FVCs' end-of-quarter asset and liability positions in the form of a balance sheet with a sup-plementary breakdown of the balance sheet items by type, maturity and sector of the coun-terparts.

Real interest rates are interest rates that have been adjusted for developments in purchasing power. They are broadly calculated as the difference between the nominal interest rate and the inflation rate (in the case of low interest rates and relatively stable prices).

The German Panel on Household Finances (PHF) is a panel survey on household finance and wealth in Germany, covering the balance sheet, pension, income, work life and other demographic characteristics of private households living in Germany. The panel survey is conducted by the Research Centre of the Deutsche Bundesbank.

These national public finance statistics contain data on the budgetary developments of central, state and local government, the social security funds and general government according to the definition in the German public finance statistics, which is largely based on transactions booked in the budgets.

Pursuant to ESA 2010, the fiscal policy activities of the EU institutions at a national level are not included in the government sector account.

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