„Wir werden alles dafür tun, damit die Menschen auch künftig die Wahlfreiheit haben, ob sie bar oder unbar zahlen möchten", sagte Vorstandsmitglied Burkhard Balz bei der Veranstaltungsreihe "Bits und Bargeld" in Wiesbaden. 

Vor rund 160 Gästen diskutierte er mit Kirsten Schoder-Steinmüller, Präsidentin des Hessischen Industrie- und Handelskammertags und Philipp Wendt, Vorstand der Verbraucherzentrale Hessen, über den digitalen Euro, das Bargeld und die Zukunft des Bezahlens.

The prudential own funds requirements reflect a risk-oriented approach to supervision which is designed, depending on a bank's individual risk positions, to ensure that capital backing is as commensurate with risk as possible.

On this page you will find relevant code lists on reports in external sector.

The Bundesbank is committed to ensuring that people can always pay whichever way they prefer – be it cash or cashless. In this context, the Bundesbank has looked into how the public views the acceptance of cashless means of payment in Germany. It was found that over one in two respondents had wanted to make a cashless payment at least once in recent months but were unable to do so due to cashless payment instruments not being accepted. In addition, just under three-quarters of respondents are in favour of the idea of mandating cashless payment acceptance. 

The system of indicators gives a comprehensive overview of the situation on the property marktet, which is characterised by a clear rise in prices at a time of low interest rates.

Prices of commercial real estate – especially office and retail buildings in Germany’s seven major cities – have risen in previous years. Accordingly, net initial yields have dropped noticeably.

Speaking at the Bundesbank’s third Financial Centre Conference, Bundesbank President Joachim Nagel said that Germany needed to pick up the pace of structural reform if it is to overcome its weak growth. According to First Deputy Governor Sabine Mauderer, there needs to be a capital market for all, whether people want to save for retirement or invest in German businesses. At the conference, decision-makers from the world of politics, business and finance discussed how Germany and Europe could finance their future.

In our newsletter we inform you about current topics and events related to the International Central Bank Dialogue.

Im Juli 2025 wies die Leistungsbilanz einen Überschuss von 28 Mrd. € auf (nach 36 Mrd. € im Vormonat).

The German economy is likely to grow slightly in the third quarter of 2025, the Bundesbank’s Monthly Report states. Despite continued unfavourable investment conditions for firms and additional burdens caused by the new US tariffs, there were no signs of any major setbacks for industry. It got off to a surprisingly strong start in the third quarter. A recovery in construction output is yet to materialise, however. Private consumption is likely to increase slightly, if at all, as the labour market is not providing any strong stimulus at present. The inflation rate rose to 2.1 % in August.