Die Jahreswachstumsrate des weit gefassten Geldmengenaggregats M3 erhöhte sich von 3,0 % im Mai 2026 auf 3,3 % im Juni. 

Die Ersparnisbildung (netto) im Euroraum lag in den vier Quartalen bis zum ersten Quartal 2026 weitgehend unverändert bei 902 Mrd €, verglichen mit 900 Mrd € im Vorquartal. Die Verschuldung der privaten Haushalte im Verhältnis zum Einkommen belief sich im ersten Quartal 2026 auf 81,0 % und war damit im Großen und Ganzen stabil. Die Verschuldung der nichtfinanziellen Kapitalgesellschaften im Verhältnis zum BIP (konsolidierte Messgröße) ging im ersten Quartal 2026 auf 65,6 % zurück, verglichen mit 67,1 % ein Jahr zuvor.
 

Aktuelle Vorträge, Fortbildungen, Ausstellungen und weitere Veranstaltungen der Hauptverwaltung in Hamburg, Mecklenburg-Vorpommern und Schleswig-Holstein

German households’ financial assets decreased in the first quarter of 2026. At the end of the quarter, they amounted to €9,490 billion and were thus €28 billion lower than at the end of 2025. This was attributable mainly to negative valuation effects. Households’ financial assets grew by €94 billion in net terms. However, this was insufficient to offset valuation losses totalling €122 billion.

In 2025, the number of payments made using cards issued by German payment service providers rose significantly. There were around 14.5 billion card payments in total, 11 percent more than in the previous year. 

The PHF is a representative survey of German households comprising both a panel and a refresher component. The panel structure mimics that of the [U.S.] Panel Study of Income Dynamics (PSID). All households are re-contacted, and all individuals tracked. The intended survey frequency is three years.

During the PHF's first wave in 2010‑2011 a net sample of 3,565 randomly selected households was collected. In subsequent waves interviews were conducted with 4,461 households (2014), 4,942 households (2017), 4,119 households (2021) and 3,985 (wave 5). Almost half of the households in wave two took part for the second time. Two thirds of households who participated in wave three had already taken part in a previous wave. The share of interviews with panel households in the total number of interviews reached 83 % in wave four and declined to 78 % in wave 5. The sixth wave started in spring 2026.

The survey is based on a stratified design. To better measure the distribution of wealth in Germany, wealthy households are oversampled on the basis of micro-geographical information.

Der Rat der Europäischen Zentralbank (EZB) hat beschlossen, die Anwendung von Klimafaktoren im
Sicherheitenrahmen des Eurosystems auf bestimmte notenbankfähige Kreditforderungen
auszuweiten, deren Schuldner ein nichtfinanzielles Unternehmen ist.