In April, households expected their net household income to rise by an average of around €85 over the next 12 months. This represents an increase of around €25 in income growth expectations compared with the previous month. Expectations still vary significantly when broken down by factors such as household income, gender and, in particular, age group. The median remains constant at €125. This can be explained by the fact that a large share of individuals have considered income growth of between €0 and €250 to be most likely each month since this survey was launched.

All documents relevant to customer testing can be found in this area. These include for example a document containing mandatory test cases, the test calendar and the test specifications (terms of reference).

In April, households in Germany adjusted their expectations for real estate prices in their region slightly downwards. With an expected increase of 5.0% for the next 12 months, they were 0.1 percentage point lower than the previous month’s figure of 5.1%. When asked about their qualitative expectations in April, 54% (March: 57%) of households expected real estate prices to increase and an unchanged 8% anticipated them to decrease during this period.

The Deutsche Bundesbank conducts regular surveys of households’ expectations for unemployment, economic growth, rent prices, real estate prices, and interest rates on savings and loans. These data are used to calculate index figures, from which corresponding trends can be easily derived.

EZB richtet Innovationsplattform mit rund 70 Marktteilnehmern ein. Teilnehmer sollen Zahlungsfunktionen des digitalen Euro testen und innovative Anwendungsfälle untersuchen.

The Deutsche Bundesbank calculates the basic rate of interest pursuant to Section 247(1) of the German Civil Code (Bürgerliches Gesetzbuch) and publishes its current level in the Federal Gazette (Bundesanzeiger) pursuant to Section 247(2) of the German Civil Code.