Commission Implementing Regulation (EU) No 680/2014 laying down implementing technical standards with regard to supervisory reporting of institutions was brought into line in 2020 with regard to the liquidity coverage requirement for credit institutions.

Since 2014, the Single Supervisory Mechanism has been responsible for supervising banks in the euro area. The new banking supervision system consists of the European Central Bank and the national competent authorities of the participating countries.

The underlying idea behind a securitisation is to bundle together a pool of assets, repackage them as tradable securities and place them in the capital market. This allows firms to sell their customer exposures, obtain funding from the capital market and invest the proceeds. Banks use securitisation for, amongst other things, refinancing, own funds relief, credit risk mitigation and portfolio management.

Here you will find general information about TIPS, for example how the processing of instant payments in TIPS works, what the participation model looks like or how the TIPS accounts are supplied with liquidity.

Some basic information to help you as you enter the world of work in Germany.

The Bundesbank brings its expertise to numerous European and international bodies and organisations in which issues concerning financial stability and the financial and monetary system are analysed and policy measures are coordinated.