for the commitments of another EU member state. By ruling out the option of being rescued in the event of fiscal negligence, this clause encourages member states to engage in responsible fiscal policy. The Treaty also bans monetary state financing by the ECB and national central banks (Article 123 TFEU) and privileged access by Union or member state institutions to financial institutions (Article 124 TFEU), in other words institutions cannot be obliged to provide public institutions with loans or those institutions that provide such loans cannot do so with any sort of discount or preferred conditions.

    See also

    • Bail-in
    • Bail-out
    • Fiscal policy
    • Treaty on the Functioning of the European Union (TFEU)
  • No bail-out clause

    See

    • No bail-out
  • Nominal interest rate

    The interest rate on the nominal value of the principal of a bond, for example. If the price of the bond exceeds its nominal value, the interest rate calculated based on the market value (effective interest rate) will fall below the nominal interest rate, and vice versa.

    See also

    • Real interest rate
  • Non-banks

    In technical terms, players outside the banking system such as households, private non-profit organisations (e.g. associations, churches), the government sector and business enterprises that are not banks are referred to as non-banks.

  • Non-performing loan (NPL)

    A loan whose full redemption is uncertain. In Germany, this term is understood to mean loans requiring specific loss provisions.

    See also

    • Value adjustment
  • Non-standard monetary policy

    Non-standard monetary policy generally refers to the monetary policy measures that were implemented largely in response to the financial and sovereign debt crisis. They may be needed in order for monetary policymakers to remain able to guarantee price stability when classic interest rate policy reaches its zero lower bound. In this situation, for all intents and purposes, interest rates cannot be lowered any further. Non-standard monetary policies include, inter alia, longer terms for central bank loans, fixed rate tender procedures with full allotment, the asset purchase programme and forward guidance.

    See also

    • Asset purchase programme (APP)
    • Forward guidance
    • Full allotment
    • Monetary policy
    • Monetary policy instruments
    • Tender (procedure)
    • Transmission mechanism
  • Non-trading book

    The non-trading book of a credit institution covers all transactions that are not included in the trading book under Article 4 (86) of the Capital Requirements Regulation (CRR). Examples of major non-trading book positions include originated loans as well as tangible and financial fixed assets.

    See also

    • Capital Requirements Directive IV/Capital Requirements Regulation (CRD IV/CRR)
    • Trading book
  • NSFR (net stable funding ratio)

    See

    • Net stable funding ratio (NSFR)
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