A recent Bundesbank study looks at how cash will be used in the future. It outlines three different scenarios for cash payments in 2037. “The idea of the future scenarios is to help set the right course so that cash remains generally available and accepted as an attractive means of payment and store of value going forward,” explained Burkhard Balz as he introduced the study.

Die Deutsche Bundesbank geht in einer aktuellen Studie der Frage nach, wie Bargeld in der Zukunft genutzt wird. Dazu skizziert die Studie drei unterschiedliche Szenarien für das Bezahlen mit Bargeld im Jahr 2037.

Verglichen mit Oktober 2023 haben sich die Erwartungen der Verbraucherinnen und Verbraucher wie folgt entwickelt.

The turn of the year saw Executive Board member Sabine Mauderer take office as Chair of the Network for Greening the Financial System (NGFS), a global group of central banks and supervisory authorities committed to forging a more sustainable financial system. The NGFS’s mission is to analyse what climate change and nature loss mean for the financial system

According to preliminary calculations by the Federal Statistical Office (Destatis), price-adjusted gross domestic product (GDP) in 2023 was 0.3% lower than a year earlier. The calendar-adjusted decline in economic output was 0.1%. According to Destatis, high prices at all stages of the economy dampened economic activity. This was joined by unfavourable financing conditions due to rising interest rates and lower demand from Germany and abroad. 

Gabriele works as a translator in the language service of the Deutsche Bundesbank and has a congenital visual impairment. She mainly translates the ECB's publications, but also documents from the Bundesbank's various areas of responsibility. 

On 1 January 1999, the euro was introduced as book money. Three years later, people in Germany and eleven other European countries got their hands on euro banknotes and coins for the first time. Today, twenty-five years later, the euro is legal tender in twenty countries and has become an indispensable part of Europeans’ everyday lives. 

Aggregierte harte Kernkapitalquote im dritten Quartal 2023 bei 15,61 % (nach 15,72 % im Vorquartal und 14,74 % im dritten Quartal 2022).

Das Emissionsvolumen am deutschen Rentenmarkt belief sich im November 2023 auf brutto 123,6 Mrd € (Vormonat: 130,3 Mrd €). Nach Abzug der im Vergleich zum Vormonat geringeren Tilgungen und unter Berücksichtigung der Eigenbestandsveränderungen der Emittenten stieg der Umlauf heimischer Rentenwerte um 18,1 Mrd €.

Germany’s current account recorded a surplus of €30.8 billion in November 2023, up €10.8 billion on the previous month’s level. This was primarily caused by the shift into a surplus in invisible current transactions, which comprise services as well as primary and secondary income. Moreover, the surplus in the goods account increased.

Die Leistungsbilanz des Euroraums wies in den vier Quartalen bis zum dritten Quartal 2023 einen Überschuss von 175 Mrd. € (1,2 % des BIP im Euroraum) auf, verglichen mit einem Defizit von 19 Mrd. € (0,1 % des BIP) ein Jahr zuvor.