Loan supply Enterprise Not applicable Margins on riskier loans Impact of cost of funds and balance sheet constraints Quarterly Backward looking three months Net percentage (frequency of tightened minus that of eased or reverse)
Time designation is the date of publication; values with the exception of forecast values refer to the preceding quarter. April 2018 BLS: Recalculation of the time series (2003 Q1 to 2018 Q1) as part of the euro area-wide harmonisation of the aggregation methods used in the BLS.