Macroprudential measures are intended to make the financial system as a whole more resilient to crises, so that the real economy can be supplied with financial services to an appropriate extent at any time. Capital buffer requirements rank among the most important measures available to regulators. Other instruments are also available in Germany to address systemic risk originating in the real estate market.

Mit dem Rollenspiel zur Geldpolitik können Schülerinnen und Schüler der Sekundarstufe II in kleinen Gruppen selbstständig eine geldpolitische Entscheidung treffen (Leitzinssätze erhöhen, beibehalten oder senken) und diese mit den vorliegenden Informationen begründen.

on the topic of Statistics of the banks' profit and loss accounts

With the theme “Backstage Bundesbank”, the Bundesbank invited the public to its Frankfurt am Main premises for an Open Day last weekend. More than 11,000 visitors came to gain an insight into the tasks of Germany’s central bank.

German credit institutions’ performance improved significantly in 2023, according to the current issue of the Bundesbank’s Monthly Report. At €48.7 billion, aggregate profit for the financial year before tax increased considerably, up by nearly 80% on the year. All categories of banks posted higher profits for the 2023 financial year than they had done in 2022. This development was driven in large part by the significant increase in net interest income resulting from the Eurosystem’s key interest rate hikes.