Payment behaviour in Germany in 2011 An empirical study of the utilisation of cash and cashless payment instruments

Cover: Payment behaviour in Germany in 2011
Has payment behaviour in Germany changed in recent years and, if so, how? This is the question posed in this study, which is based on survey data gathered in the autumn of 2011 in a repeat of the survey on payment behaviour first carried out in 2008. The aim was to identify how payment behaviour has developed since then, taking into account a number of new aspects.