Laut der Umfrage zum Kreditgeschäft im Euro-Währungsgebiet vom April 2021 wurden die Kreditrichtlinien (d. h. die internen Richtlinien oder Kriterien einer Bank für die Kreditgewährung) für Unternehmenskredite (inklusive Kreditlinien) im ersten Quartal 2021 etwas gestrafft.

Financers, the real economy and science will need to forge stronger networks to help today’s start-ups become tomorrow’s groundbreaking champions, says Sabine Mauderer.

The German banks responding to the Bank Lending Survey (BLS) once again tightened their credit standards for loans to enterprises somewhat in the first quarter of 2021. Standards remained unchanged for loans to households for house purchase, and they were eased marginally for consumer credit and other lending to households.

Many German enterprises have seen their production and business activity decline amid the coronavirus pandemic. There are major differences between the individual sectors, however, as a representative survey of more than 30,000 firms in Germany reveals. The Bundesbank has published the results of the four survey waves held in 2020 and 2021 in its latest Monthly Report.