Payment behaviour in Germany in 2021

The Bundesbank has been regularly conducting detailed studies on the use of payment instruments since back in 2008.

Data were collected on the Bundesbank’s behalf by the market research institute forsa, which contacted a total of 5,870 randomly selected citizens aged 18 and over by telephone between September and December 2021. Respondents were also asked to keep a diary of their payment habits for three days.


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