Orders received is a leading indicator for cyclical developments. The figures are compiled monthly by the Federal Statistical Office and published both as a value index and as a volume index for the manufacturing and construction sectors respectively. The number of permits granted for structural engineering work also indicates the level of economic movement to be expected in that sector.

If you have general questions with regard to payments or your account please contact your responsible customer service team (KBS).

The annual bank office statistics have documented the development of the banking industry in Germany since 1953. This is supplemented by an annual report on the development of the bank office network.

With regard to account management and the processing of cashless payments, the Deutsche Bundesbank makes a basic distinction between "deposit-taking credit institutions" (credit institutions within the meaning of Article 4 (1) number 1 of Regulation (EU) No 575/2013) and "other account holders". The latter category includes the following customer groups:

• Public administrations and entities with a private legal form performing the activities of public administrations or processing payments on their behalf.
• Charitable and non-profit organisations
• Payment service providers within the meaning of section 1 (1) numbers 2 to 5 of the Payment Services Oversight Act (Zahlungsdiensteaufsichtsgesetz or ZAG), specific credit institutions (Kreditinstitute mit Teilbanklizenz) as well as financial service institutions within the meaning of section 1 (1a) of the German Banking Act (Kreditwesengesetz).

In economic life, people often use banknotes and coins to make small purchases. But when larger amounts are involved, they pay by credit transfer or with a bank card instead of cash.

Here you will find information on issuance by monetary financial institutions ("securities issues").